Muskan Bansal profile photo 1 on Tal

Muskan Bansal

SDE 2 @ Zeta (Directi) | Payments & Distributed Systems | IIIT Lucknow

Bengaluru

4+ years of work experience

Zeta
Jan 20242 yrs 8 mosPresent

Bengaluru

Led end-to-end delivery of multiple payment products and enhancements, including RuPay Credit, HDFC Credit, GFF/Optum integrations, and Visa/Mastercard feature upgrades, driving planning, development, testing, and production support across cross-functional teams. Designed and built a multi-tenant rules platform enabling real-time rewards, offers, and spend-control decisions within payment transaction flows. Developed a dynamic rule execution framework using Drools (KIE), converting business-defined JSON configurations into executable DRL rules, eliminating application redeployments for rule changes. Reduced rule deployment turnaround time from 2–3 days to under 10 minutes through a self-service SFTP-based onboarding and update mechanism, removing dependencies on 5+ engineering and operations teams. Improved real-time transaction processing performance by ~35% through optimized rule evaluation and asynchronous processing architecture. Implemented tenant-level and label-level versioning, audit trails, and instant rollback capabilities, ensuring 100% traceability and operational reliability. Built scalable, high-throughput backend services using Java, Spring Boot, Microservices, Concurrency, and asynchronous non-blocking processing. Developed reusable parsing frameworks and engineering automation tools adopted across multiple teams, reducing manual effort and minimizing production issues. Resolved critical production incidents and high-priority defects under tight timelines, ensuring successful product launches and business continuity. Mentored new engineers, contributed to engineering best practices, and fostered knowledge-sharing initiatives across teams. Recognized with an "Outstanding" performance rating twice and promoted ahead of the standard promotion cycle.
Zeta
Jul 20221 yr 8 mosFeb 2024

Bengaluru, Karnataka, India

Zeta
Jan 20227 mosJul 2022

Bangalore Urban, Karnataka, India

Muskan’s AI Stack

antigravity
antigravity
opencode
opencode

Education

Indian Institute of Information Technology Lucknow

Bachelor of Technology - BTech, Information Technology

Indian Institute of Information Technology Lucknow

20184 yrs2022

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Headline

SDE 2 @ Zeta (Directi) | Payments & Distributed Systems | IIIT Lucknow

About

Software Engineer at Zeta (Directi), building scalable backend systems for banking and payments infrastructure. Led launch of complex payment products (RuPay Credit, HDFC Credit, Optum , Visa/MasterCard enhancements), owning planning, development, and incident resolution across teams. Built a parsing framework and developer automation tooling now adopted across multiple teams. 4 years of experience with Java, Spring Boot, and C++, focused on concurrency, microservices, and high-throughput distributed systems. Recently exploring LLM-based automation and prompt engineering. IIIT Lucknow grad. Recognized "Outstanding" twice, promoted ahead of cycle. Open to connecting with engineers and recruiters in payments and distributed systems.

Location

Bengaluru

AI stack

antigravity

opencode

Work experience

Software Engineer 2 at Zeta, Jan 2024 - Present · 2 yrs 8 mos, Bengaluru, Led end-to-end delivery of multiple payment products and enhancements, including RuPay Credit, HDFC Credit, GFF/Optum integrations, and Visa/Mastercard feature upgrades, driving planning, development, testing, and production support across cross-functional teams. Designed and built a multi-tenant rules platform enabling real-time rewards, offers, and spend-control decisions within payment transaction flows. Developed a dynamic rule execution framework using Drools (KIE), converting business-defined JSON configurations into executable DRL rules, eliminating application redeployments for rule changes. Reduced rule deployment turnaround time from 2–3 days to under 10 minutes through a self-service SFTP-based onboarding and update mechanism, removing dependencies on 5+ engineering and operations teams. Improved real-time transaction processing performance by ~35% through optimized rule evaluation and asynchronous processing architecture. Implemented tenant-level and label-level versioning, audit trails, and instant rollback capabilities, ensuring 100% traceability and operational reliability. Built scalable, high-throughput backend services using Java, Spring Boot, Microservices, Concurrency, and asynchronous non-blocking processing. Developed reusable parsing frameworks and engineering automation tools adopted across multiple teams, reducing manual effort and minimizing production issues. Resolved critical production incidents and high-priority defects under tight timelines, ensuring successful product launches and business continuity. Mentored new engineers, contributed to engineering best practices, and fostered knowledge-sharing initiatives across teams. Recognized with an "Outstanding" performance rating twice and promoted ahead of the standard promotion cycle.

Software Engineer at Zeta, Jul 2022 - Feb 2024 · 1 yr 8 mos, Bengaluru, Karnataka, India

Software Engineer at Zeta, Jan 2022 - Jul 2022 · 7 mos, Bangalore Urban, Karnataka, India

Education

Bachelor of Technology - BTech, Information Technology, Indian Institute of Information Technology Lucknow