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Nihal Dwivedi

Founding Engineer @ Paygent | Building the Monetization Infrastructure for AI-Agent Companies

Bengaluru

4+ years of work experience

Paygent
Dec 20259 mosPresent

Bengaluru, Karnataka, India

ScaleX
May 20241 yr 9 mosJan 2026

Bengaluru, Karnataka, India

Sapat International
Jun 20231 yrMay 2024

Mumbai, Maharashtra, India

Revmeup
Sep 20201 yr 2 mosOct 2021

Bengaluru, Karnataka, India

Nihal’s AI Stack

antigravity
antigravity
claude code
claude code
cursor
cursor
gemini
gemini

Education

University of Mumbai

Bachelor of Engineering - BE, Computer Science

University of Mumbai

20194 yrs2023

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Headline

Founding Engineer @ Paygent | Building the Monetization Infrastructure for AI-Agent Companies

About

I'm Nihal. Software engineer, product thinker, builder. I've shipped apps that crossed 1M+ downloads, designed systems that process 5M+ of transactions a day, and obsessed over every metric that makes products stick, load times, retention, crash rates, all of it. Right now, I'm working on something that the AI industry desperately needs but hasn't figured out yet. At Paygent, I'm building the cost visibility and billing platform for AI agents and voice agents. As companies race to deploy AI, nobody really knows what their agents cost in real time, at scale, broken down by usage. I'm building the layer that answers that, the financial backbone every AI first company will eventually need. If you're building something ambitious in AI infrastructure, developer tools, or B2B SaaS, I'd love to connect. 📩 nihalkumar514@gmail.com

Location

Bengaluru

AI stack

antigravity

claude code

cursor

gemini

Work experience

Founding Engineer at Paygent, Dec 2025 - Present · 9 mos, Bengaluru, Karnataka, India

Software Development Engineer at ScaleX, May 2024 - Jan 2026 · 1 yr 9 mos, Bengaluru, Karnataka, India

Software Developer at Sapat International, Jun 2023 - May 2024 · 1 yr, Mumbai, Maharashtra, India

Software Developer at Revmeup, Sep 2020 - Oct 2021 · 1 yr 2 mos, Bengaluru, Karnataka, India

Education

Bachelor of Engineering - BE, Computer Science, University of Mumbai

Public links

github: https://github.com/nihal0514

leetcode: https://leetcode.com/dwivedinihaal

Nihal Dwivedi - Founding Engineer in Bengaluru | Tal