Neeraj kumar profile photo 1 on Tal

Neeraj kumar

Attended Babu Banarsi Das University, Lucknow

Lucknow

6+ years of work experience

RAF INDIA MEDECHO PVT LTD
- NowPresent

Worked as Credit control officer at RAF INDIA MEDECHO PVT Ltd.
Kotak Mahindra Prime Limited
Oct 20241 yr 9 mosPresent

india

Handling collection of bkt 1 to vintage cases(Total-1500 cases) along with legal operation tools. Team Handling along with outsourced personal and agencies.
ICICI Bank
Mar 20213 yrs 7 mosSep 2024

Lucknow, Uttar Pradesh, India

Worked in ICICI Bank as Senior deputy manager legal initiator in Rural Banking and Retail banking i.e. Agri product FE,KCC,SHG etc.(3 Year 6 months) DSMG - STT legal. Area of operations : Uttar Pradesh and Uttarakhand Product Bouquet : Kishan credit card (KCC) Farm equipment i.e...tractors, SHG. Product Bouquet : Loan collection (KCC, FE, SHG) Managing team of agencies and OSP. Relationship Management with legal and police frameworks. Handling delequency portfolio of 90+,180+ and NPA for agri and Retail Product such as two wheeler, auto loan, Home loan, gold loan, credit card PL, BL, commercial vehicle. Handling legal processing for Entire states of Uttar Pradesh and Uttarakhand of agri product portfolio for filing legal tools against eligible deliquent customer's. Taking legal action on NPA accounts like sec 138, civil Suit, DRT, SARFAESI ACT 2002. Handling Team of agencies and out Sourced personal, Allocation of work, Audit, Compliance, Pay roll management to man power. Ensuring timely notices from Bank are sent to default customer as reminder and other types of notices as per the standard operating procedures. Covering 95% Legal filing on collection pool in one Financial year. Covering Legal tools like Sec-138, civil Suit and SARFAESI Act as per case eligibility. Processing and coordination with field collection team, legal team and Advocate's for smooth and quick filing. Conducting conciliation and NLA as per portfolio demand. Personal visit, escalation control, customer convincing. Follow up with Advocate for faster movement case stage, Evidence and for final judgement.
Shining Stars
May 20181 yr 2 mosJun 2019

India

1 year worked (Full Time) as HR Executive from Shining Stars Pvt. Ltd

Education

Babu Banarsi Das University, Lucknow

10th

Army school

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Headline

Attended Babu Banarsi Das University, Lucknow

Location

Lucknow

Work experience

Credit control officer at RAF INDIA MEDECHO PVT LTD, Worked as Credit control officer at RAF INDIA MEDECHO PVT Ltd.

Collections Specialist (Deputy manager) at Kotak Mahindra Prime Limited, Oct 2024 - Present · 1 yr 9 mos, india, Handling collection of bkt 1 to vintage cases(Total-1500 cases) along with legal operation tools. Team Handling along with outsourced personal and agencies.

Senior Deputy Manager at ICICI Bank, Mar 2021 - Sep 2024 · 3 yrs 7 mos, Lucknow, Uttar Pradesh, India, Worked in ICICI Bank as Senior deputy manager legal initiator in Rural Banking and Retail banking i.e. Agri product FE,KCC,SHG etc.(3 Year 6 months) DSMG - STT legal. Area of operations : Uttar Pradesh and Uttarakhand Product Bouquet : Kishan credit card (KCC) Farm equipment i.e...tractors, SHG. Product Bouquet : Loan collection (KCC, FE, SHG) Managing team of agencies and OSP. Relationship Management with legal and police frameworks. Handling delequency portfolio of 90+,180+ and NPA for agri and Retail Product such as two wheeler, auto loan, Home loan, gold loan, credit card PL, BL, commercial vehicle. Handling legal processing for Entire states of Uttar Pradesh and Uttarakhand of agri product portfolio for filing legal tools against eligible deliquent customer's. Taking legal action on NPA accounts like sec 138, civil Suit, DRT, SARFAESI ACT 2002. Handling Team of agencies and out Sourced personal, Allocation of work, Audit, Compliance, Pay roll management to man power. Ensuring timely notices from Bank are sent to default customer as reminder and other types of notices as per the standard operating procedures. Covering 95% Legal filing on collection pool in one Financial year. Covering Legal tools like Sec-138, civil Suit and SARFAESI Act as per case eligibility. Processing and coordination with field collection team, legal team and Advocate's for smooth and quick filing. Conducting conciliation and NLA as per portfolio demand. Personal visit, escalation control, customer convincing. Follow up with Advocate for faster movement case stage, Evidence and for final judgement.

Human Resources Executive at Shining Stars, May 2018 - Jun 2019 · 1 yr 2 mos, India, 1 year worked (Full Time) as HR Executive from Shining Stars Pvt. Ltd

Education

Babu Banarsi Das University, Lucknow

10th, Army school

Neeraj kumar - Credit control officer in Lucknow | Tal