---
title: "Pavan Kumar - Deputy Vice President- Product in Bengaluru | Tal"
description: "Meet Pavan Kumar, DVP Product- Piramal Finance | Product Manager- Ujjivan SFB | IIM Indore | Sterlite Tech | BTech-NIT Rourkela based in Bengaluru. AI stack includes claude code, claude, and gemini."
image: "https://tal.club/meet/palarapu-pavan-kumar/share-image"
---

# Pavan Kumar on Tal

## Headline

DVP Product\- Piramal Finance \| Product Manager\- Ujjivan SFB \| IIM Indore \| Sterlite Tech \| BTech\-NIT Rourkela

## About

Seasoned Product Leader with 8 years of experience in FinTech with proven track record in building AI native solutions, scalable platforms, reducing annual costs by 20Cr\+; expertise in Technology, Business/Sales, Strategy in Finance/Banking sector, user centric design & data driven decisioning; possess Leadership skills & built high\-performing product teams; have expertise in Stakeholder/Cross\- Functional Team management

## Location

Bengaluru

## AI stack

claude code

claude

gemini

langchain

langfuse

openai

## Work experience

Deputy Vice President\- Product at Piramal Finance, Jul 2026 \- Present · 3 mos, Bengaluru, Karnataka, India, \-Identify and incubate 10X product opportunities by designing innovative concepts, PoCs, and scalable frameworks that accelerate validation, execution, and business impact \-Own AI\-first product transformation by building intelligent workflows, AI agents, automation capabilities, and self\-serve platforms to improve productivity and decision\-making \-Establish and scale best\-in\-class Product Management practices by building frameworks, governance, and AI\-powered tools that seamlessly integrate into the organization's way of working and elevate product excellence\.

Product Head\- Branch Channels at Piramal Finance, May 2023 \- Jun 2026 · 3 yrs 2 mos, Bengaluru, Karnataka, India, \-Build AI native journeys leveraging Gen\-AI, AI assistants, AI agents increasing sales productivity by 2X \- Lead Digital Products required by Branch Business contributing to 80% PFL business & Rs\.35K Cr annual business \- Built E2E LOS covering all functions and any new loan journey can be on\-boarded in 15days making go to market faster \- Lead Enthusiastic & Innovative Product team comprising Product Leads & Product managers \- Build in\-house Platforms which solve sales, credit, fraud, ops users pain points and enhance their user experience \- Build Platforms for Finance & Compliance users

Product Lead at Piramal Finance, Jul 2021 \- Apr 2023 · 1 yr 10 mos, Bangalore Urban, Karnataka, India, \- Product Manager/Lead/Owner of entire Sales experience across all business functions \- Own & Launched innovative products like AI/ML based scanning of docs, Lead Management Engine and Account Aggregator based products \- Built internal uniform loan origination platform from scratch for all loan products which has capability of instant decisioning and disbursement\. Driving change management via this inhouse LOS

Product Manager\- Unsecured Loans at Ujjivan Small Finance Bank Limited, Apr 2018 \- Jul 2021 · 3 yrs 4 mos, Bangalore, Product Lead/ Manager\- Individual Loans \(done entire revamp of the product\) Owner\- LOS, LMS for micro loans \(redesigned entire LOS, improved it and made relevant changes in LMS\), Collections softwares Set\-up Gold Loan vertical for the Bank Product Lead \- Micro Loan Against Property, Micro\-OD Project Lead \- Digitization of Loans \(completely contactless loans for microfinance segment\) Project Lead \- Cashless Repayment

Management Intern \- Business Analytics at WIPRO TECHNOLOGIES, Apr 2017 \- May 2017 · 2 mos, Hyderabad Area, India, \-Quality Team curation, classification and clustering of raw data; Quantitative & Qualitative analysis of various performance metrics \-Established statistical relationships using Minitab tool, diagnosed pain points and proposed areas of improvement for future

Product \-Optical Fiber at Sterlite Technologies Limited, Jul 2015 \- Jun 2016 · 1 yr, Product role\- improvement optical fiber process and produce quality fiber

Summer Intern at Hindustan Aeronautics Limited, May 2014 \- Jul 2014 · 3 mos, BANGALORE, Designed Ground Handling equipment for drop tank of Military Aircrafts\.

## Education

Master of Business Administration \- MBA, General Management, Indian Institute of Management, Indore

Bachelor's Degree, Industrial design, National Institute of Technology Rourkela

[View the original profile](https://tal.club/meet/palarapu-pavan-kumar)

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