---
title: "Lizann Fernandez - Founder in Bengaluru | Tal"
description: "Meet Lizann Fernandez, Building based in Bengaluru."
image: "https://tal.club/meet/lizann-fernandez/share-image"
---

# Lizann Fernandez on Tal

## Headline

Building

## Location

Bengaluru

## Work experience

Founder at Amalgamic\.io, Jan 2025 \- Present · 1 yr 9 mos, Manage all your credit cards like a boss\. Your time > chasing $12 ghost subs\. Get started in 60 seconds\. At Amalgamic, we're excited to build agents to take on boring admin tasks of life\. No more weekends spend chasing a refund, or tracking a cashback\. Give us all your recurring spends and we will give you $ back \.

Business Head/GM at Jupiter, Oct 2022 \- Dec 2024 · 2 yrs 3 mos, Bengaluru, Karnataka, India, Jupiter Money is a $700Mn leading digital neobank backed by Peak XV \(formerly Sequoia\), QED, Tiger Global and Matrix Partners\. Led our core monetization product \- RuPay Credit Card on UPI – Own P&L & setup entire business line from scratch across Product, Risk, Design, BD, HR, Ops and core Finance functions, overseeing 60\+ member team\. We executed some of the coolest in tech and product in record time \(<6 months\) to enable \- 1\) Fastest issuance to txn experience in UPI CC ever\(\!\) 2\) Innovative, translucent card design, 3\) Built core infra to support CCMS, UPI\-CC Switching, and txn EMI portability\.

Director \- Strategy and BizOps at Setu, Mar 2019 \- Feb 2022 · 3 yrs, Bengaluru, Karnataka, India, Founding team \- Employee \#5\. Setu builds low\-cost, modular API infrastructure to launch a fintech product or service in a matter of days, not months; empowering developers to reimagine financial services for the next billion\. Setu is founded by UPI's founding team and backed by Lightspeed Venture Partners and Falcon Edge\. As Founding Member, I built a new\-age bill pay network across 100\+ billers in new categories \(loans, credit cards and subscriptions\), negotiated deals with bank/billers/payer app \(PhonePe and others\)\. Built & scaled a sales/BD function & responsible for 0\-1 and growth for the first 100 billers across loan repayments, school fees and other new categories\. Successful exit to PineLabs in 2021

Investment Analyst at Quona Capital, May 2017 \- Feb 2019 · 1 yr 10 mos, Bengaluru Area, India, Quona Capital is a $350M\+ AUM VC for fintech\. I focussed on India/SE Asia markets, evaluated deal flow for 500\+ fintech business models across payments, credit, savings and investments\. Deals: Fisdom Ser A \(exited to Groww\), Finja Ser A, Credit Mantri follow\-on, IndiaMART exit \(IPO\), Coins\.ph \(exited to Go\-Jek\)

Consultant at Dalberg Global Development Advisors, May 2013 \- Apr 2017 · 4 yrs, Mumbai/ New Delhi; project work in rural Rwanda, Hungary, SE Asia, Dalberg is the world's leading strategy consulting firm for emerging markets\. Built and worked on fintech for inclusion projects circa 2013/14, including: "financial health framework" for leading US/India clients, running pilot programs in MSME lending and real time payments, Secondment at datatech platform SocialCops \(now Atlan\)

## Education

Bachelor of Arts \(B\.A\.\), Economics, English, St\. Xavier's College

[View the original profile](https://tal.club/meet/lizann-fernandez)

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