Headline

Payments & Partnerships Leader | Payments | Strategy | GTM | Credit Cards | Banking | SaaS | B2B Sales || Mastercard | American Express | PhonePe | FMS Delhi

About

I am a seasoned professional with a robust background in payments strategy, banking partnerships, and fintech innovation. With an MBA in Marketing and Strategy from the Faculty of Management Studies - University of Delhi, I have honed my expertise through diverse leadership roles at Mastercard, American Express, Pine Labs, PhonePe, and Rippling. My career has been focused on spearheading initiatives like remittance infrastructure development across APAC markets, launching digital payment solutions including Central Bank Digital Currencies (CBDC), and driving revenue growth through strategic partnerships with leading banks and fintech players. At Rippling—a comprehensive workforce management system—I lead efforts to simplify business operations by aligning people, processes, and systems on a unified platform. Our suite of applications streamlines everything from payroll to IT management while enabling businesses to automate workflows seamlessly. With $1.2 billion raised from top investors like Sequoia and Greenoaks Capital Management LLC., our mission is to empower companies globally to execute smarter and faster using cutting-edge technology. Contact me if you would like to learn more!

Location

Bengaluru

AI stack

claude

gemini

ChatGPT

ChatGPT Images

Microsoft Copilot

Work experience

Payments & Banking Partnerships Head - India & APAC at Rippling, Jul 2024 - Present · 2 yrs 3 mos, - Set up multi country payments and remittance infrastructure across APAC and global markets - Directed and led cross country fund flows (Inwards, Outwards and Domestic payments) across APAC - Grown remittance revenues and flows multi-folds across payments methods - Led the region for overall improvement in operations by more than 50%

Associate Director - Strategic Partnerships at Pine Labs, May 2023 - Feb 2026 · 2 yrs 10 mos, India, Managed partnerships with large banks and key fin-tech players for payments business. Launched and expanded business across POS payments business, QR payments and payments soundbox via Credit and Debit cards, UPI, wallets and EMI with some of the largest banks and fin-techs in the country Spearheaded the launch of Central Banking Digital Currency (CBDC)/Digital Rupee with the largest banks in country

Category Leader - Online Business at PhonePe, Jun 2022 - May 2023 · 1 yr, Led payments partnerships across high growth categories like Fintech, Travel, Gaming, Entertainment, OTT and Ed-tech and Education

Associate Managing Consultant, Advisors at Mastercard, Oct 2020 - Oct 2022 · 2 yrs 1 mo, - Managed projects dedicated to Card Issuing, Merchant Acquiring and Customer Acquisition across India, South East Asia and Asia- Pacific - Dedicatedly worked on projects dedicated to Co-brand card Launches, New Credit card CVP development and Launch, and the launch of merchant acquiring business from scratch across multiple markets globally - Led workstreams focused at Open Banking, Fin-techs, Digital Lending, BaaS, etc - Managed a team of 5 direct reports and led the career development charter for the team - Specialized on streams related to Go-to-market (GTM) strategy, Partnerships, New launches, User Acquisition strategy, Credit card proposition development and Merchant Acquiring businesses

Manager- Online Payments Business at American Express, Oct 2019 - Aug 2020 · 11 mos, - Managed strategic partnerships for the payments business with Key payments players, Aggregators, Processors, e-Wallets and emerging banks / payments banks. - Acquired and managed the partnerships lifecycle of key global and local payment players and e-commerce players - Handled business for revenue expansion of products like EMI, Payment Gateway, eZeclick (tokenisation) and QR based payments - Expanded the B2B business multi-folds during the role tenure

Assistant Manager- Business Development & Partnerships at American Express, Dec 2016 - Oct 2019 · 2 yrs 11 mos, Gurugram, Haryana, India

Payments Consulting at American Express, Apr 2016 - Jan 2017 · 10 mos

Education

Master of Business Administration (MBA), MBA(Marketing, Strategy), Faculty of Management Studies - University of Delhi

Bachelor of Engineering (B.E.), Mechanical Engineering, RCET