Mortgage Underwriting Expert | 5+ Yrs in Credit Risk & Loan Analysis | NAB | Open to Senior & Leadership Roles

India
Gurugram
Gurugram, Haryana, India


Master's degree, Finance, General
Institute of Management Technology, Ghaziabad
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Senior Analyst - Mortgage Underwriting & Credit Analysis Professional with 5+ years of experience across U.S. residential mortgage underwriting and Australian banking operations. I specialize in end-to-end loan lifecycle management — from risk-based due diligence and financial statement analysis to compliance, fraud detection, and SLA-driven delivery. I hold deep expertise in Fannie Mae, Freddie Mac, AUS findings (DU/LP), and Encompass LOS. What I bring to the table: • 2,200+ U.S. residential mortgage files closed at Situs AMC • Complex income analysis — W-2, Self-Employed, Rental income • Mortgage fraud detection & forensic document review • Team leadership, performance reviews & SOP development • Cross-functional stakeholder management at NAB Open to: Senior Underwriter | Credit Analyst | Mortgage Manager | Team Lead roles globally — India, Australia, USA, Canada, UAE.
Gurugram
Analyst at NAB, Jun 2023 - Present · 3 yrs 1 mo, India
Senior Process Associate at Assimilate Solutions, A SitusAMC Company, Apr 2022 - May 2023 · 1 yr 2 mos, Gurugram
Process Associate at Assimilate Solutions, A SitusAMC Company, Oct 2021 - Mar 2022 · 6 mos
Underwriting Consultant at Assimilate Solutions, A SitusAMC Company, Dec 2020 - Sep 2021 · 10 mos, Gurugram, Haryana, India
Senior Process Associate at Situs AMC, Dec 2020 - Apr 2023 · 2 yrs 5 mos, Underwrote and closed 2,200+ U.S. residential mortgage files, ensuring compliance with Fannie Mae, Freddie Mac, FHA, and VA guidelines.
Master's degree, Finance, General, Institute of Management Technology, Ghaziabad