Headline

Profitability and Strategy | Payments and Fintech | P&L Roadmap delivery

Location

Bengaluru

AI stack

claude

github copilot

n8n

obsidian

ollama

huggingface

Work experience

Associate - Product ( Profitabllity & ops) at Cashfree Payments, May 2025 - Present · 1 yr 6 mos, Bengaluru

Intern at PhonePe, Nov 2024 - Jan 2025 · 3 mos, India

Process Executive at Infosys, Jul 2021 - Aug 2022 · 1 yr 2 mos, Bengaluru, Karnataka, India, As a Process Executive in the DOC Review Department at Infosys, my primary role was to review income documents provides by borrowers in accordance with the Risk Mitigation Assessment(RMA) guidelines. Thorough understanding of 4C's, FHA, VA, and Conventional loan products. The objective was to ensure that the borrower had the financial capacity to repay their mortgage loan.Reporting violations of rules, regulations, policies, and procedures by evaluating or recommending the initiation of investigation and corrective procedures. Performed daily risk assessments and reported findings to senior management for remediation. My responsibilities included thoroughly analyzing financial documents such as income statements, tax returns, bank statements, and credit reports to validate the borrower's income and assets. I was also responsible for identifying any discrepancies or red flags that could indicate potential fraud or non-compliance with lending regulations. In addition to my review responsibilities, I worked closely with team members and management to maintain accurate records and ensure that loan files were complete and compliant with internal and external guidelines. Effective communication skills and attention to detail were essential in this role, as even small errors could have significant consequences.

Education

Master of Business Administration - MBA, IFIM College

Bachelor's degree, Ramaiah College Of Arts, Science and Commerce