---
title: "Nitish Kumar - Product Manager in Bengaluru | Tal"
description: "Meet Nitish Kumar, Product Manager | Building Credit on UPI Infra | Ex-Founder | IIM Indore based in Bengaluru. AI stack includes claude code, cursor, and gemini. Explore public work links including github."
image: "https://tal.club/meet/nitish-kumar-2/share-image"
---

# Nitish Kumar on Tal

## Headline

Product Manager \| Building Credit on UPI Infra \| Ex\-Founder \| IIM Indore

## About

Product manager building financial infrastructure at the intersection of credit, payments, and emerging technology\. I work best at the 0\-to\-1 stage, where the product doesn't exist yet and the problem is still being figured out\. Before this I co\-founded a consumer fintech, raised institutional capital, and wound it down after a regulatory change\. Returned the remaining capital to investors\. That experience shaped how I think about product more than anything else\. I write at nitishk\.com and build with AI tools on the side\.

## Location

Bengaluru

## AI stack

claude code

cursor

gemini

langchain

langsmith

openai

## Work experience

Product Manager at Tazapay, Aug 2026 \- Present · 1 mo, Bengaluru, Risk and Compliance platform at cross border infrastructure

Product Manager at Vegapay, Sep 2023 \- Aug 2026 · 2 y 11 mo, Gurugram, Product Manager owning Credit Line on UPI at Vegapay, India's leading TSP for CLOU\. Joined as one of the earliest product hires\. Platform now serves 1M\+ accounts processing 10M\+ transactions monthly\. Shipped 5 production credit modules end to end: General Ledger, Reconciliation, Disputes & Chargebacks, Delinquency & NPA, and Portfolio Management\. Owned end\-to\-end onboarding journeys for credit cards, credit lines, multi\-currency prepaid, and prepaid cards, covering KYC, PAN verification, underwriting, account setup, and everything in between\. Also build AI\-powered internal tooling with Claude and Codex\.

Co\-Founder at Contri, Oct 2022 \- Oct 2023 · 1 yr 1 mo, Bengaluru, Co\-founded a UPI\-based consumer payments app for shared expenses\. Raised INR 1\.25 Cr pre\-seed from an institutional investor\. Owned product, GTM, and investor diligence end to end\. Wound down after a category\-wide RBI regulatory change\. Returned remaining capital to investors\.

## Education

Integrated Programme in Management \(IPM\), Business Administration and Management, General, Indian Institute of Management, Indore

## Public links

- github: https://github\.com/nitishaps1

[View the original profile](https://tal.club/meet/nitish-kumar-2)

```json
{
  "@context": "https://schema.org",
  "@graph": [
    {
      "@type": "Person",
      "@id": "https://tal.club/meet/nitish-kumar-2#person",
      "name": "Nitish Kumar",
      "url": "https://tal.club/meet/nitish-kumar-2",
      "image": "https://tal.club/meet/nitish-kumar-2/profile-photo.jpg",
      "description": "Meet Nitish Kumar, Product Manager | Building Credit on UPI Infra | Ex-Founder | IIM Indore based in Bengaluru. AI stack includes claude code, cursor, and gemini. Explore public work links including github.",
      "jobTitle": "Product Manager",
      "worksFor": {
        "@type": "Organization",
        "name": "Tazapay"
      },
      "hasOccupation": {
        "@type": "Occupation",
        "name": "Product Manager"
      },
      "homeLocation": {
        "@type": "Place",
        "name": "Bengaluru"
      },
      "alumniOf": [
        {
          "@type": "EducationalOrganization",
          "name": "Indian Institute of Management, Indore"
        }
      ],
      "knowsAbout": [
        "claude code",
        "cursor",
        "gemini",
        "langchain",
        "langsmith",
        "openai"
      ],
      "sameAs": [
        "https://github.com/nitishaps1"
      ],
      "mainEntityOfPage": {
        "@id": "https://tal.club/meet/nitish-kumar-2#webpage"
      }
    },
    {
      "@type": "ProfilePage",
      "@id": "https://tal.club/meet/nitish-kumar-2#webpage",
      "url": "https://tal.club/meet/nitish-kumar-2",
      "name": "Nitish Kumar on Tal",
      "description": "Meet Nitish Kumar, Product Manager | Building Credit on UPI Infra | Ex-Founder | IIM Indore based in Bengaluru. AI stack includes claude code, cursor, and gemini. Explore public work links including github.",
      "dateModified": "2026-08-05T15:03:07.427Z",
      "isPartOf": {
        "@id": "https://tal.club/#website"
      },
      "mainEntity": {
        "@id": "https://tal.club/meet/nitish-kumar-2#person"
      },
      "primaryImageOfPage": {
        "@type": "ImageObject",
        "url": "https://tal.club/meet/nitish-kumar-2/profile-photo.jpg",
        "contentUrl": "https://tal.club/meet/nitish-kumar-2/profile-photo.jpg",
        "caption": "Nitish Kumar profile photo on Tal"
      },
      "inLanguage": "en-IN"
    }
  ]
}
```