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Naveen S

Assistant Manager, Personal Loans | Expert in Credit Underwriting & Appraisal | Driving Risk Mitigation & Compliance | CIBIL & Banking Profile Specialist | LMS.

Bengaluru

2+ years of work experience

MUTHOOT FINANCE LTD
May 20251 yr 7 mosPresent

Experienced Assistant Manager in the Salaried Personal Loan Department at Muthoot Finance Limited with a proven track record in credit underwriting and risk analysis. Skilled in conducting Tele PD/Video PD, generating and analyzing CIBIL reports, and ensuring strict compliance with credit policies. Adept at reviewing applicant creditworthiness, preparing CAMs, analyzing banking profiles and pay slips, and maintaining productivity as per TAT norms. Proficient in handling high-value personal loan cases, collaborating with field investigation teams, and upholding ethical standards through diligent work and dedication.
MUTHOOT FINANCE LTD
May 20242 yrs 7 mosPresent

• Credit Risk Management • Policy Implementation • Credit Approval • Portfolio Monitoring & MIS • Audit and Compliance • Loan Assessment & Appraisal
May 20242 yrs 7 mosPresent

Adaptable credit manager with extensive experience providing first-class results and meeting job demands and deadlines through diligent work ethics and dedication.
Metro Cash and Carry
- NowPresent

Assisted in store promotions and product management. Supported daily marketing operations and learned key aspects of customer handling and inventory.

Naveen’s AI Stack

claude
claude
ChatGPT
ChatGPT
ChatGPT Images
ChatGPT Images
Microsoft Copilot
Microsoft Copilot

Education

CMR University

Master of Business Administration, Finance, General

CMR University

20221 yr2023
bangalore university

Bachelor of Commerce - BCom, Accounting

bangalore university

20173 yrs2020

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Headline

Assistant Manager, Personal Loans | Expert in Credit Underwriting & Appraisal | Driving Risk Mitigation & Compliance | CIBIL & Banking Profile Specialist | LMS.

Location

Bengaluru

AI stack

claude

ChatGPT

ChatGPT Images

Microsoft Copilot

Work experience

Assistant Manager at MUTHOOT FINANCE LTD, May 2025 - Present · 1 yr 7 mos, Experienced Assistant Manager in the Salaried Personal Loan Department at Muthoot Finance Limited with a proven track record in credit underwriting and risk analysis. Skilled in conducting Tele PD/Video PD, generating and analyzing CIBIL reports, and ensuring strict compliance with credit policies. Adept at reviewing applicant creditworthiness, preparing CAMs, analyzing banking profiles and pay slips, and maintaining productivity as per TAT norms. Proficient in handling high-value personal loan cases, collaborating with field investigation teams, and upholding ethical standards through diligent work and dedication.

Credit Manager at MUTHOOT FINANCE LTD, May 2024 - Present · 2 yrs 7 mos, • Credit Risk Management • Policy Implementation • Credit Approval • Portfolio Monitoring & MIS • Audit and Compliance • Loan Assessment & Appraisal

Assistant Credit Manager at Muthoot Finance Limited, May 2024 - Present · 2 yrs 7 mos, Adaptable credit manager with extensive experience providing first-class results and meeting job demands and deadlines through diligent work ethics and dedication.

Marketing Associate Intern at Metro Cash and Carry, Assisted in store promotions and product management. Supported daily marketing operations and learned key aspects of customer handling and inventory.

Education

Master of Business Administration, Finance, General, CMR University

Bachelor of Commerce - BCom, Accounting, bangalore university

Naveen S - Assistant Manager in Bengaluru | Tal