Headline

Senior Product Manager | Platform & API Monetization | Enterprise SaaS · Developer Experience · Fintech | IIM Lucknow

About

I build and scale high-impact digital products across platform ecosystems, enterprise SaaS, and consumer-facing applications. Currently leading the D2C platform at TransUnion CIBIL, owning product strategy, monetisation, and P&L across multiple product lines. Over the last 8+ years in product management, I have: • Launched multiple revenue generating products across Data, Platforms and Enterprise SaaS • Scaled an API platform to enterprise level adoption within ecosystem partners • Built and monetised developer-facing API Marketplaces generating new revenue line • Launched AI/ML-powered risk intelligence products using large scale datasets • Led 0→1 product development across B2B, B2C, and B2B2C ecosystems Where I specialise - Platform & API Product Management · Enterprise SaaS · Developer Experience & Ecosystem Growth · Product Monetization & P&L · AI/ML Product Development · Fintech & Data Infrastructure I operate at the intersection of product strategy, commercial outcomes, and platform architecture — working closely with engineering, design, compliance, and C-suite stakeholders to ship with rigor and at scale. Open to Senior PM / Group PM roles in Platform, API, or Enterprise SaaS at global technology companies.

Location

Mumbai Metropolitan Region

AI stack

cursor

grok

hugging face

Framer AI

Work experience

AVP II, Product Management at TransUnion CIBIL Limited, Feb 2025 - Present · 1 yr 7 mos, On-site, TransUnion, D2C – Product Strategy, New Product Line, Budgeting, Stakeholder Management, Revenue Accountability • Own the Direct-to-Consumer platform strategy, driving product vision, customer experience, and scalability for a large consumer base • Launched a new product vertical focused on microfinance users, expanding access to credit monitoring and unlocking new growth avenues • Driving platform evolution to support personalization, monetization, and long-term user engagement partnering with Engineering, Design, Comliance and Business Stakeholders

Assistant Vice President, Product Management at TransUnion CIBIL Limited, Mar 2023 - Jan 2025 · 1 yr 11 mos, On-site, TransUnion, B2B – Monetization Strategy, Portfolio Management, Product Innovation, Ecosystem Initiatives, Stakeholder Management • Scaled an enterprise API platform and built a developer-facing marketplace to enable ecosystem-led growth • Defined and executed platform monetization strategy, introducing new revenue streams and partner integrations • Launched an AI/ML-powered risk intelligence product enabling predictive decisioning for enterprise customers across embedded finance, digital commerce and data-driven products • Owned end-to-end product lifecycle for high-impact platform capabilities across discovery, build, and scale

Senior Manager, Product Management at TransUnion CIBIL Limited, Aug 2021 - Feb 2023 · 1 yr 7 mos, Mumbai, Maharashtra, India, TransUnion, B2B – GTM, Machine Learning, New Product Launch, Product Pricing, Regulatory Intervention & Platform SaaS • Redesigned developer and customer journeys for API platform, improving onboarding and ecosystem adoption • Built and launched a microservices enabled platform with modular APIs for scalable enterprise integrations • Led go-to-market strategy including pricing, packaging, and partner enablement for new products • Delivered regulatory-driven platform initiatives in collaboration with industry stakeholders

Chief Manager, Digital Product Management at Max Life Insurance Company Limited, Jun 2021 - Jul 2021 · 2 mos, Gurgaon, India

Senior Manager, Digital Product Management at Max Life Insurance Company Limited, Jun 2019 - May 2021 · 2 yrs, Gurugram, Haryana, India, Led development of AI-enabled workflow automation systems to streamline insurance onboarding and underwriting • Improved operational efficiency through reduced turnaround times and higher process accuracy • Championed paperless onboarding and digital journeys across partner and internal channels • Integrated multiple third-party systems to enable automated underwriting and seamless customer experience • Partnered with banks and ecosystem players to strengthen digital distribution capabilities

Management Trainee, Future Leaders Program at Max Life Insurance Company Limited, May 2018 - May 2019 · 1 yr 1 mo, Gurgaon, India, • Launched a digital onboarding platform across multiple distribution channels from pilot to enterprise rollout • Led nationwide go-to-market initiatives, driving adoption across field and partner teams • Collaborated across sales, operations, and marketing to ensure smooth rollout and user adoption • Gathered customer insights to continuously improve onboarding experience

Marketing Management Intern at Amazon, Apr 2017 - May 2017 · 2 mos, Bengaluru, Karnataka, India, Product Marketing • Designed and implemented an efficient customer acquisition and retention strategy for Amazon Pay balance product team. Developed a framework to estimate the ROI of promotional campaigns. Market research • Conducted market research by FGDs, DIs & surveys to obtain key insights on value perception of rewards. • Identified optimum rewards construct to maximize adoption by users at a minimum cost/acquisition. Campaign analytics • Analyzed campaign performance & customer lifecycle post acquisition to improve retention rate. • Performed cohort analysis on customers who participated in different campaigns to understand the success rate of different campaigns over a period of time. • Recommended different campaign constructs for acquisition & retention by segmenting customers on the basis of adoption of Amazon Pay balance as a payment method.

Engineer II at Safran Engineering Services India, Jun 2012 - Sep 2015 · 3 yrs 4 mos, Bangalore, India, Project Management 1. Responsible for planning, execution, monitoring, controlling and closure of bearing supports and bladed drum projects 2. Efficiency, productivity and quality monitoring using service operations metrics 3. Continuous improvements, effort automation and implementation of Lean-Sigma practices 4. Working with cross functional teams to improve productivity and reduce idle time in the team Achievements 1. Employee of the Year 2. Three time recipient of High Flyer Award

Education

Post Graduate Programme, Management, Indian Institute of Management, Lucknow

Bachelor's degree, Mechanical Engineering, National institute of technology Calicut

Public links

neerajalbert.framer.website: https://neerajalbert.framer.website/

github: https://github.com/nalbert-90