---
title: "Tarun Varma - Director of Product Management in Hyderabad | Tal"
description: "Meet Tarun Varma, Product Leader | Business Banking, Accounts & International Payments | Experience building & Scaling Core Banking Platforms | Ex-Tide l Ex-Mastercard, Ex-Recko (Acquired by Stripe) | IIM A, IIT BBSR based in Hyderabad. AI stack includes claude, gemini, and lovable."
image: "https://tal.club/meet/l-tarun-varma/share-image"
---

# Tarun Varma on Tal

## Headline

Product Leader \| Business Banking, Accounts & International Payments \| Experience building & Scaling Core Banking Platforms \| Ex\-Tide l Ex\-Mastercard, Ex\-Recko \(Acquired by Stripe\) \| IIM A, IIT BBSR

## About

Experienced Product Manager with a demonstrated history of working in the acquiring, payments processing and reconciliation\. Currently building an internal BaaS platform for a global SME neobank\. The BaaS platform includes \- Account as a Service \- Payments as a Service \- Transaction Ledger \- Foundational Banking UX \- Back office/Member support product use cases

## Location

Hyderabad

## AI stack

claude

gemini

lovable

## Work experience

Director of Product Management at Moniepoint Group, Sep 2025 \- Present · 1 yr 2 mos, • Lead Monieworld's cross\-border payments proposition for the UK–Nigeria corridor, owning product strategy, roadmap, and execution\. • Scaled the UK business from launch to approximately £6 million in monthly processed volume within 12 months\. • Introduced multiple remittance funding methods, including card payments, Open Banking, and bank transfers, improving customer choice and payment accessibility\. • Established and led strategic partnerships with key providers across the UK and Nigeria, including ClearBank, Checkout\.com, TrueLayer, and Monnify\. • Launched customer\-focused features including scheduled remittances, exchange\-rate alerts, and bill and utility payments\.

Lead Product Manager at Tide, Jul 2022 \- May 2025 · 2 yrs 11 mos, Remote, Led product strategy and execution for accounts and international payments value streams at Tide, driving growth & usage with a team of 15\+ including product managers, engineers, designers, and operations managers\. The team is responsible for an ARR of \~£75M and a monthly user engagement rate of \~52% Key Achievements: \- Led the development of business current accounts and purpose driven business accounts \(Tax, Expense, Multi\-currency etc\) enabling SMEs to effectively segregate and manage funds, accumulating deposits of \~£2B\+\. Also scaled this to 3\+ markets \- Delivered comprehensive account engagement products including statements, advanced search capabilities, and seamless transaction access, resulting in \~52% monthly active users \- Successfully launched Euro and USD payment capabilities for UK small businesses through multi\-currency accounts with local and SWIFT payment rails \- Led the development of Tide's transaction ledger from 0 to 1, establishing a foundational component of our global core banking platform now in production across 3 markets \- Pioneered connected account experiences enabling SMEs to link external accounts and initiate payments through open banking AIS & PIS mechanisms

Senior Product Manager at Tide, May 2021 \- Jun 2022 · 1 yr 2 mos, Hyderabad, Telangana, India

Product Manager at Recko Inc\., Mar 2020 \- May 2021 · 1 yr 3 mos, Greater Bengaluru Area, Acquired by Stripe, Recko is a finance Operations Platform for fast growing Internet Companies\. Built a consumer\-grade SaaS platform enabling internet businesses to automate transaction\-level money movement tracking\. Worked directly with the cofounder, leading a team of 12\+ engineers and designers in building the product from 0 to 1, culminating in Stripe's acquisition of Recko in June 2021\. Key achievements: \- Developed a sophisticated reconciliation platform and transaction ledger from scratch using domain\-driven principles, successfully launching to 15\+ clients across India, SEA, US, and Europe \($1M ARR\) \- Designed an innovative lifecycle view for payment transactions to track status across receivable, payable, income, and expense accounts, ensuring order\-level granularity for transaction discrepancy monitoring \- Conceptualized and implemented product requirements for automated commission calculations for vendors, delivery executives, and resellers

Associate Managing Consultant at Mastercard Data & Services, Mar 2019 \- Feb 2020 · 1 yr, Gurugram, Haryana, India, Delivered 10\+ high\-value consulting and strategy engagements valued at $15M across Singapore, Indonesia, Australia, UAE, Qatar, Saudi Arabia, and South Africa, focusing on cards, merchant payments, acquiring, and payment processing solutions\. Key achievements: \- Developed market penetration strategy for one of Europe's largest pan\-European acquirers entering the German market \(POS & Ecom\) \- Enhanced reconciliation processes for a leading Middle Eastern bank across consumer credit, debit, prepaid, and multicurrency portfolios \- Designed transaction processing and settlement improvements for a major South African bank, generating \~$4\.5M in cost savings \- Conducted comprehensive analysis of Open Banking developments across 30\+ countries and developed an OB effectiveness index model for Mastercard's strategic initiatives \- Recognized as Ambassador representing the regional team after consistently being a top performer; nominated three times to present best projects to a global audience of 200\+ consultants

Senior Consultant at Mastercard Data & Services, Sep 2017 \- Feb 2019 · 1 yr 6 mos, Gurugram, Haryana, India

Payment Consultant at Mastercard, 2016 \- 2020 · 4 yrs, Gurgaon, India, Delievered 10\+ consulting & strategy engagements valued at $15M in Singapore, Indonesia, Australia, UAE, Qatar, Saudi Arabia & South Africa across cards, merchant payments, acquiring & payment processing • Developed a POS and e\-commerce acquiring strategy for a leading pan\-European acquirer entering the German market\. • Enhanced reconciliation processes for a major Middle Eastern bank across consumer credit, debit, prepaid, and multicurrency portfolios\. • Redesigned transaction processing and settlement processes for a leading South African bank, delivering approximately $4\.5 million in cost savings\. • Assessed Open Banking developments across 30\+ countries and developed an effectiveness index for Mastercard; selected as a regional ambassador and nominated three times to represent the region before 200\+ global consultants\.

## Education

Master of Business Administration, Indian Institute of Management Ahmedabad

Bachelor’s Degree, Electrical Engineering, Indian Institute of Technology, Bhubaneswar

[View the original profile](https://tal.club/meet/l-tarun-varma)

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