---
title: "Meghana MU - Process delvery specialist - lead to cash in Greater Bengaluru Area | Tal"
description: "Meet Meghana MU, Accounts Receivable Specialist | cash application expert/ SAP S/4HANA | Cash Application | 4.8 Yrs | IBM | Open to Work based in Greater Bengaluru Area."
image: "https://tal.club/meet/meghana-mu/share-image"
---

# Meghana MU on Tal

## Headline

Accounts Receivable Specialist \| cash application expert/ SAP S/4HANA \| Cash Application \| 4\.8 Yrs \| IBM \| Open to Work

## About

Results\-driven Accounts Receivable & O2C professional with 4\.8 years of experience at IBM and Infosys BPM\. Specialized in cash application, payment reconciliation, SAP S/4HANA, and month\-end close\. Processed 160\+ daily transactions with 99\.8% accuracy and maintained 100% audit compliance\. Core skills: AR operations · Cash posting · SAP GUI · Lockbox · Unapplied cash resolution · Account reconciliation · SLA/KPI reporting 📍 Bengaluru \| Open to AR, O2C, and Finance Operations roles

## Location

Greater Bengaluru Area

## Work experience

Process delvery specialist \- lead to cash at IBM, Oct 2024 \- Apr 2026 · 1 yr 7 mos, Bengaluru, • Creating business accounts for retail customer using RIMS application and conducting credit checks\. • Conducting a thorough credit examination to measure customer creditworthiness\. • Establish and maintain the credit policies in alignment with organizational goals\. • Maintaining existing customer accounts in RIMS\. • Responsible for clearing On Accounts and suspense account on daily basis\. • Working on Electronic Bank Statement on daily basis\. • Handling the manual clearing of retained payments against the customers on outstanding invoices in SAP\. • Handling dunning Block activities\. • Issuing invoices to the non\-retail customers in SAP\. • Performing chargebacks on dispute payments and write off activity\. • Performing MEC activities to close balance sheet reconciliation on various G/L on black line\.

Process Specialist at IBM India Private Limited, Oct 2024 \- Apr 2026 · 1 yr 7 mos, • Applied wire, ACH, and cheque payments via lockbox with 99\.8% accuracy to customer accounts\. • Processed approximately 160\+ cash transactions daily, handling high\-value cash receipts ranging from $0\.5M to $3M per day\. • Reduced unapplied and unidentified cash balances through detailed research, analysis, and cross\-functional coordination\. • Contributed to reducing AR aging more than 60 days by ensuring timely and accurate application of payments against open invoices\. • Investigated and resolved payment discrepancies including short payments and overpayments within defined SLAs\. • Performed 50 to 100 customer account reconciliations per month, identifying and correcting misapplied payments\. • Supported month\-end close activities by completing cash postings within SLA, improving MEC close efficiency\. • Maintained 100% compliance with internal audit requirements related to cash application and documentation\. • Implemented process improvements that reduced manual intervention by 20 to 35%, increasing overall team productivity\. • Created, validated, and maintained customer master data ensuring data accuracy and compliance with business controls\. • Performed credit risk assessments and evaluated customer creditworthiness to support informed credit decisions\. • Approved and managed credit limits for new and existing customers based on risk analysis and policy adherence\. • Handled customer queries and provided resolutions within defined turnaround time\. • Executed dunning blocks for prepaid customers to prevent incorrect billing and unnecessary collection follow\-ups\. • Created and issued debit notes and credit notes, ensuring accurate and timely customer invoicing\.

Assistant Accountant at Infosys BPM, Dec 2021 \- Aug 2024 · 2 yrs 9 mos, Bengaluru, Karnataka, India, • Download and maintain bank statements and remittance advice\. • Categorize incoming payments based on payment mode \(Ach,Wire,Cheque\) • Apply incoming payments to the corresponding customer invoices in the system\. • Post unidentified payments to the suspense account if remittance details are unavailable\. • Move payments from suspense accounts to customer accounts\. • Resolve customer disputes related to invoices and payments\. • Responsible for Infoweb \(Payments move, Reversal, Baddebts Write off, payment queries\) • Responsible for Cash application correction form\.

