---
title: "Naveen Unnikrishnan, CMA - Accounts and Tax Executive in Palghat | Tal"
description: "Meet Naveen Unnikrishnan, CMA, Certified Management Accountant (USA) (Awaiting License)|| Bachelor’s of Commerce (Computer Application) based in Palghat."
image: "https://tal.club/meet/naveen-unnikrishnan-cma/share-image"
---

# Naveen Unnikrishnan, CMA on Tal

## Headline

Certified Management Accountant \(USA\) \(Awaiting License\)\|\| Bachelor’s of Commerce \(Computer Application\)

## About

I am a CMA \(USA\) qualified finance professional with experience in financial planning & analysis, accounting, and US taxation, currently working as a Taxation and Accounts Executive for US\-based clients\. My work is increasingly aligned with FP&A functions, where I support business decision\-making through financial modeling, forecasting, and performance analysis\. I have developed detailed 10\-year financial proforma models for real estate investments, including revenue projections, expense forecasting, ROI analysis, and property valuation, enabling stakeholders to assess long\-term profitability and investment viability\. I also prepare annual P&L statements and conduct variance\-style analysis to evaluate financial performance against expectations\. Alongside this, I manage end\-to\-end accounts payable processes, ensuring accurate cost tracking and supporting budgeting and cash flow planning\. With strong proficiency in Advanced Excel, I build dynamic financial models and automate reporting workflows to improve efficiency and accuracy\. I also work with tools such as QuickBooks, Yardi Breeze, and AppFolio, giving me hands\-on exposure to real estate and fund accounting environments\. My core competencies include: • Financial Planning & Analysis \(FP&A\) • Financial Modeling & Forecasting • Budgeting & P&L Management • ROI & Investment Analysis • Variance Analysis & Performance Tracking • Real Estate Financial Analysis\. Skills & Tools: Financial Analysis and Reporting \| US Payroll Tax \| Financial Reporting \| US GAAP and IFRS \| Cost Management \| Yardi Breeze \| Financial Modelling \| Appfolio \| Google Sheets \| Quickbooks \| ProConnect \| US Tax regulations \| Budgeting and Forecasting \| Advanced MS Excel \| Risk Management \| Investment Analysis\.

## Location

Palghat

## Work experience

Accounts and Tax Executive at I P R S, Jul 2025 \- Present · 11 mos, Chennai, Tamil Nadu, India, • Built long\-term financial models \(10\-year proforma\) for real estate assets, including revenue projections, cost assumptions, valuation, and ROl analysis\. • Prepared annual P&L forecasts and budgets, supporting strategic planning and decision\-making\. • Performed detailed variance analysis on revenue, operating expenses, and capital costs \(hard & soft\), identifying key performance drivers\. • Developed and presented monthly investor reporting packages, including financial insights, trend analysis, and variance explanations vs prior periods\. • Managed end\-to\-end Accounts Payable \(AP\) operations, ensuring accurate expense tracking, timely payments, and alignment with budgeted forecasts\. • Monitored and controlled operating expenses through AP data, supporting cost analysis and financial planning\. • Conducted monthly financial reconciliations \(rent, expenses, interest\) to ensure data accuracy for reporting and forecasting\. • Collaborated in budgeting, forecasting, and cash flow planning for US\-based real estate portfolios\. • Managed end\-to\-end financial operations for multiple entities, ensuring reliable financial data for analysis and reporting\. • Assisted in US tax and compliance processes, ensuring financial data integrity\. Tools used: Advanced MS Excel, Quickbooks, Yardi Breeze, Appfolio\.

US Payroll Tax Intern at Vensure Employer Solutions, May 2025 \- Jul 2025 · 3 mos, Trivandrum, Kerala, India, • Assist in preparing and filing federal, state, and local payroll tax returns \(e\.g\., Form 941, 940, state income tax, unemployment\)\. • Reconcile payroll tax reports with general ledger data\. • Identify and help resolve discrepancies between reported amounts and actual deductions/payments\. Tools & Software Used: • Excel \(for reconciliation and tracking\) • Internal payroll systems \(like PrismHR, Mastertax\) Learning & Skills Gained: • Understanding of US payroll tax laws and compliance requirements\. • Hands\-on experience with multi\-state payroll processing and reporting\.

Associate Founder at Energy Future World, Apr 2025 \- May 2025 · 2 mos, 1 Kings Arms Yard, London, •Collaborated with founders to develop early\-stage product, marketing, and business strategies •Assisted in investor outreach and pitch deck preparation for funding initiatives •Contributed to financial modeling and startup operational planning

## Education

Certified Management Accountant \(CMA USA\), Institute of Management Accountants \(IMA\)

Bachelor of Commerce, Computer Application, University of calicut

[View the original profile](https://tal.club/meet/naveen-unnikrishnan-cma)

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