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Nidhish Yadav

Mortgage Underwriting Expert | 5+ Yrs in Credit Risk & Loan Analysis | NAB | Open to Senior & Leadership Roles

Gurugram

5+ years of work experience

NAB
Jun 20233 yrs 1 moPresent

India

Assimilate Solutions, A SitusAMC Company
Apr 20221 yr 2 mosMay 2023

Gurugram

Assimilate Solutions, A SitusAMC Company
Oct 20216 mosMar 2022

Assimilate Solutions, A SitusAMC Company
Dec 202010 mosSep 2021

Gurugram, Haryana, India

Situs AMC
Dec 20202 yrs 5 mosApr 2023

Underwrote and closed 2,200+ U.S. residential mortgage files, ensuring compliance with Fannie Mae, Freddie Mac, FHA, and VA guidelines.

Education

Institute of Management Technology, Ghaziabad

Master's degree, Finance, General

Institute of Management Technology, Ghaziabad

20182 yrs2020

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Headline

Mortgage Underwriting Expert | 5+ Yrs in Credit Risk & Loan Analysis | NAB | Open to Senior & Leadership Roles

About

Senior Analyst - Mortgage Underwriting & Credit Analysis Professional with 5+ years of experience across U.S. residential mortgage underwriting and Australian banking operations. I specialize in end-to-end loan lifecycle management — from risk-based due diligence and financial statement analysis to compliance, fraud detection, and SLA-driven delivery. I hold deep expertise in Fannie Mae, Freddie Mac, AUS findings (DU/LP), and Encompass LOS. What I bring to the table: • 2,200+ U.S. residential mortgage files closed at Situs AMC • Complex income analysis — W-2, Self-Employed, Rental income • Mortgage fraud detection & forensic document review • Team leadership, performance reviews & SOP development • Cross-functional stakeholder management at NAB Open to: Senior Underwriter | Credit Analyst | Mortgage Manager | Team Lead roles globally — India, Australia, USA, Canada, UAE.

Location

Gurugram

Work experience

Analyst at NAB, Jun 2023 - Present · 3 yrs 1 mo, India

Senior Process Associate at Assimilate Solutions, A SitusAMC Company, Apr 2022 - May 2023 · 1 yr 2 mos, Gurugram

Process Associate at Assimilate Solutions, A SitusAMC Company, Oct 2021 - Mar 2022 · 6 mos

Underwriting Consultant at Assimilate Solutions, A SitusAMC Company, Dec 2020 - Sep 2021 · 10 mos, Gurugram, Haryana, India

Senior Process Associate at Situs AMC, Dec 2020 - Apr 2023 · 2 yrs 5 mos, Underwrote and closed 2,200+ U.S. residential mortgage files, ensuring compliance with Fannie Mae, Freddie Mac, FHA, and VA guidelines.

Education

Master's degree, Finance, General, Institute of Management Technology, Ghaziabad

Nidhish Yadav - Analyst in Gurugram | Tal