Headline

Senior Software Engineer | Fintech & Payments | Java · Kotlin · Spring Boot · Microservices · Azure · Kubernetes | AI-First Engineering

About

Senior Software Engineer with 6+ years building high-performance fintech and payments platforms — currently at Allica Bank delivering core SME banking infrastructure processing 10M+ transactions/day at 99.9% uptime. I specialise in Java, Kotlin, Spring Boot, Azure, Kubernetes, and event-driven microservices. My current work spans SWIFT/SEPA international payments, bulk payments, payroll processing, interest rate calculation engines, fee pipelines, multiple savings pots, and business current accounts — covering the full SME banking product suite. What sets me apart: I deliver features end-to-end using agentic AI tools (Claude Code, GitHub Copilot, OpenAI Codex) as a core part of my workflow — from architecture and code generation to testing and PR review. I ship at squad-level velocity as a solo engineer, and I’m actively pushing AI-first engineering practices across my team. Previously at Jio Platforms, I engineered a payment engine processing 50M+ INR daily across 100+ microservices at 99.99% uptime. At Accenture, I built secure financial microservices for enterprise clients across 2+ years. Open to Senior Software Engineer and Staff Engineer roles in fintech, payments, and distributed systems — preferably remote.

Location

India

AI stack

anthropic apis

claude code

github copilot

langchain

langgraph

openai

Work experience

Software Engineer at Allica Bank, Mar 2024 - Present · 2 yrs 6 mos, Remote, • Delivering end-to-end backend systems for core SME banking products including SWIFT/SEPA international payments, bulk payments, payroll processing, interest rate calculation, fee pipelines, multiple savings pots, and business current accounts — owning the full lifecycle from architecture to production. • Engineered a rule-based interest rate calculation engine for business deposit accounts — batch-processes records monthly, applies tiered and boost rates, and dispatches automated customer notifications; supporting 10M+ transactions/day at 99.9% uptime. • Built a fee calculation pipeline that scans account records, computes charges based on product and account-tier rules, and applies them atomically alongside interest postings for accurate, auditable month-end settlements. • Architected savings pots functionality enabling SME customers to manage segregated funds within a single account with independent interest accrual and real-time balance tracking. • Built scalable event-driven microservices using Java, Kotlin, Spring Boot, Azure Service Bus, and Event Grid — improving automated processing performance by 100% and reducing operational costs by 75%. • Pioneer of end-to-end AI-driven development — independently delivering entire features from requirements to production using Claude Code, GitHub Copilot, and OpenAI Codex; compressing multi-sprint work into days as a solo AI-augmented engineer. • Deployed services to Kubernetes and Azure Container Apps; collaborated with product, platform, and data teams to build scalable, reliable, regulation-compliant banking systems.

Senior Software Development Engineer at Fibe.India (Formerly EarlySalary), Jan 2024 - Mar 2024 · 3 mos, Pune, • Contributed to backend enhancements for real-time lending systems using Java, SQL, and microservices. • Optimized SQL queries and database workflows, improving data processing efficiency across lending operations. • Supported design discussions and architecture improvements for high-throughput financial services. • Collaborated with cross-functional teams to refine loan lifecycle and payments workflows.

SDE at Jio, Sep 2022 - Jan 2024 · 1 yr 5 mos, Navi Mumbai, Maharashtra, India, • Built and maintained backend microservices deployed on OpenShift to support large-scale telecom operations. • Developed distributed systems handling millions of daily customer actions with a focus on availability and performance. • Improved system reliability and reduced operational bottlenecks through backend process optimization. •Collaborated with architects to modernize legacy service components into microservices.

Application Development Analyst at Accenture, Oct 2021 - Aug 2022 · 11 mos, Mumbai, Maharashtra, India

Associate Application Developer at Accenture, Feb 2020 - Oct 2021 · 1 yr 9 mos, Mumbai, Maharashtra, India

Hadoop Developer at Technogeekscs - Big Data Hadoop, Cloud Computing, Data Science, Machine Learning Training Institute, Mar 2018 - Aug 2018 · 6 mos, aundh

Education

Bachelor of Technology - BTech, Computer Engineering, Bharati Vidyapeeth