---
title: "Naveen H S. - Director Product in Bengaluru | Tal"
description: "Meet Naveen H S., Immediate Joiner | Transforming Ecommerce & Fintech Product Leader | $100M+ Growth | AI Driven CMS, Loyalty | ML driven AML/KYC, Fraud Prevention based in Bengaluru. AI stack includes anthropic apis, claude code, and claude."
image: "https://tal.club/meet/naveen-h-s/share-image"
---

# Naveen H S\. on Tal

## Headline

Immediate Joiner \| Transforming Ecommerce & Fintech Product Leader \| $100M\+ Growth \| AI Driven CMS, Loyalty \| ML driven AML/KYC, Fraud Prevention

## About

Product Management Executive \| AI, Fintech, E\-commerce, Payments, Risk & Trust, RegTech I am a Product Management Leader with 18\+ years of experience, including 15\+ years leading product strategy, innovation, and digital transformation across E\-commerce, Fintech, Payments, Fraud Prevention, Financial Crime Compliance, and RegTech\. My passion lies in building products that create measurable business impact—driving revenue growth, accelerating customer acquisition, reducing risk, and delivering exceptional customer experiences at scale\. Throughout my career, I have transformed complex business challenges into high\-growth, customer\-centric products powered by AI, machine learning, data intelligence, and modern cloud technologies\. I have led global cross\-functional organizations of 50\+ professionals across Product, Engineering, Data Science, Design, Compliance, Operations, and Go\-to\-Market teams, delivering enterprise platforms that serve millions of users and generate multimillion\-dollar business outcomes\. Key Areas of Impact: ✔ Product Vision, Strategy & Execution – Defining outcome\-driven roadmaps, scaling products from concept to market leadership, and aligning investments with business goals, OKRs, and P&L objectives\. ✔ AI & Risk Intelligence – Building AI/ML\-powered fraud detection, transaction monitoring, AML/KYC, sanctions screening, crypto compliance, and risk decisioning solutions that have reduced fraud losses by $20M\+ while strengthening regulatory compliance\. ✔ Revenue Growth & Customer Experience – Driving $100M\+ in revenue growth through AI\-driven personalization, loyalty programs, optimized customer journeys, conversion improvements, and customer retention strategies\. ✔ Digital Transformation & SaaS Modernization – Leading cloud migrations, platform modernization, and enterprise SaaS transformation initiatives that improve scalability, security, operational efficiency ✔ Leadership & Team Development – Building and mentoring high\-performing product organizations, fostering innovation, experimentation, accountability Core Expertise: Product Strategy • Product Leadership • AI & Machine Learning • E\-commerce • Fintech • Payments • Fraud Prevention • Financial Crime Compliance • AML/KYC • RegTech • Risk & Trust Platforms • SaaS • Cloud Transformation • Digital Platforms • Customer Experience • Data Analytics • Growth & Monetization • Platform Products • Digital Innovation I am passionate about partnering with visionary organizations to build category\-defining products, scale high\-performing teams, and deliver sustainable business growth\.

## Location

Bengaluru

## AI stack

anthropic apis

claude code

claude

gemini

opencode

claudecode

## Work experience

Director Product at BlueIon AI, Oct 2025 \- Present · 10 mo, Bangalore, 𝐋𝐞𝐚𝐝𝐞𝐫𝐬𝐡𝐢𝐩 𝐄𝐱𝐜𝐞𝐥𝐥𝐞𝐧𝐜𝐞 \| 𝐏𝐫𝐨𝐝𝐮𝐜𝐭 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐲 \| 𝐄\-𝐜𝐨𝐦𝐦𝐞𝐫𝐜𝐞 𝐈𝐧𝐧𝐨𝐯𝐚𝐭𝐢𝐨𝐧 Lead global product strategy and execution for ecommerce experiences, platform modernization, and customer loyalty across digital channels\. Mentor high\-performing PMs and drive cross\-functional alignment across engineering, design, analytics, and marketing\. Key Highlights: Launched an AI\-driven CMS, improving content ops efficiency by 40% and enhancing personalization at scale Spearheaded loyalty revamp, resulting in 30% YoY growth in repeat purchase rate Led fraud prevention initiatives that reduced fraudulent transactions by 25%\+ Partnered with global CXOs on roadmap prioritization, funding, and KPIs

Group Product Manager at Victoria’s Secret & Co\., Jan 2024 \- Aug 2025 · 1 y 7 mo, Bangalore

