Headline

Product @ Onecard • IIT Bombay

About

I am currently working as a Product Manager at OneCard, building digital credit card experiences for the app-first generation. I focus on designing scalable, customer-centric products that simplify credit and make financial experiences seamless and engaging. At OneCard, I collaborate closely with growth, risk, engineering, design, operations, compliance, and legal teams to build and optimize the end-to-end customer onboarding journey for cobranded credit card programs. My work sits at the intersection of business, technology, and user experience translating complex problems into intuitive solutions that drive impact. My curiosity drives me to deeply understand the “why” behind user behavior and business challenges. I rely on first-principle thinking, data-driven decision-making, and strong stakeholder collaboration to craft products that balance customer delight with sustainable business outcomes. I enjoy turning insights into actionable product strategies and continuously experimenting to improve user journeys. As a product manager in fintech, I’m passionate about building trusted financial products that solve real user problems at scale. Happy to connect over chai, travel, design, or product conversations✨ Let’s connect and build meaningful products together. ✉️ kunalshahare4@gmail.com

Location

Pune District

AI stack

claude code

notebooklm

notion

openai

Work experience

Product Manager at FPL Technologies, Dec 2025 - Present · 9 mos, Pune District, Maharashtra, India, - Leading end-to-end onboarding for cobranded credit card programs across growth, risk, engineering, and compliance. - Designing app-first credit experiences that simplify complex risk and regulatory workflows. - Owning roadmap and experimentation, driving data-backed improvements in activation and user experience.

Associate Product Manager at Kuhoo Edufintech, Jun 2024 - Dec 2025 · 1 yr 7 mos, Mumbai, Maharashtra, India, - Streamlined post-sanction to disbursement workflows (KYC), reducing loan processing time by 30% - Spearheading Loan Management System (LMS) & it’s optimization, reducing manual effort by 80% - Driving co-lending initiatives, scaling loan disbursals of ₹200+ Cr through strategic partnerships - Established strategic partnership with Auxilo under the LSP model, increasing disbursals by 50% - Orchestrated buyout and migration of ₹50 Cr loan portfolio to Kuhoo NBFC with zero disruption

Product Management Fellow at NextLeap, Sep 2023 - Nov 2023 · 3 mos, - Completed Product Management Fellowship with Honors - Worked on metrics, user research, and data analysis for real-world PM challenges - Developed frameworks for feature prioritization and product strategy

Associate Product Manager at Faclon Labs, Jun 2023 - Jun 2024 · 1 yr 1 mo, - Achieved 80% trigger cost reduction through WhatsApp integration via Meta Developer Console - Built Digital Logbooks with I/O forms, reducing manpower need by 60% - Designed VM architecture, enabling 20x processing flexibility - Awarded LoR from CEO for exceptional problem-solving

Business Analytics Intern at STAGE - OTT for Bharat, Oct 2022 - May 2023 · 8 mos, - Increased user renewal rate by 15% through telesales & cross-functional collaboration - Designed Slack automation, improving operations speed by 20% - Worked with ex-Hotstar Analytics Head to build analytics infrastructure - Awarded LoR from Chief of Staff for problem-solving & work ethics

Education

BTech + MTech Dual Degree, Mechanical Engineering, Indian Institute of Technology, Bombay