Headline

DVP Product- Piramal Finance | Product Manager- Ujjivan SFB | IIM Indore | Sterlite Tech | BTech-NIT Rourkela

About

Seasoned Product Leader with 8 years of experience in FinTech with proven track record in building AI native solutions, scalable platforms, reducing annual costs by 20Cr+; expertise in Technology, Business/Sales, Strategy in Finance/Banking sector, user centric design & data driven decisioning; possess Leadership skills & built high-performing product teams; have expertise in Stakeholder/Cross- Functional Team management

Location

Bengaluru

AI stack

claude code

claude

gemini

langchain

langfuse

openai

Work experience

Deputy Vice President- Product at Piramal Finance, Jul 2026 - Present · 3 mos, Bengaluru, Karnataka, India, -Identify and incubate 10X product opportunities by designing innovative concepts, PoCs, and scalable frameworks that accelerate validation, execution, and business impact -Own AI-first product transformation by building intelligent workflows, AI agents, automation capabilities, and self-serve platforms to improve productivity and decision-making -Establish and scale best-in-class Product Management practices by building frameworks, governance, and AI-powered tools that seamlessly integrate into the organization's way of working and elevate product excellence.

Product Head- Branch Channels at Piramal Finance, May 2023 - Jun 2026 · 3 yrs 2 mos, Bengaluru, Karnataka, India, -Build AI native journeys leveraging Gen-AI, AI assistants, AI agents increasing sales productivity by 2X - Lead Digital Products required by Branch Business contributing to 80% PFL business & Rs.35K Cr annual business - Built E2E LOS covering all functions and any new loan journey can be on-boarded in 15days making go to market faster - Lead Enthusiastic & Innovative Product team comprising Product Leads & Product managers - Build in-house Platforms which solve sales, credit, fraud, ops users pain points and enhance their user experience - Build Platforms for Finance & Compliance users

Product Lead at Piramal Finance, Jul 2021 - Apr 2023 · 1 yr 10 mos, Bangalore Urban, Karnataka, India, - Product Manager/Lead/Owner of entire Sales experience across all business functions - Own & Launched innovative products like AI/ML based scanning of docs, Lead Management Engine and Account Aggregator based products - Built internal uniform loan origination platform from scratch for all loan products which has capability of instant decisioning and disbursement. Driving change management via this inhouse LOS

Product Manager- Unsecured Loans at Ujjivan Small Finance Bank Limited, Apr 2018 - Jul 2021 · 3 yrs 4 mos, Bangalore, Product Lead/ Manager- Individual Loans (done entire revamp of the product) Owner- LOS, LMS for micro loans (redesigned entire LOS, improved it and made relevant changes in LMS), Collections softwares Set-up Gold Loan vertical for the Bank Product Lead - Micro Loan Against Property, Micro-OD Project Lead - Digitization of Loans (completely contactless loans for microfinance segment) Project Lead - Cashless Repayment

Management Intern - Business Analytics at WIPRO TECHNOLOGIES, Apr 2017 - May 2017 · 2 mos, Hyderabad Area, India, -Quality Team curation, classification and clustering of raw data; Quantitative & Qualitative analysis of various performance metrics -Established statistical relationships using Minitab tool, diagnosed pain points and proposed areas of improvement for future

Product -Optical Fiber at Sterlite Technologies Limited, Jul 2015 - Jun 2016 · 1 yr, Product role- improvement optical fiber process and produce quality fiber

Summer Intern at Hindustan Aeronautics Limited, May 2014 - Jul 2014 · 3 mos, BANGALORE, Designed Ground Handling equipment for drop tank of Military Aircrafts.

Education

Master of Business Administration - MBA, General Management, Indian Institute of Management, Indore

Bachelor's Degree, Industrial design, National Institute of Technology Rourkela