---
title: "Muskan Bansal - Software Engineer 2 in Bengaluru | Tal"
description: "Meet Muskan Bansal, SDE 2 @ Zeta (Directi) | Payments & Distributed Systems | IIIT Lucknow based in Bengaluru. AI stack includes antigravity and opencode."
image: "https://tal.club/meet/muskan-bansal/share-image"
---

# Muskan Bansal on Tal

## Headline

SDE 2 @ Zeta \(Directi\) \| Payments & Distributed Systems \| IIIT Lucknow

## About

Software Engineer at Zeta \(Directi\), building scalable backend systems for banking and payments infrastructure\. Led launch of complex payment products \(RuPay Credit, HDFC Credit, Optum , Visa/MasterCard enhancements\), owning planning, development, and incident resolution across teams\. Built a parsing framework and developer automation tooling now adopted across multiple teams\. 4 years of experience with Java, Spring Boot, and C\+\+, focused on concurrency, microservices, and high\-throughput distributed systems\. Recently exploring LLM\-based automation and prompt engineering\. IIIT Lucknow grad\. Recognized "Outstanding" twice, promoted ahead of cycle\. Open to connecting with engineers and recruiters in payments and distributed systems\.

## Location

Bengaluru

## AI stack

antigravity

opencode

## Work experience

Software Engineer 2 at Zeta, Jan 2024 \- Present · 2 yrs 8 mos, Bengaluru, Led end\-to\-end delivery of multiple payment products and enhancements, including RuPay Credit, HDFC Credit, GFF/Optum integrations, and Visa/Mastercard feature upgrades, driving planning, development, testing, and production support across cross\-functional teams\. Designed and built a multi\-tenant rules platform enabling real\-time rewards, offers, and spend\-control decisions within payment transaction flows\. Developed a dynamic rule execution framework using Drools \(KIE\), converting business\-defined JSON configurations into executable DRL rules, eliminating application redeployments for rule changes\. Reduced rule deployment turnaround time from 2–3 days to under 10 minutes through a self\-service SFTP\-based onboarding and update mechanism, removing dependencies on 5\+ engineering and operations teams\. Improved real\-time transaction processing performance by \~35% through optimized rule evaluation and asynchronous processing architecture\. Implemented tenant\-level and label\-level versioning, audit trails, and instant rollback capabilities, ensuring 100% traceability and operational reliability\. Built scalable, high\-throughput backend services using Java, Spring Boot, Microservices, Concurrency, and asynchronous non\-blocking processing\. Developed reusable parsing frameworks and engineering automation tools adopted across multiple teams, reducing manual effort and minimizing production issues\. Resolved critical production incidents and high\-priority defects under tight timelines, ensuring successful product launches and business continuity\. Mentored new engineers, contributed to engineering best practices, and fostered knowledge\-sharing initiatives across teams\. Recognized with an "Outstanding" performance rating twice and promoted ahead of the standard promotion cycle\.

Software Engineer at Zeta, Jul 2022 \- Feb 2024 · 1 yr 8 mos, Bengaluru, Karnataka, India

Software Engineer at Zeta, Jan 2022 \- Jul 2022 · 7 mos, Bangalore Urban, Karnataka, India

## Education

Bachelor of Technology \- BTech, Information Technology, Indian Institute of Information Technology Lucknow

[View the original profile](https://tal.club/meet/muskan-bansal)

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