Headline

Solution Architect | VP | Ex- Barclays, Ex-CSC | Payments | Cards | Enterprise Architecture | Cloud | CMS | VisionPlus | VISA | MasterCard | Digital Banking | POC | Product Engineering | Java | Microservice | AI Agents

About

With over a 17+ of experience in the banking and financial technology sector, I currently serve as a Solutions Architect at Fiserv, contributing to the development of Vision Next, a cloud-native payments and processing platform. My work focuses on solution design, event-driven architectures, and API-first design patterns, leveraging my expertise in payments, Amazon Web Services (AWS), and cloud platforms to deliver scalable, flexible solutions for banks and financial institutions. Passionate about modernizing financial systems, I have significant expertise in payments, tokenization, and digital transformation projects. My career has spanned leading roles in renowned organizations, where I contributed to complex projects involving backend development, microservices architecture, and API integrations. At Fiserv, I continue to collaborate with cross-functional teams to empower innovation and enable cutting-edge payment solutions for a global audience.

Location

Pune City

AI stack

claude code

claude

codex

github copilot

Work experience

Solutions Architect at Fiserv, Aug 2025 - Present · 1 yr 1 mo, Hybrid, Vision Next (by Fiserv) is a next-generation, cloud-native payments and processing platform built by Fiserv, a major global financial services technology company. It’s designed to help banks, card issuers and financial institutions-FI modernize how they process payments and manage card products in a scalable, flexible way. It provides end to end suite of Payment solution. VisionNext is event driven based architecture based on Hexagonal design API first design pattern.

Principal Digital Channels-Principal Architect at Boubyan Bank, Sep 2019 - Jul 2025 · 5 yrs 11 mos, Kuwait City, Projects: Digital Products | POC | Microservices Migration | VISA | MasterCard | Mobile Banking Sector: Banking- Retail and Corporate | Digital Channels Role: Solution Architect | Lead Backend Development - Lead the design of ApplePay, Fitbit Pay, Click to Pay-VCEH, SamsungPay and GooglePay Integration-Solution design, VTS, MDES, and Technical POC implementation -Lead IBMB-Mobile Banking projects Solution design, Integration and Technical POC -Lead VISA API Integrations Inbound and Outbound related to In-App provisioning, Tokenization and Fraud Management -Design and built the SSO framework without IAM provider and Technical POC implementation -Helped Retail and Corporate projects code base framework enhancement, optimization and improvement -Design and built SSO seamless integration Supply chain, eNet, and Trade Finance -Review Masa3ed -Chatbot and Technical gap analysis related to design and high volume chat data to manage -Technical discussions with vendors regard system integration with IBMB app/applications. -Oauth2 implementation without IAM provider for supply chain integration through mobile banking APP -Technical Reviews and highlight gap analysis -Work with multi team-Mobile, Security, SCRUM, DEVOPS, PO, QA, UI/UX, business and stakeholders -Work with VISA and Master Card team on various projects -Complex project analysis design and Technical POC implementation -External system Integration and Technology approach decision maker on product -Integration feasible Solution provider to our stakeholders, Vendors and squad team while integrating with external system, new Integration and migration -Migrated Retail code base Oracle WLS to Tomcat Server to reduce the VM cost -Migrated monolithic complex services -Finance Murbaha to Microservices based architecture and MS framework improvement -Final point of contact for Technical challenges

Tehnical Lead-Microservices| Flink| Kafka| SpringBoot| IAM at Barclays Investment Bank, Nov 2016 - Aug 2019 · 2 yrs 10 mos, Pune Area, India, Project Type: Core Development/POC Projects: Phoenix, IAM suite automation, Servicenow Integration under GIS space Sector: Investment Banking | GIS Role: Technical Lead | Backend Lead • Design and development of complex API • Complete hold on end to end API design and development • Kafka setup(distrubuted messaging), producer and consumer • Integration with Flink • Microservices components design and development and monitoring • Processing of datalake through Kakfa and Flink • Written ETL job through Kafka and Flink. • Design and development of Microservices • Webservices-SOA based and RESTful integrations • Flink POC and integration with Kafka for high volume data • End to end API design and development • Service now REST API integration and enhancements • Design, code and code Reviews • Swagger UI integration for REST API • API health monitoring • Integration with messaging system Kafka. • End to end ownership of project from design to deployment • Design and development of Microservices • Written shell script for java processes • Perl and powershell script integration with Java • Single point of contact for technical challenges and POC • Automatioin through Perl and Java • API gateway interface with Zuul • Servicenow integration-perl code with java. • Architecure change of Servicenow integration. • Cyber Ark spam email POC. • Worked closely with USA, UK and Singapore team on various automation and POC.

Sr.Technical Lead| Integration-SOA | DigitalChannels-MobleBanking Development|@NBAD at HCL Technologies, Jun 2015 - Oct 2016 · 1 yr 5 mos, UAE, Project: Retail Internet Banking-(Digital Channels Development) Project Type: Core Development Role: Technical Lead Sector: Banking-Retail | Digital Channels • Complete hold on Payment service-SMS Money Transfer, Local Transfer and InternationalTransfer design and implementation • Admin,GetCustomerMaster module design and implementation. • Design the API and end to end implementation • Banking e-Channels API developments and integrations • XSD design and produce the WSDL url along with RESTful url • ESB Services integration through Spring Integration • Design the End point and produce the WSDL • Developed the RESTful API • Responsible for model (Entity) design. • Developed end point for all payment services • Produce WSDL and RESTful URL • API documentation with details along with request and response. • SOA architecture • Manage end to end solution for any technical challenges that has surfaced during construction • Convert business requirement into technical specification • Design the XSD and produces WSDL accordingly • Written Junit Testcases of all assigned services using Mocking framework

Professional Programmer Analyst at Computer Sciences Corporation (CSC), Mar 2011 - Jun 2015 · 4 yrs 4 mos, UAE, Role: Backend Developer Client: Emirates Airlines Project Type: Core Development • Complete hold on development to implementation. • Major contribution in server side development • Designing the complex API and implementation • Design the TDD document • Design and implemented JMSMessageProducer which published the data to topic • Converting Core data format as per XSD. • Written Marshal API which marshal the core data and published it to Topic. • Written Parsing API which parsed the data and do the transformation accordingly • CITP integration for email template. • Implemented dynamic scheduler jobs which trigerred weekly basis and post the email to CABS end to respective users. • Design the emailTemplate in XSLT and Freemarker. • Handle Complete end to end solution for any technical challenges that has surfaced during implementation. • Project architecture level changes-so make business services as RMI server and backing bean-as a RMI client. • Single point of contact for server side API across the modules including RESTful and SOA Services integrations • Implemented end to end complex jasper report for Emirates catering. • Setup the JBoss server in Linux box • Deployment of application war files in distributed environment(RMI server/Client-Spring based) • Setup the SONAR server for DeNA and Cat360 project to incorporate the SONAR alert/suggestions . Design and implemented dynamic jobs scheduling • Design and implemented generic file parsing API. • Design and implemented generic export excel utility. • Design milestone alert email template in XSLT which is based on XML data Projects: -DeNA LITE-Mobile -Emirates Engineering -DeNA-Emirates Engineering -Cat360-Emirates Catering-https://cat360.emirates.com/login.jsp -Marhaba CABS System-Dnata -MileStoneAlert-Emirates Group of IT internal -Dnata Front Office-2 -Dnata

Education

MCA, Computer Software Engineering, Dr. A.P.J. Abdul Kalam Technical University