Headline

SDE2 @ Oxyzo | AI Agents | Java | Spring Boot | Full Stack

About

I am a Backend Software Engineer specializing in Java and Spring Boot, passionate about building scalable, high-throughput systems that solve real-world engineering problems. I enjoy designing distributed services that prioritize reliability, performance, and maintainability. For the past two years at Oxyzo Financial Services, I've been building backend platforms that power financial workflows, payment automations, and internal developer tooling. My interests span distributed systems, event-driven architectures, consistency models, and designing resilient microservices. Alongside backend engineering, I've been working with AI-powered applications, building agentic workflows and integrating AI agents using MCP tools, I enjoy developing intelligent systems that can orchestrate tools, automate engineering workflows, and augment developer productivity by combining LLMs with reliable backend services. Beyond Java, I view programming as a way to translate ideas into reliable systems, so I enjoy learning and building with different languages and technologies. I have hands-on experience with MySQL, Redis, MongoDB, Elasticsearch, Kafka, and modern backend infrastructure. I believe great software is built through clean architecture, thoughtful engineering decisions, and a culture of continuous learning. I enjoy mentoring junior engineers, sharing knowledge, and helping others develop strong problem-solving intuition and engineering fundamentals. Outside of work, you'll usually find me traveling in the mountains, playing the piano, working out, or reading about distributed systems. If our interests align i'd be happy to connect

Location

Gurugram

AI stack

antigravity

codex

Work experience

SDE - II at Oxyzo Financial Services, Jul 2026 - Present · 2 mos, Gurugram, Haryana, India, ◦ Agentic Repayment Behaviour Summary: Developed an LLM-based repayment behavior summary and agentic Q&A system for underwriting, transforming complex repayment histories into concise risk insights and enabling natural-language exploration of borrower profiles across 1M+ loan records.

SDE - I at Oxyzo Financial Services, Jun 2024 - Jun 2026 · 2 yrs 1 mo, On-site, ◦ Payment & Reconciliation System: Built scalable bank & partner API–driven repayment mapping and reconciliation, processing INR 820 Cr+ worth of transactions quarterly, automating 60% of manual receipt creation workflows, and enabling event-driven partner notifications with reliable async handling. ◦ Branch & Ownership Management Module: Designed the branch-to-loan ownership and sales assignment system for 12L+ loans, delivering CXO reconciliation dashboards, lineage tracking, and configurable controls for accurate ownership and performance visibility. ◦ RMS (Risk Management System) – Dashboards & Data Pipelines: Developed RMS risk dashboards powered by 15+ multi-threaded data ingestion pipelines, consolidating credit and financial risk parameters into a single view and improving evaluation efficiency and data processing speed by 40%. ◦ Telephony and Call Tracking Flow: Designed and built configurable admin panels for caller number assignment, call recording, redial behavior, and routing controls, integrating telephony APIs to enable tracked outbound calls for 50+ sales users and significantly improving call monitoring, auditability, and operational control.

SDE Intern at Oxyzo Financial Services, Dec 2023 - Jun 2024 · 7 mos, On-site, ◦ Web Crawler: Developed 6+ web crawlers to ingest litigation, credit rating, and other external risk parameters, integrating them with approval workflows and risk flag services to automate decisioning, improve underwriting depth, and ensure timely detection and handling of credit risk signals. ◦ API & Job Monitor : Built an internal monitoring system to track external API calls, SQL and Elasticsearch query volumes, and scheduled job executions, creating alerts for abnormal API usage and failed jobs, automatically pausing or flagging problematic tasks to improve system reliability and operational efficiency. ◦ Cross Platform Risk Widget: Built plug and play iframe-based risk widgets hosted on the RMS server, enabling seamless embedding of risk insights across multiple internal applications and pages, significantly improving accessibility of risk data and increasing daily underwriter engagement by 40%

Education

Bachelor of Technology - BTech, Computer Science, Indian Institute of Information Technology, Design and Manufacturing, Jabalpur

Public links

github: https://github.com/mritunjays0