Headline

Product & Buisness Growth Leader (Fintech) | Building & Growing with AI | x-OneCard (Unicorn), OneScore, Angel One | Alum Reforge & GrowthX-1

About

I'm a product and growth leader focused on building distribution-first, capital-efficient and risk-aligned growth engines for consumer technology and fintech products. Over the last 10+ years, I have worked across credit cards, lending, payments, wealth and Media Tech, influencing 100M+ cumulative users through hands-on operating roles and product consulting. I’ve driven 2.5M+ credit card acquisitions, enabled 25M+ credit checks, built high-impact referral systems, and managed ₹150 Cr+ in annual growth budgets in highly regulated environments. I was part of the zero-to-billion-dollar journey at OneCard, where I helped scale acquisition, onboarding, lifecycle, referrals and distribution from the ground up. I was the first growth hire at FPL Technologies, where I helped build & grow OneScore and OneCard from their earliest stages, and later led the build and GTM strategy for Wizely in my final stint at FPL. My role covered early product decisions, growth strategy, onboarding systems, referral loops and go-to-market execution - helping take products from early traction to large scale adoption while keeping CAC well below industry benchmarks. My work sits at the intersection of product and marketing, spanning ASO, SEO, product-led growth, funnel design, underwriting-aligned acquisition, lifecycle automation, referral programs, repayment journeys and portfolio quality. I've owned large growth P&Ls, built strong MarTech and analytics foundations and consistently focused on durable unit economics rather than vanity growth. Currently, I lead Growth for New Business Units (Mutual Funds & Lending) at Angel One, where I'm focused on building growth engines that can scale profitably at strong unit economics. The work spans acquisition, lifecycle and distribution-always with an eye on long-term sustainability rather than short-term spikes. Alongside operating roles, I've worked as a product and growth consultant with teams at Kiwi Credit Card, Visit Healthcare, Cashbook and Angel One (past engagements) - helping them design GTM strategies, onboarding flows, growth funnels, referral programs & analytics frameworks before and during scale. I enjoy working with founders, investors, and operators who care about building products that last - especially where the challenge is turning early momentum into compounding, defensible businesses.

Location

Mumbai Metropolitan Region

AI stack

antigravity

claude code

claude

cursor

elevenlabs

n8n

Work experience

Head Of Marketing at Aspora, Jul 2026 - Present · 1 mo, On-site

Growth - New Business Unit (NBU) at Angel One, May 2025 - Jun 2026 · 1 yr 2 mos, Mumbai

Head of Product & Growth - Wizley at FPL Technologies, Jun 2024 - Mar 2025 · 10 mos

Head of Growth - OneCard at FPL Technologies, Jul 2019 - Jun 2024 · 5 yrs, Pune Area, India, Helping consumer to get Smartest Metal Credit Card ever made for Indians.

Head of Growth - OneScore at FPL Technologies, Jul 2019 - Oct 2023 · 4 yrs 4 mos, Pune, Maharashtra, India, Helping consumers to check, maintain, build, and improve their credit scores for their financial wellbeing with the simplest credit score product ever built for half a billion Indians.

Co-Founder - Product & Growth at Mshup, Jul 2018 - Jun 2019 · 1 yr, Maharashtra, India, Building the next big social video product in India & serving creators. In our endeavor to help creators create content & solve for lack of vernacular media, we've iterated over a couple of products. News & Status Saver app - 5 Millions+ downloads, 750k+ MAU - built out hyperlocal news & Status app that grew organically using ASO. https://bit.ly/2OEAEGR It's like Sharechat without the $$$ Finally in its current form - Mshup - Peer-to-peer storytelling platform for Bharat. Started out as an app to make funny mashup videos by mixing your video with a movie clip. Now powering stories across India. YC W19 interview shortlist.

Product Manager at Flochat, Jul 2017 - Jul 2018 · 1 yr 1 mo, Mumbai, Maharashtra, India, -Defined product features, user stories, wireframes. Worked with the team of 20+ Tech, QA, Design members for product conception through launch and multiple iterations for timely releases as per the product roadmap. -Successfully launch Patent Pending features Teleport and Stitch to enable Flochat users to take the selfie with their friend who is not with them. -Defined key app funnels and data points required to analyze them. Reduced user drop-offs by 23%. -Help to personalized notifications to improve funnel conversions & reminders to non-returning users help 31% more app launches -Worked with Android team to reduce android app size by 61%. -Managed Beta testing, the voice of the customer for feedback & conducted in person and online user research with 40+ Indian and 30+ international user with the help of design team member. -Manage partner alliance with the industry leader such as Zomato, BookMyShow, Ola, Uber, CouponDunia, Dineout, JRI, Ixigo, Careem, Groupon, Souq, Tenor, agora. -Devised and Implemented ASO, SEO, SEM and digital marketing strategy for visibility and user acquisition and grew platform from inception to 500K+ users.

Product Growth at Flochat, Oct 2016 - Jul 2017 · 10 mos, Mumbai Area, India, -Devised & Implemented ASO, SEO, SEM and digital marketing strategy for visibility and user acquisition and grew platform from inception to 100K+ users. -Manage partner alliance such as Zomato, BookMyShow, Ola, Uber, Couponduina, Dineout. -Applied for different accelerator program and get to be part of facebook startup (FBStart) Program. -Led implementation of client and server-side analytics tool such as Firebase, CleverTap, Branch GA.

Education

Advanced Growth Strategy (Spring 2021 Cohort), Product Management (Growth), Reforge

Growth Series - Fall 2020, Growth & Product Management, Reforge