---
title: "Piyush Bhardwaj - Site Reliability in Bengaluru | Tal"
description: "Meet Piyush Bhardwaj, Founder | Building Subcidys, an AI-powered financial OS & payments apps for MSMEs. | Passionate About Empowering Businesses With Technology | Fintech & AI Product Strategy | Empowering MSMEs with Technology based in Bengaluru. AI stack includes claude code, claude, and github..."
image: "https://tal.club/meet/piyush-bhardwaj-4/share-image"
---

# Piyush Bhardwaj on Tal

## Headline

Founder \| Building Subcidys, an AI\-powered financial OS &amp; payments apps for MSMEs\. \| Passionate About Empowering Businesses With Technology \| Fintech &amp; AI Product Strategy \| Empowering MSMEs with Technology

## About

Developing an advanced billing system integrated with an auto debit feature using mandates\. This solution not only automates bill payments for businesses but also offers non\-collateral credit to MSMEs\. Our credit facility allows flexible EMIs, empowering businesses to manage cash flow effectively and grow without financial constraints\. Looking forward to making a positive impact on the business ecosystem\!

## Location

Bengaluru

## AI stack

claude code

claude

github copilot

n8n

Microsoft Copilot

OpenAI Playground

## Work experience

Site Reliability at Accenture, Sep 2022 \- Present · 4 y 1 mo, Bengaluru

Founder at Subcidys, Apr 2022 \- Present · 4 yrs 7 mos, Bengaluru

Sales And Marketing Representative at Unschool, May 2022 \- Jun 2022 · 2 mos, Bengaluru, Karnataka, India

DBMS Intern at ST Telemedia Global Data Centres \(India\), Sep 2021 \- Mar 2022 · 7 mos, Bengaluru, Karnataka, India

Founder at Wellbazar, Sep 2018 \- Jul 2021 · 2 yrs 11 mos, Bengaluru

## Education

Logistics, Materials, and Supply Chain Management, The University of Manchester

Master of Computer Applications \- MCA, Cloud Computing, Jain \(Deemed\-to\-be University\)

[View the original profile](https://tal.club/meet/piyush-bhardwaj-4)

```json
{
  "@context": "https://schema.org",
  "@graph": [
    {
      "@type": "Person",
      "@id": "https://tal.club/meet/piyush-bhardwaj-4#person",
      "name": "Piyush Bhardwaj",
      "url": "https://tal.club/meet/piyush-bhardwaj-4",
      "image": "https://tal.club/meet/piyush-bhardwaj-4/profile-photo.jpg",
      "description": "Meet Piyush Bhardwaj, Founder | Building Subcidys, an AI-powered financial OS & payments apps for MSMEs. | Passionate About Empowering Businesses With Technology | Fintech & AI Product Strategy | Empowering MSMEs with Technology based in Bengaluru. AI stack includes claude code, claude, and github...",
      "jobTitle": "Site Reliability",
      "worksFor": {
        "@type": "Organization",
        "name": "Accenture"
      },
      "hasOccupation": {
        "@type": "Occupation",
        "name": "Site Reliability"
      },
      "homeLocation": {
        "@type": "Place",
        "name": "Bengaluru"
      },
      "alumniOf": [
        {
          "@type": "EducationalOrganization",
          "name": "The University of Manchester"
        },
        {
          "@type": "EducationalOrganization",
          "name": "Jain (Deemed-to-be University)"
        }
      ],
      "knowsAbout": [
        "claude code",
        "claude",
        "github copilot",
        "n8n",
        "Microsoft Copilot",
        "OpenAI Playground"
      ],
      "mainEntityOfPage": {
        "@id": "https://tal.club/meet/piyush-bhardwaj-4#webpage"
      }
    },
    {
      "@type": "ProfilePage",
      "@id": "https://tal.club/meet/piyush-bhardwaj-4#webpage",
      "url": "https://tal.club/meet/piyush-bhardwaj-4",
      "name": "Piyush Bhardwaj on Tal",
      "description": "Meet Piyush Bhardwaj, Founder | Building Subcidys, an AI-powered financial OS & payments apps for MSMEs. | Passionate About Empowering Businesses With Technology | Fintech & AI Product Strategy | Empowering MSMEs with Technology based in Bengaluru. AI stack includes claude code, claude, and github...",
      "dateModified": "2026-10-31T18:57:51.755Z",
      "isPartOf": {
        "@id": "https://tal.club/#website"
      },
      "mainEntity": {
        "@id": "https://tal.club/meet/piyush-bhardwaj-4#person"
      },
      "primaryImageOfPage": {
        "@type": "ImageObject",
        "url": "https://tal.club/meet/piyush-bhardwaj-4/profile-photo.jpg",
        "contentUrl": "https://tal.club/meet/piyush-bhardwaj-4/profile-photo.jpg",
        "caption": "Piyush Bhardwaj profile photo on Tal"
      },
      "inLanguage": "en-IN"
    }
  ]
}
```
