Nishant Gupta on Tal
Headline
OpZen.AI | IIM Bangalore | IIT Dhanbad | ex-AmEx, Citi, ZS
About
Fintech | BFSI | Pharma | ConsumerTech | Aerospace | Strategy, Analytics & Investments | 5 Years of Experience I’m a strategy and investment professional with ~5 years of experience across fintech, BFSI, pharma, consumer tech, and aerospace, blending deep analytical skills with commercial thinking to drive growth, optimize EBIT, and assess scalable investment opportunities. At American Express, I collaborated with international market teams to design transaction authorization rules and credit risk strategies across key geographies. I created policy-led and model-driven risk controls to strengthen portfolio quality and led due diligence on major payment platforms (e.g., PayPal, Stripe), shaping strategies to manage high-balance exposure and improve transparency in merchant ecosystems. At Citibank, I designed an acquisition strategy for a $10M/month Citi-branded card portfolio, improving P&L forecasting during COVID volatility and driving a 5% EBITA increase. I enhanced financial models to boost NPV by 10% across five products and improved process efficiency by 20% through collaboration with finance, risk, and product teams. I also led MVP testing and product-market fit analysis for a cashback card, piloting adoption with 5% of the target base to inform full-scale rollout. At EY, I evaluated 100+ AI/ML-based InsurTech and FinTech startups, identifying investment-ready opportunities and product whitespace. My early experience at ZS Associates involved advising Fortune 500 pharma clients on GTM, segmentation, and salesforce sizing, delivering $80M+ in long-term cost savings. Most recently, I worked with HAWK Aerospace, where I supported fundraising and strategic partnerships with drone manufacturers, built investor-facing pitch decks, and led business/capacity forecasting for expansion planning. 🎓 MBA – IIM Bangalore | B.Tech. (Hons.) – IIT Dhanbad (Petroleum + CS Minor)
AI stack
claude code
claude
github copilot
openai
githubcopilot
Microsoft Copilot
Work experience
Manager at OPZEN, Jan 2026 - Present · 9 mos, India
Assistant Manager II at American Express, Jun 2023 - Jan 2026 · 2 yrs 8 mos, Gurugram, Haryana, India
Strategy Intern at Hawk Aerospace, May 2023 - Jun 2023 · 2 mos, Mumbai, Maharashtra, India
Summer Associate at EY, Apr 2022 - Jun 2022 · 3 mos, Mumbai, Maharashtra, India
Senior Coordinator at ShARE IIM Bangalore, Dec 2021 - Mar 2023 · 1 yr 4 mos, Bengaluru, Karnataka, India
Education
Master of Business Administration - MBA, Indian Institute of Management Bangalore
Computer Science Engineer (Minor), Computer Science, Indian Institute of Technology (Indian School of Mines), Dhanbad
