Headline

Product Management | Scaling Agile Product Orgs in Banking, Payments, Risk & AWM | Central Bank Digital Currency CBDC - Researcher

About

I'm a product management professional across software engineering driving end-to-end product strategy and Agile delivery inside large-scale, regulated financial services, Banking organizations. Over my career I've built and scaled Agile squads from the ground up, owned multi-million-dollar delivery budgets, and led platform modernization initiatives with AI-assisted software delivery that produced measurable business outcomes — not just delivered features. A few examples: → Drove a digital savings feature (Autosave / "Save a Dollar") to 560K+ enrolled customers in 5 months, generating $261M in cumulative customer savings → Scaled Agile delivery capacity by standing up 8 squads (64 members) in 2 years, while leading the migration of project delivery from the USA to India → Currently leading a 12-person team across 3 concurrent workstreams in Asset & Wealth Management — Client Onboarding, Credit Risk Analysis, and Securities Based Lending Migration → I work at the intersection of product strategy, Agile execution, and regulatory/risk partnership — translating business objectives into roadmaps, OKRs, and production outcomes in environments where compliance and controls are non-negotiable. → Outside my day-to-day role, I'm currently pursuing a Ph.D. in Business Administration and Management, researching Central Bank Digital Currency (CBDC) — a natural extension of my work in payments and digital financial infrastructure. I'm always open to connecting with fellow product leaders, especially those working in banking, payments, and digital transformation.

Location

Greater Bengaluru Area

AI stack

anthropic apis

claude

deepseek

gemini

openai

Work experience

Vice President Asset Management at JPMorgan Chase, Apr 2024 - Oct 2026 · 2 yrs 7 mos, Asset and wealth management, Securities Based Lending (SBL) • Client Onboarding • Credit Risk management • CCB → AWM Migration • Own product strategy, roadmap and delivery governance across three concurrent AWM workstreams, leading a 12+ member cross-functional organization and aligning execution to business outcomes. • Directed SBL onboarding and Credit Risk Analysis roadmaps, prioritizing stakeholder needs, OKRs/KPIs, engineering dependencies and delivery across programs of approximately $540K and $360K. • Orchestrated the CCB→AWM SBL migration with a 7-member team and approximately $1.26M budget, driving migration strategy, cutover readiness and post-production adoption with zero major service disruptions. • Embed enterprise controls and regulatory readiness through close partnership with Legal, Compliance, Security, Engineering and Architecture.

Vice President — CCB Digital Technology / Connected Commerce (Payments) at JPMorganChase | Feb 2017 – Mar 2024 | Bengaluru, India, Feb 2017 - Mar 2024 · 7 yrs 2 mos, Bengaluru, Owned roadmap and delivery for Connected Commerce digital platform capabilities across Cards, Home Loans, and Auto Loans, scaling Agile delivery capacity from the ground up. - Scaled delivery capacity by onboarding 8 squads (64 members) within 2 years, including migrating project delivery from the USA to India - Owned roadmap structuring across Jira/Jira Align to drive engineering delivery and stakeholder alignment - Championed adoption of AI-assisted tools across delivery teams to accelerate resolution of technology and security issues Key initiative — Autosave ("Save a Dollar") Digital Savings Feature: - Drove product execution and adoption across digital channels, reaching 560,000+ enrolled customers within 5 months of launch - Delivered $261M in cumulative customer savings, with $104.10 average savings per transfer — ~4x the $25 projected baseline - Expanded distribution via Chase.com, contributing ~20% of May enrollments and driving the 2nd-highest enrollment month on record Key initiative — Chase Loan on Line (My Chase Loan) — Phase 2: - Served as VP Product Owner for a digital lending offer converting eligible cardholders' available credit into installment loans, leading an 8-person team (Project Budget: ~$1.2M) - Improved loan approval rates by 16% through refined DDA payment risk rules and eligibility/loan-details data redesign Key initiative — Payments Customer Communications Modernization: - Led backlog and roadmap to migrate customer alerts from a legacy platform to an event-driven, Kafka-based model, leading an 8-person team (Project Budget: ~$1.28M) - Delivered an integration utility exposing Notification and Subscription APIs, accelerating platform adoption

Assistant to Vice President at JPMorgan Chase, Nov 2013 - Nov 2017 · 4 yrs 1 mo, FinRisk Warehouse (FRW) • Risk Data Acquisition & Control (DAC) • Data Quality Analysis Framework (DQAF) • Owned product strategy and portfolio delivery for FRW and DAC, managing combined budgets of approximately $13M and translating enterprise Risk & Finance reporting needs into prioritized data products and roadmaps. • Spearheaded DQAF, a $5M+ enterprise platform for capturing, routing, tracking and remediating data-quality exceptions, strengthening transparency, controls and governance. • Defined enterprise data standards, mapping specifications, lineage requirements and governance controls with Data Governance and Architecture teams. • Established executive reporting, risk/issue management, dependency resolution and escalation cadence across a matrix organization.

Education

Ph. D, Business Administration and Management, General, Shri Venkateshwara University - India

MBA, IT Systems, Vinayaka Mission's Research Foundation - University