Headline

Senior AML & Financial Crime Analyst | Transaction Monitoring | Sanctions Screening | KYC/EDD | FATF · OFAC · HMT · 6AMLD | 9+Years of Experience| Open to UK & Remote

About

Financial Crime Compliance professional with 9+ years of hands-on experience across AML transaction monitoring, KYC/EDD, sanctions screening, SAR/STR filing, and fraud detection — Managed high volumes of KYC and financial crime review activities while consistently achieving SLA, quality, and regulatory compliance targets. I specialise in: ▪ Transaction monitoring & alert investigation (structuring, layering, smurfing typologies) ▪ Customer Due Diligence (CDD) & Enhanced Due Diligence (EDD) for high-risk & corporate clients ▪ Sanctions & name screening — OFAC, EU, UN, HMT — true match analysis & false positive reduction ▪ PEP screening & adverse media analysis ▪ SAR / STR preparation & regulatory escalation ▪ KYC onboarding, UBO analysis & complex ownership structure review ▪ Regulatory frameworks: FATF, UK AML Regulations, FATCA, BSA, GDPR, 6AMLD, RBI guidelines Tools I work with: Actimize (NICE), Fenergo, World-Check, LexisNexis, RDC, Orbis, Sanction Scanner, SWIFT (MT103/MT202), MS Excel (Advanced). At WNS Global Services, I have consistently delivered: ✔ 100% audit compliance with zero findings across 9+ years of internal and external regulatory reviews ✔ SME-level escalation support for complex Level 2 AML/KYC and sanctions cases ✔ Certified Internal Trainer — delivering AML/KYC compliance training to new analysts ✔ Measurable contribution to false positive reduction and alert quality improvement I hold a CAMS certification, ICA AML/KYC Certification, and an MBA (Marketing). Currently open to Senior AML Analyst, KYC Analyst, Sanctions Analyst, Compliance Analyst, and Financial Crime Investigator roles — particularly UK-based or remote opportunities with regulated banks, fintechs, or global compliance functions. 📩 nutan.bharati9850@gmail.com | Open to relocation

Location

Nasik

Work experience

Senior AML & Financial Crime Analyst at WNS, Dec 2016 - Present · 9 yrs 7 mos, India, Managed high volumes of KYC and financial crime review activities while consistently achieving SLA, quality, and regulatory compliance targets. Key responsibilities: ▪ End-to-end KYC, CDD & EDD reviews for high-risk corporate and institutional clients (UBO, complex ownership structures, high-risk jurisdictions) ▪ Sanctions & name screening against OFAC, EU, UN & HMT watchlists — true match analysis & false positive reduction ▪ Transaction monitoring — identifying structuring, layering, smurfing & cross-border payment anomalies ▪ SAR / STR preparation and regulatory escalation ▪ PEP screening & adverse media analysis (onboarding & periodic review) ▪ SWIFT payment monitoring (MT103 / MT202) for sanctions exposure ▪ Regulatory frameworks applied: FATF, UK AML Regulations, FATCA, BSA, GDPR, 6AMLD, RBI ▪ SME for Level 2 AML/KYC & sanctions escalations ▪ 100% audit compliance — zero findings across all internal & external reviews ▪ Certified Internal Trainer — AML/KYC compliance training delivery Tools: Actimize · Fenergo · World-Check · LexisNexis · RDC · Orbis · Sanction Scanner · SWIFT · MS Excel (Advanced)

Senior kyc analyst at WNS, Dec 2016 - Present · 9 yrs 7 mos, Nashik, Maharashtra, India, Experienced KYC Analyst with 8 years in the banking sector, specialising in customer due diligence (CDD), enhanced due diligence (EDD), and AML compliance. Adept at handling high-risk client onboarding, periodic reviews, and regulatory reporting in alignment with RBI and global compliance standards. Known for accuracy, confidentiality, and strong analytical skills in high-pressure, deadline-driven environments.

KYC Support / Operations Trainee at Kotak Mahindra Bank, Aug 2015 - Oct 2016 · 1 yr 3 mos, Nashik, Supported KYC onboarding operations within a regulated banking environment, gaining foundational expertise in AML/KYC compliance and regulatory requirements under RBI AML guidelines. Key responsibilities: ▪ Performed document verification, initial CDD checks, and customer data validation for new individual and corporate accounts ▪ Maintained accurate customer compliance records in banking systems, identifying and resolving data discrepancies ▪ Flagged anomalies and escalated suspicious cases to senior reviewers for further due diligence ▪ Developed foundational knowledge of AML/KYC regulatory requirements, customer risk categorisation, and internal compliance policies ▪ Gained hands-on experience with KYC onboarding workflows within a regulated Indian banking environment

Education

Master of Business Administration (MBA), Business, Management, Marketing, k.k.wagh institute of engineering education and research, nashik