Headline

Product Management Consultant | Product Strategy and Roadmap Development | Data Platforms and Growth | Open Banking. FinTech | Ex Tarabut, Ex Yodlee

About

I’m a Product Leader focused on building scalable products that drive measurable revenue and competitive advantage. Over the past few years, I have worked with the leading banks in the Middle East on the launch and commercialisation of Open Banking as they move from regulatory compliance to revenue generation. Starting with core data aggregation capabilities, I drove the development of monetisable insight platforms, enabling faster credit decisioning through alternative data, improving risk selection, and unlocking balance sheet growth across assets and liabilities. Prior to that, I scaled a US-based data aggregation platform positioned as a B2B financial wellness solution, expanding it to 15 million users across major banks. Across roles, I lead data-driven product strategies with a strong commercial lens while reimagining AI into product discovery, prioritization, and experimentation to accelerate growth, increase conversion, and improve portfolio performance. I thrive in startup environments where ambiguity is high and expectations are higher. I build product teams, align engineering with business economics, and take 0→1 products to market with a clear focus on revenue impact. If you’re passionate about building high-impact products, I’d love to connect. https://nidhibhattacharya.lovable.app/

Location

India

AI stack

claude code

claude

gemini

notebooklm

notion

githubcopilot

Work experience

Product Management Consultant at Self-Employed, Mar 2026 - Present · 8 mos, India, I help fintechs and financial institutions design and scale products — from early product strategy through to execution and growth. I work on advisory or fractional basis on key areas of - • Product strategy and roadmap development • Data and AI-enabled products • Open Banking and financial infrastructure • Fintech product-market fit • Product leadership and team development If you are a founder or a leader looking to turn complex product ideas into scalable, impactful products, drop me a message and lets connect.

Director Of Products at Tarabut, Apr 2021 - Feb 2026 · 4 yrs 11 mos, Dubai, United Arab Emirates, Built Open Banking connectivity from the ground up, enabling banks to securely aggregate customer-consented financial data. Deployed across 10 banks in KSA with a 22M customer base. Development of monetisation strategies partnering with banks to unlock revenue across asset and liability portfolios through data-driven lending, cross-sell, and customer intelligence use cases. Drove senior stakeholder engagement and alignment, shaping business cases and securing buy-in across product, risk, compliance, and commercial leadership teams. Led cross-functional and geographically distributed teams, delivering product outcomes across multiple time zones while maintaining velocity and execution discipline. Navigated regulatory constraints and evolving policy environments, balancing compliance, product-market fit, and commercial value creation in a rapidly changing ecosystem.

Director of Product Management at Yodlee, Feb 2020 - Apr 2021 · 1 yr 3 mos, Bengaluru, Karnataka, India, Led the Wellness product team to develop Yodlee's AI driven Financial Insights product suite. Worked alongside technology & data science to identify recurring patterns, income and other financial liabilities from banking data. Release of API first solutions for Yodlee's B2B customer base.

Senior Product Manager at Yodlee, Feb 2018 - Feb 2020 · 2 yrs 1 mo, Bengaluru, Karnataka, India, Conceptualized and managed the roadmap & delivered API first product offering to potential customers. ​ Led the development and integration of APIs to customer facing 'FinApps' that were delivered via a B2B2C model across all major banks in the US.

Product Manager at Yodlee, Jul 2014 - Feb 2018 · 3 yrs 8 mos, Bengaluru, Karnataka, India

Senior Consultant at Thoughtworks, Feb 2012 - Oct 2012 · 9 mos, Bangalore, India

Business Analyst at AT&T through KForce Inc, Jul 2010 - Dec 2011 · 1 yr 6 mos, Bothell, WA USA, Led business analysis for AT&T’s SMB portal translating product portfolios into scalable digital experiences. Partnered with product and offer management teams to define product availability, eligibility logic, and backend catalog integrations. Optimized business rules governing product qualification, ensuring accurate order processing and reduced friction in the buy journey. Owned requirements for the end-to-end online store experience, including landing pages, comparison tools, and purchase flows. Collaborated with Information architecture and UX teams to align wireframes and user journeys with business objectives. Enabled web-channel support for new product launches (e.g., Switched Toll Free) and legacy customer migrations within the Small Business portal.

Education

PGDM, Marketing-Finance, Symbiosis institute of Management Studies

Executive Post Graduate Certificate in Building AI Products and Services, Indian Institute of Technology, Kharagpur

Public links

nidhibhattacharya.lovable.app: https://nidhibhattacharya.lovable.app/