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Finance Professional | Corporate Banking & Credit Analysis | MBA (Finance) | Ex-MUFG Bank | Ex-Cognizant

About

I am an MBA (Finance) graduate with a keen interest in corporate banking, credit analysis and financial analysis. I also cleared the CA Foundation in my first attempt. Most recently, I worked as a Financial Analyst – Executive at MUFG Bank, where I supported financial statement analysis, borrower evaluation, industry analysis and credit assessment activities for corporate clients. This experience provided me with practical exposure to corporate banking processes, financial analysis and risk assessment. Prior to that, I worked at Cognizant as an Online Advertising Analyst, where I developed analytical thinking, attention to detail and the ability to work effectively in a process-driven environment. I was also recognized with the “Ace of Rookies” award for my performance. I am currently seeking opportunities in corporate banking, credit analysis, risk management, and financial analysis, where I can apply my analytical skills, finance knowledge, and professional experience while continuing to learn and grow.

Location

Gurugram

Work experience

Finance Analyst - Executive at MUFG, Mar 2026 - May 2026 · 3 mos, New Delhi, · Prepared corporate credit application drafts by compiling and reviewing financial, business, and borrower-related information for corporate clients. · Analyzed financial statements, profitability, leverage, liquidity, net worth, and key financial ratios to support financial and credit assessments. · Conducted borrower evaluation, industry analysis, and peer benchmarking to assess business performance and identify potential risk factors. · Performed due diligence and compliance reviews, including borrower background verification, regulatory checks, and negative media screening. · Assisted in the review of credit facilities, collateral coverage, sanction limits, and renewal requirements for corporate borrowers. · Collaborated with Relationship Managers, branch teams, and credit teams to support client servicing, credit reviews, and risk assessment processes.

Online Advertising Analyst at Cognizant, Apr 2023 - Apr 2024 · 1 yr 1 mo, Gurugram, Worked as an Analyst under Google's projects. AWX/Smart Campaigns: 1. Worked as a composer & reviewer to create & analyze Google ads for different companies. 2. Was responsible for comprehensive research on businesses, the products/services they offer, and modes of contacting such advertisers, to help them achieve their intended objectives. 3. Created Ads in sync with Google's prescribed guidelines and meticulously proofread them to ensure accuracy and compliance using appropriate methodologies. 4. Filtered sensitive information based on various parameters, to safeguard user interest and make the online environment family-friendly. 5. Made sure to achieve all the pre-established SLA metrics and emerged as one of the top performers consistently by going beyond limits and delivering quality work each time. 6. Supported new joiners, made them familiar with the process knowledge and facilitated their understanding about the same. DAC (Dynamic Assets Curation): 1. Evaluated the suitability of an asset for use in a text ad leading to a particular landing page. 2. Helped in improving site-related search results based on certain criteria like hallucination, truncation, grammar, relevancy, brand names, etc. Achievements & Learnings: 1. Was honored with the 'Ace of Rookies Award' for exceptional performance and positive attitude. 2. Entered as a fresher but left with revolutionary insights about processes, people and the corporate world. 3. Learnt the art of handling multiple tasks on my plate and making time for each of them accordingly. 4. Got to enhance the skills of attentiveness to details and dedication to performing effectively in a team.

Education

Master of Business Administration - MBA, Finance, Indira Gandhi National Open University

Master's degree, Business Administration and Management, General, Shri guru ram rai university