---
title: "Mohanee Dammu - Digital Product & Growth Manager in Mumbai | Tal"
description: "Meet Mohanee Dammu, Digital Product & Growth | Fintech & Unsecured Lending | STP Originations · Funnel Optimization · Growth Strategy · Regulatory Compliance | IIMB’23 · IIEST CS based in Mumbai. AI stack includes antigravity and codex."
image: "https://tal.club/meet/mohanee-dammu/share-image"
---

# Mohanee Dammu on Tal

## Headline

Digital Product & Growth \| Fintech & Unsecured Lending \| STP Originations · Funnel Optimization · Growth Strategy · Regulatory Compliance \| IIMB’23 · IIEST CS

## About

Most digital lending drop\-offs aren't credit problems\. They're product problems\. That's been the core of my work at HSBC \- finding exactly where customers fall out of digital journeys, understanding whether the cause is policy, UX, data, or compliance, and building the fix end\-to\-end\. I own the full stack of a lending product: journey design, vendor governance, RBI audit, acquisition strategy, and cost discipline\. Not as separate workstreams \- as one connected view of how a product performs\. Coming from software engineering means I can hold the technical, commercial, and regulatory threads simultaneously\. Looking for product or transformation roles where the complexity is real\.

## Location

Mumbai

## AI stack

antigravity

codex

## Work experience

Digital Product & Growth Manager at HSBC, May 2023 \- Present · 3 yrs 4 mos, Mumbai, End\-to\-end lending product ownership across credit decisioning, regulatory compliance, growth & digital delivery \- Owned end\-to\-end digital personal loans funnel \- from STP journey design to approval rate optimization \- Diagnosed and resolved critical funnel drop\-offs; lifted overall digital approval rates through credit policy, Open Banking, and UX fixes \- Owned RBI annual audit for unsecured loans \- zero critical findings; led regulator\-facing meetings & compliance readiness \- Led cost governance across all vendor lines \- identified misallocations, drove renegotiations \- Integrated Account Aggregator as FIU \- eliminated bank statement dependency for digital applicants \- Authored PRDs, BRDs, and UAT frameworks for 8\+ cross\-functional initiatives; improved feature delivery velocity across agile squads

Project Management Intern at Aster DM Healthcare, Aug 2022 \- May 2023 · 10 mos, Bengaluru, Project Management & Staff\-Training Strategist : Bain & Co\. Collaboration \| Indian & GCC Healthcare \- Collaborated with Bain & Co\. on Indian & GCC healthcare strategy trainings \- Designed management curricula for 1\.5K\+ healthcare professionals from India & Middle\-East

ABGIP Summer Intern at Aditya Birla Group, Apr 2022 \- Jun 2022 · 3 mos, Mumbai, Market Research and competition benchmarking for Ready\-mix concrete business\. \- Led market research across 15\+ competitors; refreshed value proposition \- Conducted 100\+ user interviews across 5 geographies; mapped customer pain points; proposed solutions for $245B RMC category\.

Senior Analyst at Capgemini, Sep 2020 \- Jul 2021 · 11 mos, Mumbai, Full\-stack development of in\-house applications \| Programming & Core DSA & Database fundaments \| Proficiency in Python, JAVA, C\#, \.NET, SQL \- Built full\-stack employee onboarding system; \- Designed QA program across 7 enterprise portals \- Authored 30\+ user stories; eliminated 200\+ hours of manual effort

## Education

Master of Business Administration \- MBA, Product, Marketing & Strategy, Indian Institute of Management Bangalore

Bachelor's of Technology, Computer Science, Indian Institute of Engineering Science and Technology \(IIEST\), Shibpur

[View the original profile](https://tal.club/meet/mohanee-dammu)

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