---
title: "koushik sarkar - Senior Product Manager in Gurugram | Tal"
description: "Meet koushik sarkar, Product @ PayU | Ex - Paytm, Bajaj | IIM Calcutta based in Gurugram. AI stack includes claude and cursor."
image: "https://tal.club/meet/koushik-sarkar-2/share-image"
---

# koushik sarkar on Tal

## Headline

Product @ PayU \| Ex \- Paytm, Bajaj \| IIM Calcutta

## About

I have always been curious about how technology can make our lives simpler and more inclusive \- and that curiosity shaped my path into product management\. An MBA graduate from IIM Calcutta and an engineer from Jadavpur University, I've built my career at the intersection of product, data, and finance\. From starting out in data and consulting, to shaping products across lending, payments, and AI—my journey has been about solving complex problems through simple, scalable design\. I’ve been fortunate to work with incredible teams at Paytm, Bajaj Finserv and PwC\. What excites me most is the intersection of technology, data, and customer behavior \- how the right product can change the way people borrow, pay, and trust financial systems\. I enjoy taking ideas from 0 to 1, experimenting fast, and turning insights into real, measurable impact\. Outside of work, I love exploring new ideas in product\-led growth, generative AI, and the evolving fintech ecosystem in India\. Always open to conversations on product, growth, and building meaningful financial experiences\.

## Location

Gurugram

## AI stack

claude

cursor

## Work experience

Senior Product Manager at PayU, Oct 2025 \- Present · 11 mos, Gurugram, \- Building Payment Orchestration Platform \(Maximiser\) \- Netbanking, Wallets and Rewards

Associate Vice President \- Product at Paisabazaar, Jun 2025 \- Sep 2025 · 4 mos, Gurugram, Haryana, India, \- Building and managing home loan products

Senior Product Manager at Paytm, Oct 2023 \- May 2025 · 1 yr 8 mos, Bengaluru, Karnataka, India, \- System migration from Paytm Payments Bank \- Implementing Generative AI in B2C products \- New Lender integrations

Product Manager II at Paytm, Jan 2022 \- Sep 2023 · 1 yr 9 mos, Bengaluru, Karnataka, India, \- 0 to 1 Product \(Paytm EMI\) \- UPI Mandate in Lending \- New Lender Integrations

Product Manager at Bajaj Finserv, Jun 2019 \- Dec 2021 · 2 yrs 7 mos, Pune, Maharashtra, India, Roles & Responsibilities \- Product Manager of Lending Marketplace Business of 7L\+ monthly loan applications via Mobile App & web \- Conceptualizing, finalizing product vision & building product from 0 to 1 for lending marketplace business \- Responsible for market research & implementing solutions to ensure product\-market\-promotion fit \- Managing a team of 5 members; Owner of funnel KPIs, conversion targets, drop off management \- Influencing & managing internal, external stakeholders for implementation of x\-functional projects\] Achievements & Deliverables \- Improved conversion ratio by 5x from 0\.05% to 0\.25% by onboarding 15\+ new lending partners \- Planned & Delivered end to end product roadmap through 20\+ sprint to ensure timely product launch \- Reduced drop offs by 20% by strategizing & implementing outcome\-based customer communication module \- Delivered propensity based Rechurn framework, ‘Offers for You’, psychological nudges strategy \- Collaborated with partners’ tech & business teams to minimize funnel leakages to deliver higher throughput \- Spearheaded 10\+ x\-functional projects with Analytics, Marketing, Design, Platform, Campaign Teams \- Worked in 2 different functional teams as a part of leadership program of Bajaj Finserv Group Companies

Intern at ICICI Bank, Apr 2018 \- May 2018 · 2 mos, Mumbai, Maharashtra, India, Secured a PPO from ICICI Bank during the 2 months internship in MBA\. I was working in the corporate banking division to develop an ecosystem to trade money market instruments and reduce the information asymmetry between the buyer and seller\. I built the prototype of the digital ecosystem and demonstrated the same\.

## Education

Post Graduate Diploma in Management \(PGDM\), Management, Indian Institute of Management, Calcutta

Bachelor’s Degree, Electrical engineering, Jadavpur University, Kolkata

[View the original profile](https://tal.club/meet/koushik-sarkar-2)

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