Netratav Gupta profile photo 1 on Tal

Netratav Gupta

Product Leader | Driving AI & Fintech Innovation | $B+ Product Portfolios | ISB Alum

Bengaluru

11+ years of work experience

Visa
Dec 20232 yrs 9 mosPresent

Bengaluru

Currently leading AI-driven product initiatives for Visa's Integrated Risk Platform, working on the reporting, analytics and case management product portfolio that enables clients to manage the complete risk lifecycle across prevention, detection and resolution. Previously led roadmap execution for Visa Secure, helping strengthen secure online card authentication at global scale. Now focused on building next-generation AI-powered capabilities using GenAI and agentic AI to surface actionable insights, automate workflows and enhance risk operations. Passionate about applying AI to fintech and payments, partnering with global cross-functional teams to deliver products that reduce fraud, improve customer trust and create measurable business impact.
Pine Labs
Apr 20239 mosDec 2023

Bengaluru, Karnataka, India

Built solutions for Pinelabs BNPL portfolio including EMI and Paylater offerings for customers across banks, NBFCs, and OEMs
SirionLabs
Apr 20203 yrs 1 moApr 2023

Gurgaon, Haryana, India

Worked on strategizing and executing medium to long term roadmap of Sirion’s Contract Lifecycle Management product portfolio across Sirion’s platform administration and Contract financials management product lines
NetApp
Jul 20144 yrs 9 mosMar 2019

Bengaluru Area, India

Recognized top performer through accelerated career growth and trusted ownership of critical areas of business focused towards customer innovation, customer engagement and product delivery. Became the foremost expert of NetApp products for sales consulting, voice of the customer for product teams and innovation specialist to bring right product features to market
PayPal
Jan 20146 mosJun 2014

Bengaluru Area, India

Worked on dedicated projects of developing medium to long-term technology roadmap which was the baseline for future product developments

Netratav’s AI Stack

antigravity
antigravity
claude
claude
codex
codex
gemini
gemini
lovable
lovable
notion
notion

Education

Indian School of Business

PGP, Business

Indian School of Business

20191 yr2020
PES University

Bachelor of Engineering (B.E.), Computer Science and Engineering

PES University

20104 yrs2014

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Headline

Product Leader | Driving AI & Fintech Innovation | $B+ Product Portfolios | ISB Alum

About

Senior Product Leader with 11+ years spanning AI-driven product innovation, fintech, SaaS, and enterprise software. Proven track record in leading multi-billion-dollar transaction portfolios, launching AI-powered capabilities, and delivering measurable business impact. Known for orchestrating cross-functional execution across global teams, accelerating time-to-market, and scaling products from concept to market adoption. Adept at integrating AI into product strategy to enhance decision-making, efficiency, and user experience. ISB MBA + B.E. Computer Science, recognized for leadership excellence at Visa, PineLabs, SirionLabs, and NetApp. Seeking to drive strategic growth, innovation, and market expansion in forward-thinking and high-impact organizations.

Location

Bengaluru

AI stack

antigravity

claude

codex

gemini

lovable

notion

Work experience

Product Manager at Visa, Dec 2023 - Present · 2 yrs 9 mos, Bengaluru, Currently leading AI-driven product initiatives for Visa's Integrated Risk Platform, working on the reporting, analytics and case management product portfolio that enables clients to manage the complete risk lifecycle across prevention, detection and resolution. Previously led roadmap execution for Visa Secure, helping strengthen secure online card authentication at global scale. Now focused on building next-generation AI-powered capabilities using GenAI and agentic AI to surface actionable insights, automate workflows and enhance risk operations. Passionate about applying AI to fintech and payments, partnering with global cross-functional teams to deliver products that reduce fraud, improve customer trust and create measurable business impact.

Product Manager at Pine Labs, Apr 2023 - Dec 2023 · 9 mos, Bengaluru, Karnataka, India, Built solutions for Pinelabs BNPL portfolio including EMI and Paylater offerings for customers across banks, NBFCs, and OEMs

Product Manager at SirionLabs, Apr 2020 - Apr 2023 · 3 yrs 1 mo, Gurgaon, Haryana, India, Worked on strategizing and executing medium to long term roadmap of Sirion’s Contract Lifecycle Management product portfolio across Sirion’s platform administration and Contract financials management product lines

Software Engineer at NetApp, Jul 2014 - Mar 2019 · 4 yrs 9 mos, Bengaluru Area, India, Recognized top performer through accelerated career growth and trusted ownership of critical areas of business focused towards customer innovation, customer engagement and product delivery. Became the foremost expert of NetApp products for sales consulting, voice of the customer for product teams and innovation specialist to bring right product features to market

Software Intern at PayPal, Jan 2014 - Jun 2014 · 6 mos, Bengaluru Area, India, Worked on dedicated projects of developing medium to long-term technology roadmap which was the baseline for future product developments

Education

PGP, Business, Indian School of Business

Bachelor of Engineering (B.E.), Computer Science and Engineering, PES University