--- title: "Nitin Kumar - Senior Software Engineer in Bengaluru | Tal" description: "Meet Nitin Kumar, Engineer at Coinbase | Distributed Systems in Crypto, Payments & Lending | Building and deploying RAG-based AI systems (FAISS, OpenAI, AWS) based in Bengaluru. AI stack includes claude code, claude, and cursor." image: "https://tal.club/meet/nitin-srivastava/share-image" --- # Nitin Kumar on Tal ## Headline Engineer at Coinbase \| Distributed Systems in Crypto, Payments & Lending \| Building and deploying RAG\-based AI systems \(FAISS, OpenAI, AWS\) ## About Working on distributed systems in crypto and payments at Coinbase\. Recently building and deploying production\-style AI agents using retrieval\-augmented generation \(FAISS\), Tavily search, OpenAI inference, and AWS infrastructure\. Leading Payment and Onboarding/Compliance work at Coinbase to enable customers access to crypto globally as a first step towards economic freedom in the world\. Enhancing user buy sell experience by leading projects across stack incl Onboarding, Payment Lifecycle and Reconciliation In past projects, Led MUDRA project to enable IN users to Buy via UPI and Sell via IMPS\. Currently working on financial reconciliation for accounting\. Previously, Led products to enable users in India have Credit via technology across Education, Health, Consumer verticals\. Experience in integrating with 1\.Top Banks incl HDB, Kotak; NBFCs incl ABFL, Avanse, Fullerton, DMI Finance\. 2\. Merchants incl Byjus, Toppr, Livspace\. 3\. Vendors : Aadhaar for EKYC, Digio for ENach, Perfios for Banking\. 4\. Credit Bureaus : TUCIBIL, Experian, CRIF, Equifax 5\. AI Models using RAG \(FAISS\) 5\+ years reporting directly to highly experienced, Industry veteran founders\. Technically skilled in Golang, Java, Python and PHP Experienced in Product & Project Management, Distributed systems and micro services Led Lender/Merchants integrations to closure\. Designed the core architecture, integrated major Banks/NBFCs systems for LOS and LMS\. Product Management with direct discussions with the founders, planning, prioritization and driving it to closure\. ## Location Bengaluru ## AI stack claude code claude cursor github copilot metaai notion ## Work experience Senior Software Engineer at Coinbase, Mar 2024 \- Present 路 2 yrs 6 mos, Payments Platform/Finance Engineering Senior Software Engineer at Coinbase, Jul 2021 \- Feb 2024 路 2 yrs 8 mos, Bengaluru, Karnataka, India, INTL Team 3rd Engineer in Coinbase India, helped setup CB India site by interviewing, bootcamp, onboarding engineers\. Led MUDRA project to launch Coinbase in India 馃嚠馃嚦\. Fortunate to lead the mega launch in my 1st year of Coinbase 1\. Launched Coinbase in India in a Multi Quarter project leading a team of 10 engineers involving 12 micro services and 1 monolith code base to enable users in India to start Buys \(using UPI\) and Sells \(using IMPS\) 2\. Created Documentation to enable any new payment rail in CB stack 3\. Integrated with Global Payment Vendor to enable payment rails via UPI in India 4\. Part of International Expansion team working on enabling world for crypto access and making small efforts to increase Coinbase share of crypto market\. Worked on enabling Fiat Deposits via OpenBanking for Coinbase UK Users 馃嚞馃嚙 Worked on enabling PayPal for direct buys for Coinbase UK 馃嚞馃嚙 & DE 馃嚛馃嚜 users\. Enhancing Onboading experience for next generation of crypto users in EU markets 100\+ interviews, working on team culture and cohesion\. Engineering Bootcamp for new joinees 3 spot bonuses for High Impact Star Award for exceptional work within org Engineering and Product at EzCred Private Limited, May 2017 \- Jul 2021 路 4 yrs 3 mos, Bengaluru Area, India, Joined as 3rd employee within the company\. Worked across product, engineering with business operations and sales team to launch new products and new verticals for credit for different customer segments across lenders including major leading Banks and NBFCs in India\. Integrated with Aadhaar for KYC, CIBIL, CRIF, Equifax, Experian for Credit Checks, Setup autopayment of EMIs via ENach \(via Digio\)\. Built Rule Engine to filter lenders based on customer segment and risk checks Launched with success major lender integrations\. Integrated in HDB, Kotak, ABFL, Fullerton, Avanse as part of multi quarter project Integrated with Byjus, Toppr, Livspace to enable credit for their customer Part of strategy and planning of company's roadmap with founders\. Documentation for merchants to integrate in EzCred platform\. Engineering at Finomena, Sep 2015 \- Apr 2017 路 1 yr 8 mos, Bengaluru, Karnataka, India, Joined as 5th employee in an early stage Fintech startup\. Built core loan product from scratch with designing DB, services and multi layered system\. Enhanced credit under writing system for Credit Risk Officers Integrated with AXIS bank as Loan partner Integrated with Aadhaar for KYC, Perfios for Banking, TU Cibil for credit checks\. Founding Member at Pippli, Feb 2015 \- Aug 2015 路 7 mos, Bengaluru Area, India, Image Based Search to get the products available online\. Used Django, Python Web Framework\. Engineer at Oracle India Pvt Ltd, Jul 2013 \- Jan 2015 路 1 yr 7 mos, Bengaluru, Karnataka, India, I work for an Oracle Data Integration team in Oracle Bangalore\. ## Education B\.E\.\(Hons\.\), Computer Science, Birla Institute of Technology and Science, Pilani High School, 93%, ISC, 95\.5%, Lucknow Public College [View the original profile](https://tal.club/meet/nitin-srivastava) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Person", "@id": "https://tal.club/meet/nitin-srivastava#person", "name": "Nitin Kumar", "url": "https://tal.club/meet/nitin-srivastava", "image": "https://tal.club/meet/nitin-srivastava/profile-photo.jpg", "description": "Meet Nitin Kumar, Engineer at Coinbase | Distributed Systems in Crypto, Payments & Lending | Building and deploying RAG-based AI systems (FAISS, OpenAI, AWS) based in Bengaluru. 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