---
title: "Nihal Simha M S - Senior Product Manager in Mysore | Tal"
description: "Meet Nihal Simha M S, Senior Product Manager at Decentro | Payments | Fintech based in Mysore. AI stack includes aistudio, claude code, and gemini."
image: "https://tal.club/meet/nihal-simha-m-s/share-image"
---

# Nihal Simha M S on Tal

## Headline

Senior Product Manager at Decentro \| Payments \| Fintech

## About

I bring a diverse professional background to my role as a small business leader\. With total of 5\+ years experience in product management, consulting, and entrepreneurship, I have developed and managed innovative financial solutions across various domains\. My journey includes driving growth and efficiency at organizations such as Decentro, where I contributed to enhancing payment success rates and merchant experiences through advanced product development\. My earlier experiences span from consulting roles at EY to co\-founding startups focused on digitizing processes for businesses\.

## Location

Mysore

## AI stack

aistudio

claude code

gemini

openai

## Work experience

Senior Product Manager at Decentro, Apr 2026 \- Present · 7 mos, Bengaluru, • Spearheaded the management and development of key collection products including UPI, Autopay, and Enach\. • Drove the resolution of platform\-specific challenges such as Refund and Liens management, enhancing merchant experience\. • Collaborated on onboarding processes to streamline customer integration and improve satisfaction\. • Built automated provider switching feature\. Many more things to say but can't put it here\.

Product Manager at Decentro, Feb 2025 \- Mar 2026 · 1 yr 2 mos, Bengaluru, I spearheaded the development of products in the Recurring Collections Stack from ground\-up, achieving remarkable improvements in payment success rates, merchant experience & overall stability of the stack\. • Introduced a payments retry feature, increasing success rates by 5%\. • Developed a Representation feature that enhanced success rates by 9%\. • Managed the dashboard experience for recurring collection products\. • Built multi\-banking architecture products, integrating various banking partners effectively\. • Processes over billion dollars in GMV\.

Product Manager at Volt Money, Nov 2024 \- Feb 2025 · 4 mos, Bengaluru, Karnataka, India, In a short span, I gained a deep understanding of the lending industry\(Lamf\) and had the opportunity to explore the full breadth of Volt Money's offerings\. As a B2B Product Manager, I managed major clients like Groww and IndMoney, driving the adoption of DSP lending\. I single\-handedly migrated 15\+ clients to set DSP as their default lender, delivering exceptional solutions for partner needs\.

Associate Product Manager at Decentro, Nov 2023 \- Nov 2024 · 1 yr 1 mo, Bengaluru, Karnataka, India, Leads overall ideation & development of eNach mandate & digital lending products\. Build an internal alerting system to track & monitor the performance of our APIs\.

Analyst \- 2 at EY, Apr 2022 \- Nov 2023 · 1 yr 8 mos, Pune, Maharashtra, India, Consulting \- Software Asset Management \- Microsoft ISV MS\-SPLA, Generic & Full ELP, RedHat ISV Automation, IBM Sub\-cap Automation, MS\-SPLA Automation, CA ELP Automation\. 5x Spot award, 1x High Performing Team 1\. Automation 2\. Advanced Excel 3\. SQL 4\. VBA 5\. Power BI

Analyst Trainee at Cognizant, Sep 2021 \- Feb 2022 · 6 mos, Bengaluru, Karnataka, India, • Worked on System Center Configuration Manager\(SCCM\) & End User Computing\. • Activated inactive machines in SCCM\. • Installed SCCM client on servers & user machines\. • Pushed required software via SCCM\. • Troubleshooted O365 apps & other apps\. • Installed different applications on user machine\. Tools used \- • ServiceNow • SCCM • Nexthink

## Education

Bachelor of Engineering \- BE, Computer Science, Mysore college of Engineering & Management

[View the original profile](https://tal.club/meet/nihal-simha-m-s)

```json
{
  "@context": "https://schema.org",
  "@graph": [
    {
      "@type": "Person",
      "@id": "https://tal.club/meet/nihal-simha-m-s#person",
      "name": "Nihal Simha M S",
      "url": "https://tal.club/meet/nihal-simha-m-s",
      "image": "https://tal.club/meet/nihal-simha-m-s/profile-photo.jpg",
      "description": "Meet Nihal Simha M S, Senior Product Manager at Decentro | Payments | Fintech based in Mysore. AI stack includes aistudio, claude code, and gemini.",
      "jobTitle": "Senior Product Manager",
      "worksFor": {
        "@type": "Organization",
        "name": "Decentro"
      },
      "hasOccupation": {
        "@type": "Occupation",
        "name": "Senior Product Manager"
      },
      "homeLocation": {
        "@type": "Place",
        "name": "Mysore"
      },
      "alumniOf": [
        {
          "@type": "EducationalOrganization",
          "name": "Mysore college of Engineering & Management"
        }
      ],
      "knowsAbout": [
        "aistudio",
        "claude code",
        "gemini",
        "openai"
      ],
      "mainEntityOfPage": {
        "@id": "https://tal.club/meet/nihal-simha-m-s#webpage"
      }
    },
    {
      "@type": "ProfilePage",
      "@id": "https://tal.club/meet/nihal-simha-m-s#webpage",
      "url": "https://tal.club/meet/nihal-simha-m-s",
      "name": "Nihal Simha M S on Tal",
      "description": "Meet Nihal Simha M S, Senior Product Manager at Decentro | Payments | Fintech based in Mysore. AI stack includes aistudio, claude code, and gemini.",
      "dateModified": "2026-10-16T08:37:11.034Z",
      "isPartOf": {
        "@id": "https://tal.club/#website"
      },
      "mainEntity": {
        "@id": "https://tal.club/meet/nihal-simha-m-s#person"
      },
      "primaryImageOfPage": {
        "@type": "ImageObject",
        "url": "https://tal.club/meet/nihal-simha-m-s/profile-photo.jpg",
        "contentUrl": "https://tal.club/meet/nihal-simha-m-s/profile-photo.jpg",
        "caption": "Nihal Simha M S profile photo on Tal"
      },
      "inLanguage": "en-IN"
    }
  ]
}
```