Headline

Product Manager

About

Interests: Mathematics, algorithms, economics, solving real life problems, love working with enthusiastic folks on interesting stuffs....Currently working to solve the highly unorganized gadgets post sales service industry..Approach toward problems is pretty simple - think, dig deep, deeper and execute to perfection...no matter how much effort it takes, as it is rightly said " there are no shortcuts to success"...!!

Location

Bengaluru

Work experience

Group Product Manager at Khatabook, Feb 2023 - Present · 3 yrs 7 mos, Bangalore Urban, Payments and Lending Product

Product Manager at CRED, Feb 2022 - Jan 2023 · 1 yr, Bengaluru, Karnataka, India

Product Manager II at Flipkart, Dec 2019 - Feb 2022 · 2 yrs 3 mos, Bengaluru, Karnataka, India, Fintech and Payments - -Owner of the Pay later product - Solving for credit needs of the Kiranas by providing easy and affordable credit solutions. Launched industry first credit program where Kiranas get access to credit in 2mins through a complete digital journey and can make easy repayments. -Leading the commercial lending product for working capital needs of Flipkart sellers and Suppliers

Senior Product Manager at Lendingkart, Jan 2017 - Dec 2019 · 3 yrs, - Building Co-lending(Co-origination Lending) financial product : Increasing AUM and solving for debt funding through collaboration with large banks - Loan Management and post sanction product owner : Building systems to support the post sanction life of the loan (~2kcr. book) covering Agreement execution, disbursal, collection to delinquency management - Built a Document Management System to manage, store customer documents and facilitate easy loan processing and 3rd party integrations - Fraud Identification tools for better underwriting and decisioning

Co Founder at Delighti.com, Oct 2015 - Nov 2017 · 2 yrs 2 mos, Bengaluru Area, India, Conceptualized and launched a B2C platform catering $3bn electronic post sales market. Built India's first service product providing upfront diagnosis and service details(reducing 95%ile service TAT to <12 hrs). Provided tech support to vendors to solve for service visibility problems. Key Metrics: Bounce Rate: ~14%, Page views 100k in <90 days, 100+ queries/day, Monthly run rate @ INR 1.5mn after 5 months of launch with operational break even. Top 25 startups at LetsIgnite, Top 10 @ SMC-IITKanpur 2015 Top 5 google search results for "Bangalore Mobile Repair". Customer feedback ratings : 4.7/5

Education

Master of Science (MSc) (Integrated 5 yr.), Mathematics and Scientific Computing, Indian Institute of Technology, Kanpur

CFA, Level I Qualified, Finance, Chartered Financial Analyst