Headline

Analyst at Morningstar DBRS || Structured Finance | US CMBS - Conduit, SASB, CRE CLO, | EMEA - ABS, RMBS, CDO, NPL || NISM 5 & 8 Verified || PGDM - Finance || Finance Professional

About

As a passionate and results-driven finance professional, I bring a strong analytical mindset backed by hands-on experience in structured finance, credit analysis, and financial data automation. Currently working as an Analyst at Morningstar – DBRS, I’ve contributed across global structured credit domains, including US CMBS (CRE CLOs) and EMEA regions (ABS, RMBS, CDO, NPL), assisting in the creation of detailed research reports, press releases, and quarterly publications. With over 2.5 years of progressive experience in the credit rating industry, I’ve developed a deep understanding of capital markets, deal analysis, and financial modeling. I specialize in automating repetitive tasks using advanced Python, Advacne Excel and VBA. My strong command over tools such as Power BI, Tableau, and Python enables me to extract, transform, and visualize complex datasets to derive meaningful insights. I started my professional journey as a Structured Finance Intern and quickly moved up to Junior Analyst and Analyst roles at DBRS, consistently being recognized for my self-motivation, learning agility, and ownership of deliverables. I’ve also had exposure to business development and investment banking projects through my stint at Amicus Growth Advisors. Beyond the numbers, I am an inquisitive learner and smart worker, driven by a desire to continuously evolve and deepen my understanding of the finance domain. I thrive in collaborative environments and take pride in delivering work that’s timely, accurate, and adds strategic value. I hold a PGDM in Finance from the Garware Institute of Career Education and a BMS in Finance from the University of Mumbai. My academic foundation, coupled with industry exposure, has shaped me into a versatile analyst capable of navigating dynamic financial landscapes. Now seeking a challenging opportunity in the role of Analyst, Credit Analyst, or Senior Analyst where I can apply my analytical expertise, automation skills, and credit market experience to contribute to impactful financial decisions. Let’s connect if you’re looking for a sharp, tech-savvy, and motivated finance professional with a hunger to grow and make a difference.

Location

Mumbai

Work experience

Analyst at Morningstar DBRS, Jul 2024 - Present · 2 yrs, India, Creating & Analyzing of reports, Combining the data result in sets across multiple sources, Creating ratings and research reports, Automation, Deal Prep, Deal Discussion, Quarterly Publications, SRC Docs, Press Releases, US-CMBS (CRE CLO), EMEA (ABS,RMBS, CDO, NPL) Advance Excel, Advance VBA, PowerBi, Tableau, Insight

Junior Analyst at Morningstar DBRS, Feb 2023 - Jul 2024 · 1 yr 6 mos, India, Creating & Analysis of reports, Combining the data result in sets across multiple sources, Creating ratings and research reports, Automation, RCC & MT, Memos, Quarterly Publications, Disc PR EMEA (ABS,RMBS, CDO, NPL) AWS, Advance Excel, Advance VBA, PowerBi, Tableau, Python

Structured Finance Intern at Morningstar DBRS, Sep 2022 - Jan 2023 · 5 mos, India, Analyzing reports, Validating and Combining the data result in sets across multiple sources, Creating ratings and research reports, Assist the team across multiple articles. AWS, Insight, Advance Excel, VBA, PowerBi

Business Associate at Amicus Growth Advisors, Jul 2022 - Sep 2022 · 3 mos, India, Business Development, Investment Banking projects, Digital Marketing & SMM , Business transformation projects, Data Compilation, Analysis, Research

Graphics Designer and Content Writer at QuoDeck Technologies Pvt. Ltd, Mar 2020 - Oct 2021 · 1 yr 8 mos, India, Designed creative graphics for digital and print media, ensuring brand consistency and visual appeal. Wrote engaging, SEO-friendly content for websites, blogs, emails, and social media platforms. Collaborated with teams to align visuals and copy for marketing campaigns and brand communication.

Stock Market Management Intern at Acuevers, Jul 2021 - Aug 2021 · 2 mos, Maharashtra, India, Collect quantitative and qualitative data from campaigns, Perform market analysis and research on companies.

Education

PGDM - Finance, Finance and Financial Management Services, University of Mumbai

BMS - Finance, Finance and Financial Management Services, University of Mumbai