Headline

Wealth Manager | HNI Relationship Management | Portfolio Growth | Cross-Selling & Revenue Generation | KYC/AML Compliant Banking Professional | Client Relationship Management

About

Experienced banking professional with 5+ years of expertise in relationship management, wealth advisory, and high-net worth client portfolio management. Proven expertise in financial analysis, KYC/AML compliance, and client portfolio management to support accurate credit appraisal, risk assessment, and policy-driven decision-making while contributing to portfolio quality and risk control.

Location

Yamunanagar

Work experience

Deputy Manager at ICICI Bank, Apr 2023 - Present · 3 yrs 1 mo, • Manage and grow a High Net Worth (HNI) client portfolio of 200+ relationships with total relationship value exceeding ₹40+ Cr, delivering tailored wealth management and financial advisory solutions aligned with long-term client goals. • Consistently exceeded revenue targets, generating ₹3+ Cr in annual fee and investment income through strategic cross-selling of investment products, insurance solutions, structured deposits, and lending products. • Drive client acquisition and portfolio expansion, onboarding 70+ new affluent clients annually through professional networking, referrals, and targeted prospecting initiatives. • Conducted detailed financial analysis and portfolio reviews, identifying early risk indicators and supporting decision-making for credit approvals • Partner with branch leadership, credit, and risk teams to structure lending solutions while ensuring strict compliance with AML, KYC, regulatory, and internal risk control frameworks.

Assistant Manager at ICICI Bank, Apr 2021 - Mar 2023 · 2 yrs, • Managed a portfolio of 150+ affluent and priority banking clients, providing end-to-end relationship management, financial planning and investment advisory services across banking and wealth products. • Strengthened client relationships through proactive engagement and financial reviews, resulting in 90%+ client retention and increased wallet share across key accounts. • Identified risk flags and discrepancies in credit applications, reducing approval TAT and improving first-time-right submissions • Identified cross-sell opportunities across wealth management, lending, and insurance products, improving portfolio penetration and driving significant growth in client balances. • Maintained high operational discipline by ensuring 100% adherence to KYC, AML, regulatory, and internal audit standards during client onboarding and transactions.

Education

Master of Business Administration - MBA, Finance and Marketing, Tilak Raj Chadha Institute of Management & Technology

Bachelor of Commerce - BCom, Business/Commerce, General, Mukand Lal National College