Junior Accountant at Infosys BPM, Dec 2021 \- Aug 2024 · 2 yrs 9 mos, • Downloaded and maintained bank statements and remittance advice for daily processing\. • Processed and accurately applied high\-volume customer payments including checks, ACH, wires, and cheque transactions\. • Investigated and resolved overpayments, short payments, and unidentified payments, ensuring timely clearance of suspense accounts\. • Resolved customer payment disputes and coordinated with internal teams for issue resolution\. • Handled Info Web activities including payment movements, reversals, bad debt write\-offs, and query resolution\. • Performed bank and account reconciliations to ensure completeness and accuracy of cash postings\. • Handled cash application corrections and contributed to improved reconciliation accuracy\.

Process Executive at Alchemy Techsol, Jun 2021 \- Sep 2021 · 4 mos, Payroll company: Alchemy

Accounting Analyst at Alchemy Techsol India Pvt Ltd \(Contract\), Jun 2021 \- Sep 2021 · 4 mos, Supported Order to Cash operations, invoice processing, and payment reconciliation\.

## Education

Master of Business Administration, Finance, General, Global Institute of Management Sciences, Bangalore

Bachelor of Commerce, Finance, General, Siddaganga Institute of Technology

[View the original profile](https://tal.club/meet/meghana-mu)

```json
{
  "@context": "https://schema.org",
  "@graph": [
    {
      "@type": "Person",
      "@id": "https://tal.club/meet/meghana-mu#person",
      "name": "Meghana MU",
      "url": "https://tal.club/meet/meghana-mu",
      "image": "https://tal.club/meet/meghana-mu/profile-photo.jpg",
      "description": "Meet Meghana MU, Accounts Receivable Specialist | cash application expert/ SAP S/4HANA | Cash Application | 4.8 Yrs | IBM | Open to Work based in Greater Bengaluru Area.",
      "jobTitle": "Process delvery specialist - lead to cash",
      "worksFor": {
        "@type": "Organization",
        "name": "IBM"
      },
      "hasOccupation": {
        "@type": "Occupation",
        "name": "Process delvery specialist - lead to cash"
      },
      "homeLocation": {
        "@type": "Place",
        "name": "Greater Bengaluru Area"
      },
      "alumniOf": [
        {
          "@type": "EducationalOrganization",
          "name": "Global Institute of Management Sciences, Bangalore"
        },
        {
          "@type": "EducationalOrganization",
          "name": "Siddaganga Institute of Technology"
        }
      ],
      "mainEntityOfPage": {
        "@id": "https://tal.club/meet/meghana-mu#webpage"
      }
    },
    {
      "@type": "ProfilePage",
      "@id": "https://tal.club/meet/meghana-mu#webpage",
      "url": "https://tal.club/meet/meghana-mu",
      "name": "Meghana MU on Tal",
      "description": "Meet Meghana MU, Accounts Receivable Specialist | cash application expert/ SAP S/4HANA | Cash Application | 4.8 Yrs | IBM | Open to Work based in Greater Bengaluru Area.",
      "dateModified": "2026-06-10T13:55:55.995Z",
      "isPartOf": {
        "@id": "https://tal.club/#website"
      },
      "mainEntity": {
        "@id": "https://tal.club/meet/meghana-mu#person"
      },
      "primaryImageOfPage": {
        "@type": "ImageObject",
        "url": "https://tal.club/meet/meghana-mu/profile-photo.jpg",
        "contentUrl": "https://tal.club/meet/meghana-mu/profile-photo.jpg",
        "caption": "Meghana MU profile photo on Tal"
      },
      "inLanguage": "en-IN"
    }
  ]
}
```