Headline

Analyst | DCM | ION Analytics

About

Fixed Income professional with hands-on experience in Debt Capital Markets, securitized product analysis, and financial data automation. At ION Analytics, I analyze primary market documentation — base prospectuses, offering memoranda, and final terms — performing covenant analysis, pari-passu assessment, capital structure review, and SEC EDGAR analysis across investment-grade and high-yield issuers. I process securitization transactions tranche-by-tranche across RMBS, CMBS, ABS, and CLO structures, reviewing waterfall mechanics, credit enhancement, and collateral characteristics. Beyond the analysis, I build — having developed Python automation pipelines processing 900+ documents saving 450+ manual hours. I thrive at the intersection of financial domain knowledge and data-driven problem solving, and I am actively seeking opportunities in fixed income research, DCM, structured credit, or financial data analytics at leading banks and asset managers.

Location

Mumbai Metropolitan Region

Work experience

Analyst at ION, Feb 2025 - Present · 1 yr 4 mos, Mumbai, Analyzed DCM documents — Base Prospectuses, Offering Memoranda, Supplements, and Final Terms — across vanilla and structured transactions for investment-grade and high-yield issuers Performed covenant analysis, pari-passu assessment, and capital structure review across senior secured, subordinated, green bonds, SLBs, TLA, TLB, and revolvers Processed securitization transactions tranche-by-tranche across RMBS, CMBS, ABS, and CLO structures — reviewing waterfall mechanics, tranche seniority, credit enhancement features, and collateral characteristics Evaluated SEC EDGAR filings (10-K, 8-K, prospectus supplements) for issuer-level capital structure, financial covenants, and debt instrument characteristics Assessed pricing grids, redemption features, maturity profiles, and seniority across structured notes, green bonds, and SLBs Built end-to-end Python automation pipelines reducing per-document processing time to ~7 minutes — saving 450+ manual hours across 3 major issuers Delivered structured fixed income datasets to strategy and research teams via Dealogic and Perfect Information

Investment Banking Fellow at Marquee Fellowship Program, Apr 2024 - Nov 2024 · 8 mos, Mumbai, Maharashtra, India

Summer Intern at Taurus Mutual Fund, May 2024 - Jun 2024 · 2 mos, Mumbai, Maharashtra, India

Education

Master of Business Administration - MBA, Finance, General, Rizvi Institute of Management Studies and Research