Headline

Principal Engineer | Leading Engineering team, SpringBoot, System Design, AWS | AI workflows

About

With 6+ years of experience in software engineering, I design and lead high-performance, scalable backend systems using Java, Spring Boot, and AWS. Skilled in building highly scalable distributed systems using Spring Boot, PostgreSQL, Terraform, and AWS to build reliable, production-grade platforms and currently expanding into agentic AI and RAG-based systems. Core Strengths: Java Backend Development: Proven expertise in Java/Spring Boot backend development, API design, and database modeling with PostgreSQL and MySQL. Distributed Systems & Microservices: In-depth knowledge of designing distributed architectures, microservices, and handling concurrency at scale. AWS Infrastructure: Hands-on expertise in building and managing production AWS infrastructure using Terraform, with a track record of 99.9% uptime. Engineering Leadership: Experience owning services end-to-end and leading engineering teams of up to 16, from architecture decisions to delivery. Agentic AI & RAG: Growing expertise in agentic AI and Retrieval-Augmented Generation (RAG), applying AI workflows to real operational problems. Key Accomplishments: Owned Spring Boot services end-to-end at Nivāsa Finance — from development to AWS infrastructure — achieving 99.9% uptime. Migrated 1M customer records to a new CRM architecture, cutting platform costs by 40%. Led a 16-engineer team at M2P Fintech through the launch of Loanbook, driving a 50% increase in loan disbursement and 22% revenue growth. Automated risk assessment using Business Rules Engines, reducing loan defaults by 25%, and built an SSO system handling 1000+ concurrent users at sub-second p99 latency.

Location

Bengaluru

AI stack

antigravity

claude code

langchain

langgraph

mcp

Work experience

Principal Software Engineer at Nivāsa Finance, Jul 2025 - Present · 1 yr 2 mos, Bengaluru, • Led a team of 7 engineers in the end to end development of a loan management microservice in Spring Boot, including release automation, code reviews, and data flow design • Collaborated with 4 cross functional teams to align requirements and ensure on schedule delivery of the module • Mentored junior engineers on architectural decisions and trade offs, and conducted structured code reviews that reduced recurring review comments over time • Provisioned a Multi-AZ AWS VPC using Terraform, with strict 3 tier subnets, NAT gateways, and custom route tables to host a highly secure financial data • Architected an event driven distributed notification pipeline in AWS using SQS Queue, Redis, and Lambda, designed for 5,000 messages per second • Introduced CI/CD pipelines through GitHub Actions across all projects, increasing no of deployments by 20 per day, enforcing checks before any UAT or PROD release • Maintains Docker based build environments for test infrastructure, ensuring reproducible builds across pod runners • Implemented monitoring using Prometheus and Grafana to track P99, P95 and 5XX errors reducing time to resolve issue by 40% • Built an internal RAG pipeline for the credit team using Bedrock Knowledge Base and S3 Vectors to query lender specific policy documents, keeping cost close to $0.002/query • Enabled scheduled AI calling for Google search acquired leads using a distributed delayed job queue using Redis sorted sets, increasing operational efficiency by 40% • Implemented Google SSO for internal ops users using OIDC and SAML 2.0 protocols, enabling secure access • Adopted the Michael Nygard ADR format to write clear architecture decision documents that helped junior engineers understand key design choices • Designed automated testing scripts utilising JUnit that covered over 95% of codebase functionality, reducing regression bugs reported post deployment from five per week down to one within two months

Senior Software Engineer | Backend Development, Leadership at M2P Fintech, May 2024 - Jul 2025 · 1 yr 3 mos, Bengaluru, Key accomplishments include: • Led a team of 16 engineers in the successful launch of Loanbook, resulting in a remarkable 50% increase in loan disbursement and a 22% revenue boost within the first quarter post-launch. • Spearheaded the adoption of Kotlin across the engineering team, which led to a significant reduction of runtime exceptions and a measurable decrease in production bugs by up to 30% over six months. • Optimized API performance through advanced caching techniques and query optimizations, achieving a dramatic improvement in response times from over one second to an impressive range of 400-500 milliseconds. • Developed an innovative in-app notification module that was configurable via the admin panel, contributing to a notable increase in user engagement by approximately 20% within three months of implementation. • Designed and implemented a robust Single Sign-On (SSO) authentication system for partnered clients, achieving a p99 response time under one second for over 1000 concurrent users during peak traffic periods. • Automated risk assessment processes in loan underwriting using Business Rules Engines (BREs), leading to a reduction in loan defaults by as much as 25% through enhanced customer risk evaluations.

SDE-II at M2P Fintech, Dec 2022 - Apr 2024 · 1 yr 5 mos, Bengaluru, Karnataka, India

Software Engineer at Zeffo, Feb 2022 - Dec 2022 · 11 mos, Gurugram, Haryana, India, • Reduced app startup time by 70% using Startup Profiles and optimizing non-critical tasks for better user experience • Successfully migrated legacy codebase to Jetpack Compose, improving UI development efficiency and maintainability • Improved code quality by 50% through rigorous analysis and best practices, implemented 10+ REST APIs, and resolved 15+ bugs to enhance app stability • Developed and implemented a continuous integration/continuous deployment (CI/CD) pipeline for APK builds, reducing the time to market by 35%, and increasing the team’s deployment frequency

Sr. Android Developer at Holofy, Dec 2021 - Feb 2022 · 3 mos, Bangalore Urban, Karnataka, India, • Video-first sales intelligence platform that helps you generate, qualify and close more leads. • Transformed figma designs into high-quality code • Migrated from shared preferences to jetpack data store • Added Lottie animations to enrich the user experience • Improved efficiency and readability of previously legacy code modules through code refactoring and optimization

Full Stack Engineer at Finflux, Oct 2020 - Dec 2021 · 1 yr 3 mos, Bengaluru, Karnataka, India, • Developed and optimized applications using Java, and Spring framework improving performance and reducing bugs by 14% • Implemented key features, including factory pattern for penny drop transactions, bulk loan write-offs, and third-party OTP verification • Integrated Read DB to execute complex queries across clusters, enhancing system efficiency by 30% • Built mobile apps with MVVM, Hilt, Room, and WorkManager, implementing global search, notifications, and document capture

Full Stack Engineer at Finflux, Jan 2020 - Sep 2020 · 9 mos, Bengaluru Area, India

Education

Bachelor's degree Btech, Computer Science Engineering, Rajasthan Technical University, Kota