Headline

Assistant Credit Manager- Supply Chain Finance @ InCred Financial Services | Evaluating Customer Creditworthiness

Location

Delhi

Work experience

Assistant Credit Manager- Supply Chain Finance at InCred Financial Services, Feb 2024 - Present · 2 yrs 5 mos, Delhi, India, -Evaluating customer creditworthiness for individuals and businesses. -Conducting financial analysis of balance sheets and profit & loss statements to determine business establishment strengths and weaknesses. -Facilitating account sanctions through fresh approvals, reviews, renewals, excesses, ad hoc actions credit modifications. -Investigating non-financial parameters like VAT returns, KYC, and CIBIL reports for salaried individuals and business entities. -Conducting on-site visits to assess customer business models. -Executing credit assessments meticulously. -Optimizing credit appraisal procedures to enhance efficiency -Issuance sanction letters following final approval.

Finance Intern at HAYS BUSINESS SOLUTIONS PRIVATE LIMITED, Feb 2023 - May 2023 · 4 mos, Gurugram, Haryana, India, 1.Assisted in inspecting tax proofs for employees, ensuring correct tax deductions under various sections like 80C, 80D, etc. 2.Supported in GST refund filing, reviewing vendor payments and invoices to ensure accurate information. 3.Processed various reimbursements, including petrol, vehicle maintenance, driver's salary, medical expenses, and more. 4.Gained practical experience in corporate finance, applying theoretical concepts and expanding my knowledge base.

Education

Master of Business Administration - MBA, IBS Gurgaon

Bachelor of Commerce (Hons), commerce, Mata Sundri College For Women