---
title: "Nikhil Mummadi - Data Science Consultant in Bengaluru | Tal"
description: "Meet Nikhil Mummadi, Data Science Consultant l IIT KGP’24 | Credit Risk Modelling | Machine Learning | Generative-AI based in Bengaluru."
image: "https://tal.club/meet/nikhil-17/share-image"
---

# Nikhil Mummadi on Tal

## Headline

Data Science Consultant l IIT KGP’24 \| Credit Risk Modelling \| Machine Learning \| Generative\-AI

## About

Data Scientist with 2\+ years of experience specializing in credit risk modeling, predictive analytics, and machine learning applications in financial services\. I bring a strong foundation in statistics, risk analytics, and model development, combined with hands\-on experience working with real\-world financial and bureau data\. I have worked extensively on credit risk models using CIBIL/bureau data, building and validating models to assess probability of default \(PD\), optimize approval strategies, and improve portfolio performance\. My experience includes working with logistic regression, decision trees, and gradient boosting techniques \(XGBoost\), with a focus on model interpretability, stability, and business impact\.

## Location

Bengaluru

## Work experience

Data Science Consultant at MathLogic, Jul 2025 \- Present · 1 yr, Bengaluru, Karnataka, India, • Developed end\-to\-end credit risk models, enhancing data preparation and model delivery for clients like TransUnion CIBIL\. • Leveraged expertise in PySpark and R to streamline data analysis processes\. • Collaborated with cross\-functional teams to ensure model accuracy and compliance with industry standards\.

Data Science Analyst at MathLogic, Jun 2024 \- Jun 2025 · 1 yr 1 mo, Gurugram, Haryana, India

Data Science Intern at Fidelity Investments, May 2023 \- Jul 2023 · 3 mos, Bengaluru, Karnataka, India

Research Intern at IRIS, NITK, May 2022 \- Jul 2022 · 3 mos, Surathkal

## Education

Dual degree, Metallurgical and Materials Engineering/ Artificial Intelligence Machine Learning and Applications, Indian Institute of Technology, Kharagpur

[View the original profile](https://tal.club/meet/nikhil-17)

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