---
title: "Mona Jain - Senior Product Manager in Bengaluru | Tal"
description: "Meet Mona Jain, Senior Product Manager | 0 -​> 1 Product Building | Fintech & Enterprise SaaS | LOS| Lending | Delivering Scalable, AI-Enabled Solutions for Business Growth based in Bengaluru. AI stack includes ChatGPT, ChatGPT Images, and Fireflies.ai."
image: "https://tal.club/meet/mona-jain/share-image"
---

# Mona Jain on Tal

## Headline

Senior Product Manager \| 0 \-​> 1 Product Building \| Fintech & Enterprise SaaS \| LOS\| Lending \| Delivering Scalable, AI\-Enabled Solutions for Business Growth

## About

I’m a Senior Product Manager and product leader with 10\+ years of experience driving digital transformation across BFSI and e\-commerce\. I specialize in building and scaling SaaS and fintech products, leading 0→1 initiatives, and turning complex problem spaces into simple, scalable, and high\-impact solutions\. Over the years, I’ve led and mentored cross\-functional product, engineering, and design teams, owning product vision end\-to\-end—from strategy and roadmap definition to execution, delivery, and measurable outcomes\. My work spans digital lending, payments, CRM platforms, workflow automation, and analytics\-driven decision\-making\. I thrive in collaborative environments where clarity, trust, and execution excellence matter\. I partner closely with stakeholders across engineering, business, operations, and leadership to align teams, unblock execution, and deliver products that balance customer experience, scalability, and regulatory rigor\. I’m particularly passionate about leveraging AI and automation to build smarter, more human digital experiences, and about growing high\-performing teams that consistently ship products users love and businesses rely on\. Currently exploring opportunities to build platform, fintech, or AI\-enabled products where thoughtful product strategy and strong execution can drive real impact\.

## Location

Bengaluru

## AI stack

ChatGPT

ChatGPT Images

Fireflies\.ai

## Work experience

Senior Product Manager at Kinara Capital, Jul 2022 \- Jan 2026 · 3 yrs 7 mos, Bangalore, Led and developed a cross\-functional product and business analysis team, owning mentoring, goal\-setting, and performance management while fostering a culture of ownership and execution excellence\. Owned 0→1 product vision, strategy, and execution for Kinara’s Digital Loan Origination System \(LOS\), successfully launching the platform end to end and reducing loan TAT by 55% from application to disbursal\. Drove roadmap planning, prioritization, and delivery across digital lending initiatives, partnering closely with engineering, UX, compliance, and business teams in an Agile environment\. Translated complex business, regulatory, and operational requirements into clear PRDs and execution plans, ensuring scalability, security, and RBI compliance with zero audit observations\. Championed customer\- and field\-agent–centric design, including mobile LOS rollout, enabling faster lead capture and improved adoption in rural and semi\-urban markets\. Acted as a product leader and connector across teams, unblocking execution, aligning stakeholders, and consistently delivering high\-impact releases\.

Product Manager at Indiabulls Consumer Finance Limited, Oct 2020 \- Jun 2022 · 1 yr 9 mos, Bengaluru, Karnataka, India, Led end\-to\-end product strategy, design, and launch of a reseller\-focused Android mobile app, scaling adoption to 100K\+ downloads and establishing a new digital distribution channel\. Owned cross\-functional product planning and execution, partnering with engineering, design, operations, and business teams while driving program governance, milestones, and executive updates\. Defined mobile app architecture and core platform modules \(catalog browsing, order management, sharing workflows\), enabling a fast, scalable MVP rollout and rapid iteration\. Drove KYC automation and multilingual onboarding, reducing support tickets by 40% and improving onboarding completion rates\. Launched social referral and incentive workflows \(“share & earn” across WhatsApp and Facebook\), increasing user engagement by 20%\. Led payments integration strategy \(UPI, net banking, COD\) with fallback and reliability logic, improving payment success rates to 95%\+\. Delivered 15\+ high\-impact features within six months through Agile execution, contributing directly to revenue and engagement growth\. Championed performance and reliability improvements, reducing crash rates and improving app load times by 40%, resulting in a smoother user experience\.

Advisory Business Consultant at EY, Sep 2018 \- Dec 2019 · 1 yr 4 mos, Mumbai Metropolitan Region, Influenced senior leadership decision\-making by driving business use\-case development and evaluating strategic technology investments across BFSI client engagements\. Led business case creation, vendor evaluation, and solution implementation, partnering with client stakeholders to align technology choices with operational, regulatory, and commercial objectives\. Drove process re\-engineering and digital transformation initiatives for BFSI clients, including Magma Infotech and Indiabulls, improving efficiency, scalability, and governance\.

Associate Product Manager at NXG Labs Pvt\. Ltd\., Jun 2016 \- Sep 2018 · 2 yrs 4 mos, Airoli, Led the development and launch of a merchant onboarding platform for UPI payments, enabling end\-to\-end digital onboarding in under 5 minutes while ensuring full compliance with NPCI guidelines\. Owned the merchant onboarding journey for the Axis Bank UPI platform, spanning product design, implementation, testing, go\-live, and post\-launch support\. Coordinated with engineering, QA, and infrastructure teams to deliver a secure, reliable payments platform on time, balancing performance, compliance, and scalability\. Served as the primary product interface for Axis Bank, aligning requirements, managing delivery timelines, and supporting successful rollout\.

Software Engineer at Insolutions Global private ltd\., Oct 2014 \- May 2016 · 1 yr 8 mos, Mumbai Metropolitan Region, Contributed to the development and enhancement of banking and payments systems for enterprise clients, working across implementation, testing, bug fixes, and production support\. Collaborated with cross\-functional teams to translate requirements into working software, contributing to sprint planning, backlog prioritization, and continuous improvement\. Built a strong foundation in system design, APIs, and production\-grade software delivery within regulated banking environments\.

## Education

Bachelor's degree, Information Technology, Fr\. Conceicao Rodrigues College of Engineering

Diploma, Information Technology, Shreeram polytechnic

[View the original profile](https://tal.club/meet/mona-jain)

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