--- title: "Prabu R - Assistant Vice President in Bengaluru | Tal" description: "Meet Prabu R, Regulated FinTech Leader | Building & scaling safe, compliant products and platforms based in Bengaluru." image: "https://tal.club/meet/prabu-r/share-image" --- # Prabu R on Tal ## Headline Regulated FinTech Leader \| Building & scaling safe, compliant products and platforms ## About I’m a regulated FinTech leader \(16\+ yrs BFSI\) with training across IIMC and BITS Pilani, and CSPO\-certified\. I work at the intersection of product, risk/compliance, fraud controls, and transformation—building scalable platforms that can grow without breaking governance\. What I’m known for • Onboarding & KYC journey redesign: reduced turnaround time from \~5 days to \~30 minutes \(compliance\-by\-design\)\. • Platform scale \(0→1→N\): enabled 1,00,000\+ new customer onboardings in 18 months and adoption by 2,000\+ enterprise users\. • Digital transformation at scale: reengineered \~72 legacy processes across 25\+ banking products\. • Data governance & data quality: built a Data Quality Management Platform, authored \~7,000 validation rules, implemented the “4T” framework \(Detect, Correct, Prevent, Repeat\), and rebuilt negative\-list screening across 70\+ lists\. Current role AVP – Risk & Compliance at Innoviti Technologies \(regulated Payment Aggregator\)\. Functional scope includes Product \(Payments/PA\), AML, Risk, Fraud, Compliance and Internal Audit\. Designated FIU\-IND Principal Officer and RBI Nodal Officer\. ## Location Bengaluru ## Work experience Assistant Vice President at Innoviti Technologies, Mar 2025 \- Apr 2026 · 1 yr 2 mos, Bengaluru, Karnataka, India, I lead at the intersection of Product and Risk/Compliance to scale a cloud\-based, mobile\-first payments platform in a regulated environment\. My scope covers Payments / Payment Aggregator \(PA\) product, AML, risk, fraud, compliance, and internal audit\. I also serve as the FIU\-IND Principal Officer and RBI Nodal Officer\. Associate Vice President at DCB Bank, Feb 2023 \- Feb 2025 · 2 yrs 1 mo, Chennai, Tamil Nadu, India, Led data management and special projects in a regulated banking environment, driving data governance, regulatory reporting readiness, and remediation programs across business, operations, and technology stakeholders\. Key contributions: \* Owned RBI inspection / supervisory report closure for Operations, driving end\-to\-end remediation and regulator readiness for IRAR, MANC, and RMP observations\. \* Headed the regulatory reporting / data submissions unit for periodic and ad\-hoc submissions to RBI and other statutory authorities, including data quality checks and sign\-off governance\. \* Designed a Data Quality Management Platform to strengthen data reliability, monitoring, and control outcomes\. \* Improved data quality across multiple applications by defining validations, implementing monitoring, and driving remediation governance via the data quality platform\. \* Coined and implemented the “4T” data quality framework \(DetecT, CorrecT, PrevenT, RepeaT\) to institutionalize continuous improvement and sustained control maturity\. \* Authored the Data Quality Policy from scratch and created \~7,000 data rules for validation implementation and ongoing monitoring\. \* Rebuilt the negative\-list screening solution covering internal and external negative lists, improving screening completeness and control effectiveness\. \* Acted as KYC SME, ensuring onboarding and data practices aligned to regulated expectations and operational controls\. Senior Manager at Computer Age Management Services Limited, Feb 2022 \- Feb 2023 · 1 yr 1 mo, Chennai, Tamil Nadu, India, Led payments and settlements for the NPS ecosystem in a regulated environment\. Associate Vice President at DCB Bank, Sep 2018 \- Feb 2022 · 3 yrs 6 mos, Chennai, Tamil Nadu, India, Led enterprise customer onboarding operations and platform delivery in a regulated banking environment, managing large cross\-functional teams and driving end\-to\-end digital