---
title: "Krishnarjun Banoth - Senior iOS Engineer (Deployed via Publicis Sapient – Lloyds Banking Group) in Greater Bengaluru Area | Tal"
description: "Meet Krishnarjun Banoth, Senior iOS Engineer | Apple Wallet • Apple Pay • Digital Payments • Mobile Banking | SwiftUI • Swift • PassKit • Tokenized Card Onboarding • Enterprise Mobile Architecture based in Greater Bengaluru Area. AI stack includes antigravity and claudecode."
image: "https://tal.club/meet/krishnarjun-banoth/share-image"
---

# Krishnarjun Banoth on Tal

## Headline

Senior iOS Engineer \| Apple Wallet • Apple Pay • Digital Payments • Mobile Banking \| SwiftUI • Swift • PassKit • Tokenized Card Onboarding • Enterprise Mobile Architecture

## About

I'm a Senior iOS Engineer with 10\+ years of experience designing, building, and scaling mobile applications across fintech, enterprise, and consumer platforms\. My expertise spans mobile architecture, platform engineering, secure payments, and delivering business\-critical experiences used by customers at scale\. Currently, I contribute to digital banking platforms within the Lloyds Banking Group ecosystem, where I played a key role in delivering Apple Wallet Push Provisioning capabilities for Commercial Banking customers\. This involved enabling secure debit card enrolment into Apple Wallet / Apple Pay through highly regulated customer journeys, integrating with payment networks, tokenisation services, and security\-focused backend platforms\. The solution successfully navigated complex certification, compliance, and reliability requirements while maintaining exceptional quality standards\. \[Re: Banoth\.\.\.ecognized\! \| Outlook\], \[RE: Ring t\.\.\.Customers \| Outlook\] Throughout my career, I have led initiatives ranging from greenfield product development to large\-scale platform modernisation\. I've architected applications from the ground up, implemented scalable mobile frameworks, and delivered high\-impact solutions across cross\-functional teams\. My experience also includes AI\-powered mobile products serving 1M\+ users, leveraging Large Language Models \(LLMs\) and cloud\-based AI services to create intelligent customer experiences\. Core Expertise • Swift, SwiftUI & UIKit • Apple Pay, Apple Wallet & PassKit • Mobile Payments & Tokenisation • MVVM, Clean Architecture & SOLID Principles • Combine, Async/Await & Modern Concurrency • REST APIs & GraphQL • Performance Optimisation & Scalability • CI/CD, Automated Testing & Release Engineering • Secure Mobile Application Development Beyond implementation, I enjoy solving complex architecture challenges, mentoring engineers, and driving engineering excellence\. I believe great software balances innovation, security, maintainability, and customer value\. As I continue progressing toward Staff and Principal Engineering responsibilities, my focus is on system design, platform strategy, technical leadership, and building resilient products that operate reliably under real\-world constraints\. I thrive in environments where scalability, security, and customer trust are non\-negotiable\. I'm always interested in connecting with professionals working in Mobile Engineering, FinTech, Digital Payments, Apple Wallet Integrations, Enterprise Mobile Platforms, AI\-powered Applications, and Technical Leadership\.

