---
title: "Piyush Goyal - Software Engineer in Bangalore Urban | Tal"
description: "Meet Piyush Goyal, Backend Engineer @ Fibe | Building scalable fintech systems | Java · Spring Boot · AWS · Microservices | NIT Kurukshetra based in Bangalore Urban. AI stack includes cursor, opencode, and claudecode."
image: "https://tal.club/meet/piyush-goyal/share-image"
---

# Piyush Goyal on Tal

## Headline

Backend Engineer @ Fibe \| Building scalable fintech systems \| Java · Spring Boot · AWS · Microservices \| NIT Kurukshetra

## About

Hey\! I'm a backend engineer who's spent the last 3 years building the guts of a fintech lending platform at Fibe — everything from a real\-time decision engine to KYC/fraud detection systems\. I like owning things end\-to\-end\. Some stuff I've built: a decision engine that cuts latency from 1s to 52ms, a GenAI\-powered selfie liveness detection system for KYC, and the architecture behind how Fibe tracks loan applications — so customers can switch between loan products mid\-application without losing their progress\. Core stack: Java, Spring Boot, AWS, Redis, MySQL, microservices\. Also big into using AI tools \(Copilot, Claude\) to move faster as a dev — it's genuinely changed how I work day to day\. Outside of work, I've got a competitive programming streak — ICPC and CodeChef rankings — and I studied at NIT Kurukshetra\. Currently exploring new opportunities — always happy to connect\! Feel free to reach out on pgoyal0512@gmail\.com

## Location

Bangalore Urban

## AI stack

cursor

opencode

claudecode

## Work experience

Software Engineer at Fibe\.India \(Formerly EarlySalary\), Sep 2023 \- Present · 3 yrs, Pune District, • Leading backend engineering for Fibe's Core LOS \(Loan Origination System\) — owning KYC, VKYC, LAMF \(Loan Against Mutual Funds\), and decision modules across a high\-throughput lending platform\. • Architected a real\-time LOS Decision Engine \(AWS Lambda, AppConfig, Redis\) — reduced P99 decision latency from 1s → 52ms via read\-through caching, enabling no\-code journey configuration\. • Owned the complete KYC module — integrated VKYC providers \(HyperVerge, IDFY, Digilocker\), built a Credit Information Report module with CIBIL & Equifax, and architected the eKYC Setu \(NPCI/UIDAI\) backend with secure Aadhaar authentication\. • Delivered LAMF \(Loan Against Mutual Funds\) end\-to\-end — integrated 3 financial data providers and established a new lending vertical, achieving ₹20 Cr\+ in disbursals within 6 months\. • Engineered a Feature Management System that cut deployment failures by 75%, and hardened LOS reliability by reducing bot exceptions \~95% \(1,000 → <50/day\)\. Stack: Java · Spring Boot · AWS \(Lambda, AppConfig, Secrets Manager, S3, CloudWatch\) · Redis · MySQL · MongoDB · DynamoDB · Microservices · REST APIs

IoT / AI Intern at DS Group, Jan 2022 \- Jun 2022 · 6 mos, Noida, Uttar Pradesh, India, Research work in AI on Time Series Forecasting\. Solved Real world problems\. Made an SMS based device controliing application using IoT Communication Protocols\.

## Education

B\. tech, Information Technology, National institute of technology kurukshetra

[View the original profile](https://tal.club/meet/piyush-goyal)

```json
{
  "@context": "https://schema.org",
  "@graph": [
    {
      "@type": "Person",
      "@id": "https://tal.club/meet/piyush-goyal#person",
      "name": "Piyush Goyal",
      "url": "https://tal.club/meet/piyush-goyal",
      "image": "https://tal.club/meet/piyush-goyal/profile-photo.jpg",
      "description": "Meet Piyush Goyal, Backend Engineer @ Fibe | Building scalable fintech systems | Java · Spring Boot · AWS · Microservices | NIT Kurukshetra based in Bangalore Urban. AI stack includes cursor, opencode, and claudecode.",
      "jobTitle": "Software Engineer",
      "worksFor": {
        "@type": "Organization",
        "name": "Fibe.India (Formerly EarlySalary)"
      },
      "hasOccupation": {
        "@type": "Occupation",
        "name": "Software Engineer"
      },
      "homeLocation": {
        "@type": "Place",
        "name": "Bangalore Urban"
      },
      "alumniOf": [
        {
          "@type": "EducationalOrganization",
          "name": "National institute of technology kurukshetra"
        }
      ],
      "knowsAbout": [
        "cursor",
        "opencode",
        "claudecode"
      ],
      "mainEntityOfPage": {
        "@id": "https://tal.club/meet/piyush-goyal#webpage"
      }
    },
    {
      "@type": "ProfilePage",
      "@id": "https://tal.club/meet/piyush-goyal#webpage",
      "url": "https://tal.club/meet/piyush-goyal",
      "name": "Piyush Goyal on Tal",
      "description": "Meet Piyush Goyal, Backend Engineer @ Fibe | Building scalable fintech systems | Java · Spring Boot · AWS · Microservices | NIT Kurukshetra based in Bangalore Urban. AI stack includes cursor, opencode, and claudecode.",
      "dateModified": "2026-08-02T01:48:37.778Z",
      "isPartOf": {
        "@id": "https://tal.club/#website"
      },
      "mainEntity": {
        "@id": "https://tal.club/meet/piyush-goyal#person"
      },
      "primaryImageOfPage": {
        "@type": "ImageObject",
        "url": "https://tal.club/meet/piyush-goyal/profile-photo.jpg",
        "contentUrl": "https://tal.club/meet/piyush-goyal/profile-photo.jpg",
        "caption": "Piyush Goyal profile photo on Tal"
      },
      "inLanguage": "en-IN"
    }
  ]
}
```