---
title: "Nikhil Musale - Senior Software Engineer in Bengaluru | Tal"
description: "Meet Nikhil Musale, SDE-2 @Razorpay based in Bengaluru. AI stack includes claude code, codex, and cursor."
image: "https://tal.club/meet/nikhil-musale/share-image"
---

# Nikhil Musale on Tal

## Headline

SDE\-2 @Razorpay

## About

🚀 Backend Engineer \| SDE\-2 \| Scalable Systems Architect As a Software Development Engineer II at TechMojo, I’ve engineered high\-throughput payment platforms like Payafe, processing 200K\+ daily transactions for 27K\+ merchants, ensuring sub\-150ms latency and 99\.99% uptime\. My expertise lies in: 1\. Modernizing legacy systems using Java 21 \+ Spring Boot 3\.x 2\. Architecting event\-driven microservices \(Kafka\) 3\. Scaling observability and analytics with Elasticsearch I write clean, maintainable code and thrive on solving complex backend challenges in distributed systems\. Let’s connect if you're passionate about scalable fintech infra, performance optimization, or system design at scale\!

## Location

Bengaluru

## AI stack

claude code

codex

cursor

deepseek

github copilot

hermes agent

## Work experience

Senior Software Engineer at Razorpay, Oct 2025 \- Present · 11 mos, Bengaluru, Karnataka, India

SDE 2 at Paysafe, Apr 2024 \- Sep 2025 · 1 y 5 mo, Hyderabad, Telangana, India, Building resilient backend systems for high\-volume payment platforms, focused on uptime, performance, and scalability\. 🧠 Engineered the Payafe payments gateway \(200K\+ txns/day, 27K\+ merchants, 1M\+ users\) achieving 99\.99% uptime and <150ms latency 🔁 Refactored 6\+ legacy services to Java 21 & Spring Boot 3\.4\.1, improving system performance and observability 📊 Integrated Elasticsearch, reducing reporting query latency by 30%\+ 🧵 Architected Kafka\-based event\-driven microservices for reliable async communication 🔐 Implemented fine\-grained API permission controls, increasing security compliance across user/merchant layers

Associate Software Engineer at Morningstar, Aug 2021 \- Mar 2024 · 2 y 7 mo, India

Software Engineer at Morningstar, Jul 2021 \- Apr 2024 · 2 y 9 mo, Mumbai, Maharashtra, India

Publicity Head at ACM, Association for Computing Machinery, Jul 2019 \- Jul 2020 · 1 yr 1 mo, Vidyalankar institute of technology

Video Producer at brainheaters, Jul 2019 \- Dec 2019 · 6 mos, Mumbai Metropolitan Region, It was great experience making contents\. And successfully increased ctr\.

## Education

Computer Science, Scaler

Bachelor of Engineering \- BE, Information Technology, Vidyalankar Institute of Technology, Mumbai

[View the original profile](https://tal.club/meet/nikhil-musale)

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