Headline

Structured Finance

About

Manash is a seasoned structured finance professional with experience in executing complex debt transactions and credit analysis at Northern Arc Capital and CRISIL. Proven track record in analyzing asset-backed securities across Consumer Finance, Small Business Loans, Vehicle Finance, and Microfinance sectors. Tech-savvy finance expert combining strong analytical skills with programming and financial modelling capabilities to drive efficient transaction execution and portfolio management. Along with his MBA from the prestigious IIM, Manash also possesses an undergraduate degree in Electrical Engineering. He is an analytical thinker with a knack for detail and is always looking to deliver on excellence. With his background, Manash is set to take on the finance world.

Location

Greater Bengaluru Area

AI stack

claude

deepseek

kimi

notebooklm

Work experience

Assistant Manager at Northern Arc Capital, Feb 2024 - Present · 2 yrs 8 mos, Mumbai, Maharashtra, India, As Assistant Manager at Northern Arc Capital, Manash specializes in designing and executing structured investment products including PTC, DA & NCD, while preparing comprehensive investment proposals with cash flow analysis and waterfall models. He analyzes portfolio data, evaluate business models, and maintain data repositories to enable data-driven credit assessment across Consumer Finance, Small Business Loans, Vehicle Finance, and Microfinance. I coordinate with cross-functional stakeholders — trustees, law firms, rating agencies, and investors — to define product requirements and drive seamless execution from origination to closure. He has also build automation tools and workflow optimizations that enhance operational efficiency and data accuracy, while working on innovative financing solutions in green financing and affordable housing.

Senior Credit Analyst at CRISIL Limited, Feb 2023 - Feb 2024 · 1 yr 1 mo, Pune District, Maharashtra, India, Manash is an experienced professional in North America/EMEA Structured Finance - Asset-Backed Securities with a background in risk analysis. He has been involved in the field for more than two years and has honed his skills in analyzing operational, counterparty, credit and legal risk. He is passionate about the financial transformation story with his interest in Decentralized Finance, ESG and Cyber Risk.

Credit Analyst at CRISIL Limited, Apr 2022 - Feb 2023 · 11 mos, Pune District, Maharashtra, India

Management Trainee at CRISIL Limited, May 2021 - Apr 2022 · 1 yr

Finance Associate at Smart Stratech Consulting Services LLC, May 2020 - Jul 2020 · 3 mos, • Created a diversified portfolio for the global investors, which satisfy the UN SDGs and address the ESG issues • Different investment instruments were selected from 23 developed and 26 emerging markets around the world • Conducted financial analysis on the LINK Real Estate Investment Trust, Hong Kong as a retail investor

Financial Management at IIFL (India Infoline Group), Apr 2020 - Jun 2020 · 3 mos, • Developed trading strategies with the help of technical analysis and gave recommendations to the clients • Done fundamental analysis on HEG Ltd., financial statement analysis and relative valuation methods followed • Pitched the financial products of India Infoline (IIFL) to the clients and achieved the monthly target conversion

Co-Founder at Arthashastra: Economics Club of IIM Bodh Gaya, Oct 2019 - Apr 2021 · 1 yr 7 mos

Education

Master of Business Administration - MBA, Indian Institute of Management Bodh Gaya

Bachelor of Engineering - BE, Electrical Engineering, Assam Engineering College, (A.E.C)