---
title: "Naveen Reddy - Principal Solutions Engineer in Hyderabad | Tal"
description: "Meet Naveen Reddy, Principal Solutions Engineer @M2P | API Integrations | Lending (LOS), KYC (VKYC/DKYC), Onboarding | Microservices, BRE, LCNC based in Hyderabad. AI stack includes antigravity and claudecode."
image: "https://tal.club/meet/naveen-reddy-2/share-image"
---

# Naveen Reddy on Tal

## Headline

Principal Solutions Engineer @M2P \| API Integrations \| Lending \(LOS\), KYC \(VKYC/DKYC\), Onboarding \| Microservices, BRE, LCNC

## About

Principal Solutions Engineer at M2P Solutions, working on digital lending and KYC implementations for BFSI clients \- mostly NBFCs, banks, and a few international rollouts\. Almost 4 years at M2P, mostly in the lending stack: LOS, VKYC/DKYC/CKYC, BRE\-driven decisioning, and API orchestration on low\-code platforms\. Worked across 7\+ BFSI / regtech products and 10\+ clients across India and international markets\. The work I enjoy most is the layer between domain \(translating credit and risk policy into running software\) and engineering \(orchestration, integrations, edge cases\)\. Watching AI in onboarding closely\.

## Location

Hyderabad

## AI stack

antigravity

claudecode

## Work experience

Principal Solutions Engineer at M2P Fintech, Apr 2025 \- Present · 1 yr 5 mos, Owning end\-to\-end delivery of digital lending and KYC implementations for BFSI clients \- NBFCs, banks, international rollouts\. \- Cut go\-live timelines \~30\-50% across BFSI implementations by standardizing reusable orchestration patterns for KYC, BRE, and webhook integration on M2P Connect\. Own end\-to\-end delivery from solutioning through production sign\-off, working with product, engineering, QA, and client teams\. \- Designed BRE\-driven decisioning workflows that translate client credit, risk, and compliance policy into production rules across multi\-product and cross\-border lending journeys\. Removes the need for custom backend development for these clients\. \- Architected onboarding flows covering VKYC, DKYC, CKYC, credit decisioning, and webhook integrations with retry, fallback, and vendor\-switching logic\. \- Owned RCA and resolution for production incidents across LOS, KYC, webhook, and microservice layers\. Drove system reliability for live BFSI workloads\.

Lead Solutions Engineer at M2P Fintech, Apr 2023 \- Mar 2025 · 2 yrs, Led BFSI implementations and a team of solutions engineers across digital lending and onboarding programs\. \- Led a 6\-10 engineer team on an international LOS implementation for an overseas NBFC group \(now processing ₹300\+ Cr/month in loan disbursals\)\. Took it from POC to UAT in under 1 month, then to production go\-live, shipping 150\+ user stories on 2\-week agile sprints with zero critical release blockers\. \- Contributed to an enterprise BFSI implementation for a global automotive captive lender \(now processing ₹500\+ Cr/month in loan applications\)\. Owned API orchestration design and the case\-manager flow including the re\-KYC journey, and compressed the planned timeline for the feature\. \- Led end\-to\-end KYC and lending journey orchestration for BNPL and PL flows at major Indian e\-commerce and social commerce lending stacks \- covered consent collection and storage, BRE\-level decisioning and offer generation, DigiLocker, OCR, bank statement analysis, KFS generation, eNACH mandate APIs, loan booking, and case management\. Integrated 20\+ supporting third\-party and in\-house APIs with retry, fallback, and vendor\-switching logic, under RBI digital lending compliance\. \- Mentored 15\+ solutions engineers across BFSI implementations \- owned ramp\-up, code/config review, and escalation support\. Reduced average new\-hire ramp time \~20%\. \- Built pre\-sales POCs on the internal low\-code platform that supported a broader pre\-sales motion contributing to a \~30% lift in deal closures during proof\-of\-value cycles\.

Pre\-Sales Solutions Engineer at M2P Fintech, Aug 2022 \- Mar 2023 · 8 mos, Owned the technical track of pre\-sales for BFSI and regtech products across banks, NBFCs, and fintechs\. \- Ran technical discovery, product demos, and built POCs for 7\+ BFSI / regtech products \(Video KYC, Digital KYC, CKYC, FRS, LOS\) on M2P's B2B SaaS platform with prospective banks, NBFCs, and fintech clients\. \- Owned the technical track on 3\+ state\-government and enterprise BFSI RFPs/RFIs \- led solutioning, technical responses, and Q&A through pre\-sales cycles\. \- Built a custom Excel\-based SWS pricing calculator with VBScript and complex formula logic, covering 80\+ microservices with auto currency conversion and deployment\-aware logic\. Cut sales\-quote prep from \~8 hours to under 30 minutes per deal and contributed to \~35% faster deal closure\. \- Implemented Zoho CRM and lead\-capture automation for the org \- structured deal stages, automated routing across website/custom/Zoho CRM Forms by product, region, and source\. Improved pipeline visibility and reduced daily manual lead\-handling effort across the sales team\.

Implementation Consultant – Zoho / Low\-Code at Self\-Employed, 2019 \- 2021 · 2 yrs, Hyderabad, Telangana, India, Designed and implemented business systems for SMB and enterprise clients on the Zoho stack\. \- Led CRM implementation for a regtech / eKYC platform \- owned requirement gathering, solution design, build, UAT, and post\-go\-live support\. \- Delivered 5\-8 SMB client engagements end\-to\-end on the Zoho stack \- built apps on Zoho Creator \(OKR tracking, inventory management\) with custom Deluge workflows, and configured Zoho CRM pipelines, deal\-stage automation, and reporting dashboards for client sales teams\.

Software Developer at Self\-Employed, 2017 \- 2019 · 2 yrs, Hyderabad, Telangana, India, \- Shipped 10\+ small applications and utilities \- Bash scripts, static JavaScript websites, and Python tools \- for client operations and reporting work across 4\+ ongoing engagements\. \- Automated developer and ops workflows on macOS using Bash and Hammerspoon \- handled environment setup and system configuration for client teams\.

## Education

Bachelor of Technology \(B\.Tech\), Computer Science Engineering, Vidya Jyothi Institute Of Technology

Intermediate Education, MPC, Narayana Junior College \- India

[View the original profile](https://tal.club/meet/naveen-reddy-2)

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