---
title: "Meghashyam Ramanujam - Senior Product Analyst in Bengaluru | Tal"
description: "Meet Meghashyam Ramanujam, Product Management- FinTech & Payments |Driving 0→1 Innovation Where Tech Meets Business| Biker at Heart| based in Bengaluru. AI stack includes claude code, claude, and gemini."
image: "https://tal.club/meet/meghashyam-ramanujam/share-image"
---

# Meghashyam Ramanujam on Tal

## Headline

Product Management\- FinTech & Payments \|Driving 0→1 Innovation Where Tech Meets Business\| Biker at Heart\|

## About

Product leader with 16\+ years' experience delivering innovative solutions in digital payments and capital markets\. Expert in translating complexity into clarity—turning vision into viable, high\-impact products\. Passionate about harmonizing product roadmaps, stakeholder goals, regulatory compliance, and scalable tech execution

## Location

Bengaluru

## AI stack

claude code

claude

gemini

openai

perplexity

replit

## Work experience

Senior Product Analyst at FIS, Jun 2017 \- Present · 9 yrs 3 mos, Bangalore Urban, Karnataka, India, Key Contributions: Product Roadmaps & Vision: Defined and executed product roadmaps by aligning market research, regulatory changes, and user needs—ensuring consistent delivery of value\-adding features\. MVP Delivery: Developed and launched MVPs for multiple payment and loyalty initiatives, using data\-driven prioritization to validate early hypotheses and iterate rapidly\. Requirements to Release: Translated business needs into Epics, Features, and User Stories; led cross\-functional collaboration across engineering, QA, UX, and compliance\. Adoption & Outcomes: Drove a 30% increase in product adoption via robust documentation, stakeholder training, and user engagement\. Quality & Efficiency: Reduced production defects by 40% through tighter QA coordination and clear acceptance criteria\. Agile Leadership: Facilitated agile ceremonies \(backlog grooming, sprint planning, retrospectives\), improving team velocity and stakeholder visibility\. Notable Projects: Premium Payback Reward Program \(MVP to Scale\) Defined MVP scope, success metrics, and go\-to\-market strategy for a credit card rewards program\. Enabled real\-time point redemption at checkout via POS integrations; led to a 10% lift in avg\. transaction value\. AuthMax Preferred Customer Program \(Roadmap\-led Optimization\) Conceptualized and delivered the “Preferred MID” logic MVP, reducing declines in recurring transactions by 11%\. Prioritized roadmap items to balance fraud risk, issuer policy, and merchant growth—leading to improved CLTV and card stickiness\. Investran – STEP Capital Markets Module \(Product Reimagination\) Led end\-to\-end design of a fund accounting module MVP using a wizard\-based UX, reducing training time and improving transaction accuracy\. Owned roadmap from ideation to rollout across global user base\.

Business Analyst at First American Title, Jul 2014 \- Jun 2017 · 3 yrs, bangalore, • Demonstrated expertise in requirement gathering and documentation of high\-level requirements of an enterprise\-wide proprietary application to manage Title Insurance and Escrow services\. • Successfully translated the collected data into the functional specifications by analysing and understanding the inherent system to create the product backlog\. • Worked closely with business stakeholders in signing off the project to Production\. • Closely worked with engineering and design teams to ensure regular updates to the product backlog\. • Demonstrated new features to Business Stakeholders\.

Business Analyst at Fidelity Investments, Aug 2013 \- Jul 2014 · 1 yr, Bangalore

Business Analyst at Optimus BT, Nov 2011 \- Jul 2013 · 1 yr 9 mos, \- Requirements gathering and analysis \- Collaboratively working with the clients to understand the requirements of the solution and their pain points and analyze how customer’s business needs can be met\. \- Functional Specification Documentation \- Preparing functional specification which includes identifying customer requirements, providing approach, analyzing whether requirements can be met with existing functionalities, or if any modifications or enhancements will be necessary\. \- Wireframes and visual mockups \- Designing solution mock ups and wireframes in MS\-Visio, and development of html based visual mockups by working collaboratively with the designers\. \- Software Testing\- Collaborating and performing software testing on the solution with the software quality analyst team to ensure that the solutions fully satisfy the needs embodied in the requirements and meet the quality norms\. \- Sales support artifacts \- development of proposals, quotes and contracts based on customer requirements or RFP / RFIs, solution pricing, creating scope of the solution among others\. \- Market research \- conducting comprehensive research around product offerings, services offerings, competition, latest trends in the market around SharePoint and related solutions and creating research reports and presentations for management reviews\.

Analyst at Thomson Reuters, Feb 2010 \- Jun 2011 · 1 yr 5 mos, Bengaluru, Karnataka, India, \- Acted as a liaison between several groups within the business and technology to meet project deadlines and objectives with success\. \- Gathered requirements, analyzed, & documented functional specifications based on information gathering sessions with data analysts, market analysts and technical team members for enhancement of reference data maintenance application\. \- Extensively used MS Visio for documentation of Workflow models, Data models, and process models\. \- Performed Functional, User Acceptance test \(UAT\) on enhancement of reference data maintenance application\. \- Utilized testing tool for directing, defect tracking and outlining needs during a project\. \- Worked with Development, and Data groups to resolve product and/or data issues impacting product releases\.

## Education

Post graduate, Business Management and IT, St\. Joseph's college Bangalore

Masters in International Business, International Business, St\.Joseph's college

[View the original profile](https://tal.club/meet/meghashyam-ramanujam)

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