---
title: "MANISH KUMAR - Lead AVP in Bengaluru | Tal"
description: "Meet MANISH KUMAR, Lead AVP @ HSBC | Wholesale Data Analytics and Credit Lending: BA + DA (Credit) , Retail : IFRS9 and Regulatory model monitoring expert, data analysis based in Bengaluru. AI stack includes gemini, github copilot, and notebooklm."
image: "https://tal.club/meet/manish-kumar-37/share-image"
---

# MANISH KUMAR on Tal

## Headline

Lead AVP @ HSBC \| Wholesale Data Analytics and Credit Lending: BA \+ DA \(Credit\) , Retail : IFRS9 and Regulatory model monitoring expert, data analysis

## About

As a Lead Assistant Vice President at HSBC, I have over nine years of experience in retail model management, IFRS9 retail banking, regulatory modelling, monitoring, implementation, and execution\. I hold a master's degree in industrial engineering and management from the National Institute of Technology Tiruchirappalli, one of the top engineering institutes in India\. My core competencies include model monitoring, model risk management, data analysis, SAS, Python, visual basic for applications \(VBA\), QlikView, supply chain management, total quality management, and simulation software\. I am passionate about leveraging data and technology to optimize business processes, enhance customer experience, and mitigate credit risk\. I work with a diverse and collaborative team of professionals who share the same vision and values of HSBC, one of the world's leading financial services organizations\.

## Location

Bengaluru

## AI stack

gemini

github copilot

notebooklm

openai

ChatGPT

Microsoft Copilot

## Work experience

Lead AVP at HSBC, Jul 2023 \- Present · 3 yrs 3 mos, Bengaluru, Karnataka, India

Assistant Vice President at HSBC, Aug 2021 \- Jul 2023 · 2 yrs, Bangalore Urban, Karnataka, India

Manager at HSBC, May 2020 \- Aug 2021 · 1 yr 4 mos, Bengaluru, Karnataka, Ifrs9 and st modelling, implementation and execution

M\.tech at NIT Trichy, Jul 2013 \- Jun 2015 · 2 yrs, Nit trichy, Doing m\.tech in industrial engg\. And management\. Have good knowledge of data analytics, supply chain management, total quality management and simulation\.

stdnt at synergy institute of engg and tech, May 2008 \- Jul 2012 · 4 yrs 3 mos

## Education

M\.Tech, Industrial engineering and management, National Institute of Technology, Tiruchirappalli

bisss 8b

[View the original profile](https://tal.club/meet/manish-kumar-37)

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