transformation of onboarding and related processes\. Key contributions: \* Awarded “Best Employee – 2018” for high\-impact delivery and outcomes\. \* Led customer onboarding and account opening operations along with platform execution, managing org/team size up to 105 \(operations, product coordination, QA/testing and vendor staff\)\. \* Transitioned onboarding platform delivery from vendor\-led to in\-house and drove transformation through process redesign and automation to improve scale and control outcomes\. \* Built the enterprise customer onboarding platform 0→1 \(research, rules, prototype, pilot/CUG, UAT, rollout plan\) and scaled 1→N to 2,000\+ users, enabling 1,00,000\+ onboardings in 18 months\. \* Delivered measurable productivity and control outcomes through platform \+ process redesign: 10X reduction in onboarding time, 6X cost savings over 4 years, 4X capacity increase without additional manpower, 98% reduction in errors, and 97% reduction in concurrent audit observations\. \* Reduced cost per acquisition \(CPA\) by 52% by digitizing and reengineering the end\-to\-end onboarding journey—optimizing steps, validations, and operational handoffs while maintaining regulated controls\. \* Led SDLC/UAT governance including 3,000\+ test cases and managed API\-led integrations, release readiness and controlled rollout\. \* Drove large\-scale digital transformation of \~72 legacy processes across multiple banking products through process reengineering, automation enablement and rollout governance\. \* Improved First Time Resolution \(FTR\) for NRI service requests raised via internet banking by redesigning the processing workflow and quality checks—reducing incorrect/partial completion alerts from \~8% to <1%\. Multiple roles \- Associate, Probationary Officer, Branch Head at State Bank of India, Mar 2009 \- Sep 2018 · 9 yrs 7 mos, Vellore Area, India, Progressed from Clerk to PO and Deputy Manager; achieved All\-India Rank \#2 in the PO program\. Built a strong foundation in end\-to\-end retail and commercial banking operations in a highly regulated environment, spanning customer onboarding, KYC controls, service delivery, and operational governance\. ## Education Senior Management Program, Organizational Leadership, Indian Institute of Management, Calcutta Master of Business Administration \- MBA, Finance, BITS Pilani Work Integrated Learning Programmes [View the original profile](https://tal.club/meet/prabu-r) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Person", "@id": "https://tal.club/meet/prabu-r#person", "name": "Prabu R", "url": "https://tal.club/meet/prabu-r", "image": "https://tal.club/meet/prabu-r/profile-photo.jpg", "description": "Meet Prabu R, Regulated FinTech Leader | Building & scaling safe, compliant products and platforms based in Bengaluru.", "jobTitle": "Assistant Vice President", "worksFor": { "@type": "Organization", "name": "Innoviti Technologies" }, "hasOccupation": { "@type": "Occupation", "name": "Assistant Vice President" }, "homeLocation": { "@type": "Place", "name": "Bengaluru" }, "alumniOf": [ { "@type": "EducationalOrganization", "name": "Indian Institute of Management, Calcutta" }, { "@type": "EducationalOrganization", "name": "BITS Pilani Work Integrated Learning Programmes" } ], "mainEntityOfPage": { "@id": "https://tal.club/meet/prabu-r#webpage" } }, { "@type": "ProfilePage", "@id": "https://tal.club/meet/prabu-r#webpage", "url": "https://tal.club/meet/prabu-r", "name": "Prabu R on Tal", "description": "Meet Prabu R, Regulated FinTech Leader | Building & scaling safe, compliant products and platforms based in Bengaluru.", "dateModified": "2026-06-10T13:56:06.919Z", "isPartOf": { "@id": "https://tal.club/#website" }, "mainEntity": { "@id": "https://tal.club/meet/prabu-r#person" }, "primaryImageOfPage": { "@type": "ImageObject", "url": "https://tal.club/meet/prabu-r/profile-photo.jpg", "contentUrl": "https://tal.club/meet/prabu-r/profile-photo.jpg", "caption": "Prabu R profile photo on Tal" }, "inLanguage": "en-IN" } ] } ```