Product Specialist \(Financial Crime\) at Oracle, Sep 2020 \- Dec 2023 · 3 yrs 4 mos, Bengaluru, Karnataka, India, 🧭 𝐋𝐞𝐚𝐝𝐞𝐫𝐬𝐡𝐢𝐩 & 𝐎𝐫𝐠𝐚𝐧𝐢𝐳𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐈𝐦𝐩𝐚𝐜𝐭 Executive Product Leadership: Led cross\-functional teams of 50\+ across product, engineering, UX, and analytics to deliver transformative digital solutions aligned with corporate vision\. Global Team Management: Oversaw distributed teams across the US, Europe, and Asia\-Pacific, fostering collaboration, accountability, and high performance across time zones\. C\-Suite & Board Engagement:: Championed product strategy presentations to executive leadership and boards, influencing enterprise decisions and long\-range investment planning\. Talent Development & Mentorship: Coached and developed 15\+ product managers into senior and leadership roles, building the next generation of product talent\. 🚀𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐜 𝐏𝐫𝐨𝐝𝐮𝐜𝐭 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭 𝐄𝐱𝐩𝐞𝐫𝐭𝐢𝐬𝐞 Product Vision & Roadmap Ownership: Defined and executed multi\-year strategies for AI\-powered, data\-driven product portfolios that directly impacted top\-line growth\. AML, Fraud & Compliance Leadership: Deep expertise in RegTech, financial crime prevention, and anti\-money laundering frameworks, delivering compliant, business\-enabling solutions at scale\. Loyalty, Retention & CX: Designed and scaled high\-performing loyalty programs and personalized content platforms to drive user engagement and lifetime value\. P&L Ownership & Revenue Acceleration: Successfully managed P&L for high\-growth product lines, delivering double\-digit improvements in conversion, retention, and operational efficiency\. SaaS, Cloud & Enterprise Platforms: Built and scaled enterprise SaaS products for fintech and ecommerce, ensuring global scalability, compliance, and resilience\. Cross\-Functional Alignment: Expert in aligning product strategy with engineering, design, data science, compliance, and marketing to deliver unified outcomes\.

Product Manager \( Financial Crime\) at Fiserv, Apr 2018 \- Sep 2020 · 2 yrs 6 mos, Bengaluru Area, India, ★ Successfully managing delivery of Anti financial crime solution for Insurance, Banks and Casions across APAC region ★ Auditing compliance framework of the FI and recommending global best practices ★ Leading requirements workshops, Master Product Backlogs development and end users training for the clients ★ Acting as Single point of contact between the business and scrum teams ★ Driving activities of creation of re usable artifacts, typology study, various training, etc\. for the competency development of the practice and people ★ Pre\-sales support in terms of solution design, demo and other required supports starting from RFP response until contract is signed ★ Governing the entire functional delivery aspects in terms of industry best consulting and business analysis practice

Product Manager at Fiserv, Nov 2015 \- Apr 2018 · 2 yrs 6 mos, Bengaluru, Karnataka, India, Was domain SME for implementation Anti\-Fraud suite for one of the largest banks in India having very complex environment and stringent regulatory measures Building relationships and act as the first point of contact with the client’s senior management and subject matter experts Auditing the AS IS framework and designing solution on TO BE status using Business Process modelling Preparation SOPs and providing global best practices to the bank Performing compliance readiness check on new regulatory changes and its impact on consulting basis Configuring the solution and customization of the solution with the industry best practice methods \(rules are being implemented as per FATF, UN etc\. recommendations\) Designing the implementation approach, scope and strategy Developing and implementing new rules and factors to mitigate AML risk and identify suspicious financial activity Designing solutions and functional frameworks Preparing periodic management reports as required by senior management/global Collaborating closely with Technology and Operations on the implementation and management of effective policies and processes for the performance of KYC and AML monitoring, as well as the production of relevant AML metrics

Senior Business Analyst at EVRY Norge, Jan 2013 \- Nov 2015 · 2 yrs 11 mos, Oslo, Oslo, Norway, Acting is single point of contact between onsite business owners and offshore delivery team Ability to translate the functional needs of the end user into techno\-functional requirements to the engineering team Assisting the development team in understanding the functionality and make sure that the functionality is developed through Traceability Matrix Leading requirement management activity and supporting the business owner in conducting the activity Responsible for supporting Project Manager in entire project cycle by conforming audit processes, procedures and artifacts; project scope & approach, deliverable details and communications with stakeholders Mentoring business resources in terms of methods, procedures, and standards to be used during all phases of the project Managing timely delivery of the scheduled activities/ technical deliverable \(based on the Onsite/ Offshore Delivery Model\), in line with quality standards specified Supporting a business in ad\-hoc “business intelligence” requests to make on\-the\-fly operational decisions

Business Analyst \(Banking\) at Fidelity National Information Services, May 2007 \- Dec 2012 · 5 y 7 mo, Bangalore, Handling CRs and writing FS, Impact and Risk analysis documents Analyzing current capabilities of the system User Access Management and its feasibility study pertaining to up gradation of the CBS Conducting impact analysis of proposed system over existing system Defining the process for the different users \(user classes\) Assisting the team in adhering to time in delivering the deliverable Create Training plan and training the end users Verifying the organization readiness Analysis of new requirements from clients and translation into understandable form Assist Project Managers with prioritizing the release backlog to deliver the highest business Reviewing the acceptance tests associated with the acceptance criteria

## Education

MBA/PGDM, IT and Marketing, SCMS Cochin School of Business

[View the original profile](https://tal.club/meet/naveen-h-s)

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