## Location

Greater Bengaluru Area

## AI stack

antigravity

claudecode

## Work experience

Senior iOS Engineer \(Deployed via Publicis Sapient – Lloyds Banking Group\) at Pacific IT Consulting Pvt\. Ltd, Oct 2025 \- Present · 11 mos, Bengaluru, Karnataka, India, Delivered Apple Wallet Push Provisioning capabilities for one of the UK's largest banking groups, enabling secure digital card tokenisation and Apple Pay onboarding for Commercial Banking customers\. Successfully navigated complex banking, security, compliance, and certification requirements to launch a mission\-critical payment capability\. Working on enterprise\-scale mobile banking platforms focused on secure payments, digital wallet integrations, and customer\-facing financial experiences\. Key Contributions • Led end\-to\-end iOS delivery of Apple Wallet Push Provisioning, enabling secure debit card enrolment into Apple Wallet directly from the Lloyds Commercial Banking mobile app\. • Developed secure card tokenisation and provisioning journeys using Apple PassKit, digital wallet technologies, and enterprise banking platforms\. • Collaborated with architecture, security, backend, QA, product, and external partner teams to deliver highly regulated payment capabilities\. • Designed resilient user journeys covering wallet eligibility, authentication, provisioning lifecycle management, token states, and failure recovery scenarios\. • Supported Apple Wallet certification and production rollout, contributing to a successful delivery with zero post\-release defect leakage\. • Influenced iOS architecture, engineering standards, and code quality practices to improve platform scalability and maintainability\. • Contributed to the broader Commercial Banking modernisation programme, helping deliver scalable and customer\-centric digital banking experiences\. Technologies Swift • SwiftUI • UIKit • Apple Wallet • Apple Pay • PassKit • Mobile Payments • Tokenisation • MVVM • Clean Architecture • REST APIs • Async/Await • XCTest • CI/CD • Secure Mobile Development

Principal iOS Developer at Nielsen, Aug 2024 \- May 2025 · 10 mos, Bengaluru, Karnataka, India, • Spearheaded the architecture and development of enterprise\-grade iOS applications for media measurement, enhancing scalability and performance\. • Led the integration of Bluetooth Low Energy \(BLE\) communication with Nielsen Nano hardware, ensuring accurate media data exchange\. • Enhanced the Nielsen Companion App through Bluetooth Mesh Networking, boosting user engagement via gamification\.

Lead iOS Engineer at NxtGen Cloud Technologies Pvt Ltd, Oct 2022 \- Aug 2024 · 1 yr 11 mos, Bengaluru, Karnataka, India, • Built and scaled the iOS team from scratch to over 10 engineers, promoting a collaborative culture\. • Led the development of a multi\-functional super app\(MYn\), achieving over 1M\+ users\. • Integrated Google Gemini Pro SDK for AI\-powered features, enhancing user engagement\. • Migrated mapping services to Google Maps, reducing operational costs by 50%\.

Lead iOS Developer at Gameskraft, Sep 2020 \- Oct 2022 · 2 yrs 2 mos, Bengaluru, Karnataka, India, • Served as the Founding iOS Engineer for the Pocket52 app, successfully scaling the team from 1 to 3 members\. • Led a comprehensive redesign of the app, enhancing UI/UX to elevate user experience\. • Integrated deep linking and CleverTap analytics, significantly improving user engagement and behavior tracking\. • Achieved a marked increase in user retention and satisfaction through gameplay feature enhancements and KYC flow optimizations\. • Made changes to Calling Station Game iOS App which got approved by Apple in single attempt, Which was rejected multiple times\. • Worked over crucial features from the scratch\(Common functionality, KYC Flow, Lobby Implementation\) of Pocket52 poker native app\. 📱 Link to Pocket52 iOS App \- https://apps\.apple\.com/in/app/pocket52\-poker\-game\-online/id1546512724

iOS Developer at ZopSmart Technology, Jan 2019 \- Aug 2020 · 1 yr 8 mos, Bengaluru, Karnataka, India, • Architected, developed, and deployed iOS applications for Tamimi Markets Online and Zopping by Zopsmart\. • Ensured compatibility across multiple regions, including the US, India, KSA, and UAE app stores\. • Enhanced user experience by implementing innovative features, resulting in increased app engagement\. • Collaborated with cross\-functional teams to deliver high\-quality products on time\. ▪️Tamimi Markets Online \(iOS\): https://apps\.apple\.com/us/app/tamimi\-markets\-online/id1459388452 \(Works in US, India, KSA, UAE app stores\) ▪️Zopping by Zopsmart \(iOS\): https://apps\.apple\.com/in/app/zopping/id1586937529 \(For business/store management\)

## Education

Bachelor's degree, Computer Science and Engineer, Rajeev Gandhi university of knowledge technologies\-idupulapaya

Pre University Course, MBipc, Rajeev Gandhi university of knowledge technologies\-idupulapaya

[View the original profile](https://tal.club/meet/krishnarjun-banoth)

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