---
title: "Nidhish Yadav - Analyst in Gurugram | Tal"
description: "Meet Nidhish Yadav, Mortgage Underwriting Expert | 5+ Yrs in Credit Risk & Loan Analysis | NAB | Open to Senior & Leadership Roles based in Gurugram."
image: "https://tal.club/meet/nidhish-yadav/share-image"
---

# Nidhish Yadav on Tal

## Headline

Mortgage Underwriting Expert \| 5\+ Yrs in Credit Risk & Loan Analysis \| NAB \| Open to Senior & Leadership Roles

## About

Senior Analyst \- Mortgage Underwriting & Credit Analysis Professional with 5\+ years of experience across U\.S\. residential mortgage underwriting and Australian banking operations\. I specialize in end\-to\-end loan lifecycle management — from risk\-based due diligence and financial statement analysis to compliance, fraud detection, and SLA\-driven delivery\. I hold deep expertise in Fannie Mae, Freddie Mac, AUS findings \(DU/LP\), and Encompass LOS\. What I bring to the table: • 2,200\+ U\.S\. residential mortgage files closed at Situs AMC • Complex income analysis — W\-2, Self\-Employed, Rental income • Mortgage fraud detection & forensic document review • Team leadership, performance reviews & SOP development • Cross\-functional stakeholder management at NAB Open to: Senior Underwriter \| Credit Analyst \| Mortgage Manager \| Team Lead roles globally — India, Australia, USA, Canada, UAE\.

## Location

Gurugram

## Work experience

Analyst at NAB, Jun 2023 \- Present · 3 yrs 1 mo, India

Senior Process Associate at Assimilate Solutions, A SitusAMC Company, Apr 2022 \- May 2023 · 1 yr 2 mos, Gurugram

Process Associate at Assimilate Solutions, A SitusAMC Company, Oct 2021 \- Mar 2022 · 6 mos

Underwriting Consultant at Assimilate Solutions, A SitusAMC Company, Dec 2020 \- Sep 2021 · 10 mos, Gurugram, Haryana, India

Senior Process Associate at Situs AMC, Dec 2020 \- Apr 2023 · 2 yrs 5 mos, Underwrote and closed 2,200\+ U\.S\. residential mortgage files, ensuring compliance with Fannie Mae, Freddie Mac, FHA, and VA guidelines\.

## Education

Master's degree, Finance, General, Institute of Management Technology, Ghaziabad

[View the original profile](https://tal.club/meet/nidhish-yadav)

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